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There are undoubtedly numerous factors that can have a negative impact on one’s credit score. If you’re concerned about what affects your credit or are attempting...
On commonly used credit score models, the highest credit score you can have is an 850. Few people achieve this financial feat because it takes time...
PocketGuard This budgeting app is available on App Store or Google Play and is perfect for those who struggle with overspending as it uses an algorithm...
A co-signer is a person who signs off on another person’s loan and agrees to pay off the debt should the borrower fail to pay for...
Credit inquiries refer to requests made by businesses to check on your credit. They are made to credit bureaus and the record becomes part of your...
Identity theft happens when an individual or group of individuals takes personally identifiable information like names, date of birth, social security number, your address, and your...
Making just about any big purchase today requires a check on your credit score, including buying a car, taking out student loans, renting an apartment, and...
