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Introduction: What is a credit freeze vs fraud alert? When should you use one or both? There’s always been controversy surrounding the difference between a credit...
Introduction: What is a Credit Privacy Number (CPN)? A credit privacy number (CPN) is a type of personal identification number (PIN) that is used in the...
Introduction: How Does Debt Consolidation Affect Your Credit Score? If you’ve always wondered how debt consolidation affects your credit score, read on. Debt consolidation is a...
What are the factors that impact your credit score? When it comes to factors that impact your credit score, we’re all aware that if you have...
What is a Credit Freeze & Why Should I Do This? A credit freeze is a security measure that prevents new creditors from accessing your credit...
Introducing the 800 Credit Score The credit score is a number that is used to show the likelihood that an individual will repay their debts. It’s...
Using credit cards to build your credit score is a smart idea. When you use a credit card, the credit card company reports your payment information...
The Fair Credit Reporting Act (FCRA) is a United States federal law governing how credit reporting agencies collect, store, and use consumer information. Today, the law...
Gift cards are a great way to avoid the effects of inflation. They can be used for any purchase. Consequently, they are a great way to...
If you’re looking for effective ways of building your home equity quickly, there are a few things you can do. First, make sure you’re making all...
