10 Best Credit Cards 2023 – Cash Back Cards

In today’s world, credit cards are a ubiquitous financial tool that can offer a range of benefits, from convenience to rewards programs. Among the many rewards programs available, cash back credit cards are particularly popular as they allow you to earn a percentage of your purchases back in cash. 

With 2023 well underway, it’s a good time to take a look at the best cash back credit cards available this year. Whether you are a seasoned credit card user or looking to get your first card, there are plenty of options available with attractive rewards and bonuses. 

In this article, we will highlight 10 of the best credit cards 2023, taking into account their rewards, fees, and other factors to help you find the best one for your needs.

Best Credit Cards 2023 for Cash Back that You Must not Overlook

Credit cards are an essential tool for many people in managing their finances. Whether you use them for everyday expenses or for larger purchases, credit cards can offer a range of benefits, including cash back rewards. Also, you need to understand how to use credit cards wisely. 

If you are looking for a credit card that can earn you cash back, here are 10 of the best credit cards 2023.

Chase Freedom Unlimited®

This card offers 5% cash back on travel purchases made through Chase Ultimate Rewards®, 3% cash back on dining and drugstore purchases, and 1.5% cash back on all other purchases. Plus, there’s a sign-up bonus of $200 after spending $500 in the first three months.

Citi® Double Cash Card

This card earns 2% cash back on all purchases, with no limits or categories. You earn 1% cash back when you make a purchase and another 1% cash back when you pay it off.

Capital One SavorOne Cash Rewards Credit Card

This card offers 3% cash back on dining, entertainment, and popular streaming services, 2% cash back at grocery stores, and 1% cash back on all other purchases. Additionally, there’s a sign-up bonus of $200. This you can get after spending $500 in the first three months.

Discover it® Cash Back

This card offers 5% cash back on rotating categories that change every quarter, up to the quarterly maximum when you activate. All other purchases earn 1% cash back. Plus, there’s a cashback match at the end of your first year.

Blue Cash Preferred® Card from American Express

This card earns 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit and U.S. gas station purchases, and 1% cash back on all other purchases. Plus, after spending $3,000 in the first six months, there’s a sign-up bonus of $300.

Bank of America® Customized Cash Rewards credit card

This card offers 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. Plus, there’s a sign-up bonus of $200, which you can get in the first 90 days after spending $1,000.

Capital One Quicksilver Cash Rewards Credit Card

This card earns 1.5% cash back on all purchases with no limits or categories. The best part is that, in the first three months, you can get a sign-up bonus of $200 after spending $500.

Wells Fargo Propel American Express® Card

This card offers 3% cash back on dining, gas stations, rideshares, transit, flights, hotels, homestays, and car rentals, and 1% cash back on all other purchases. Also, you must not miss out on the fact that there’s a sign-up bonus of 20,000 bonus points after spending $1,000 in the first three months.

Costco Anywhere Visa® Card by Citi

This card earns 4% cash back on eligible gas purchases (up to $7,000 per year, then 1%) and 3% cash back on restaurant and eligible travel purchases. Further, you get 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases.

Chase Freedom Flex℠

This card offers 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Also, you get a 5% cash back on travel purchased through Chase Ultimate Rewards® and 3% cash back on dining and drugstore.

In Conclusion

There are many cash back credit cards available in 2023 that offer attractive rewards and bonuses. From cards with rotating categories to those that offer flat-rate cash back, there are plenty of options available to suit different spending patterns and lifestyles. 

When choosing a cash back credit card, it’s important to consider factors such as fees, interest rates, and rewards structures to find the best one for your needs. Using one of the best cash back credit cards for 2023, you can earn money back on your everyday purchases and enjoy other benefits such as sign-up bonuses, low-interest rates, and other perks. 

With careful research and responsible use, a cash back credit card can be a valuable tool in your financial arsenal. So, why wait?