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Top Entrepreneurs you Can’t Miss During Covid19 – Press Release



NEW YORK, NY / ACCESSWIRE / July 15, 2020 / There is no question that with everything happening in the world right now, people are looking for ways to get inspired and realize that you can still be successful even during the current pandemic.

If you are looking to start a business during these uncertain times, here are some entrepreneurs who have successfully been able to grow their businesses, sustain and scale them, and are currently doing great things, even during this pandemic.

This year VIP MEDIA Group has put together a list of Top Entrepreneurs to follow.

– Grant Cardone

Instagram: @grantcardone

Grant Cardone is the bestselling author of The 10X Rule and has been buying real estate for over 30 years. Over those three decades, he has bought over two billion dollars worth of real estate in eight states. Grant currently manages 7,068 units with his private equity firm Cardone Capital. He is such a good real estate investor because of his extreme discipline, specific formulas, and good instinct to know when to exit the property. Throughout his career, Grant has been giving small investors a chance to start small and go big.

– Tai Lopez

Instagram: @tailopez

Tai Lopez is an investor, partner, and advisor to almost two-dozen multi-million-dollar businesses. Through his popular book club and podcasts The Tai Lopez Show, Tai shares advice on how to achieve health, wealth, love, and happiness with over 1.4 million people in 40 countries. The Tai Lopez Show gets around 800,000 downloads per month. In addition, Tai also owns the largest book shipping club in the world, Mentor Box, and was voted the Number 1 Social Media Influencer by Entrepreneur Magazine.

– Chris Bivins

Instagram: @chrisbivins

Chris Bivins, is a successful entrepreneur, master brand consultant and entertainer. From an early age, Chris’ parents stressed the importance of owning a business and finding a product or service that people need. In spring of 2020, Chris did just that. Chris developed Veri Viral, a website used to help social media influencers, and tastemakers enhance their brands. His website can assist individuals from all different industries, like helping musical artists get on Spotify playlists, and drawing attention to influencer’s content. Only a few months in and Veri Viral is growing and is making its mark in the entrepreneurial space. Chris’ goal for 2020, is to have his business making 6 figures, and to help 25 more people get verified on Instagram before 2021.

– Gabriel Hamel

Instagram: @gabrielrhamel

Gabriel Hamel is a successful real estate investor and founder of Hamel Investments. Hamel never desired the 9-5 life; he always saw himself pursuing a career where he could be his own boss. With no formal education or money, Hamel’s passion for real estate, business, and financial freedom has helped him to amass a multi million dollar real estate portfolio consisting of single family homes, multi-family apartments, commercial real estate, and mobile home parks. Hamel Investments takes a nonconventional approach to financing their properties. Instead of bank mortgages, Hamel uses seller financing. This creates a win-win scenario for both the buyer and the seller since the loan, term length, and down payment can be negotiated by the two parties as opposed to having the bank determine these factors. This method of financing has aided in Hamel’s success. Hamel currently owns 175 rental units valued at roughly $20 million dollars.

– Angolina Amores

Instagram: @angolinaamores

Angolina Amores, a former Miss Australia, has become a self-made serial entrepreneur owning 7 businesses from e-commerce, real estate, and coaching. This 26 year old always knew the 9-5 was not for her. She wanted to spend her previous time fulfilling her own dream as opposed to someone else’s. Angolina, also known as ‘The Female Mogul’, started the female empowerment company, The Alpha Femme, which she designed to help ambitious women build successful businesses. The brand’s mission is to empower women to build their empires unapologetically. Angolina will be releasing her course Millionaire Brand Mastery in the following days, an 8-week course that teaches individuals how to build 6-7 figure brands, with a focus on generating passive income.

– Jase Bennett

Instagram: @jasebennett

Jase Bennett, is a serial entrepreneur, and the owner of 5 successful businesses. Jase was recently named one of the Top “40 under 40” entrepreneurs in Hawaii. Jase went from selling pencils in the fourth grade to onboarding products into major retailers like Walmart, Costco, Target, etc. with his international trade and manufacturing company Prouduct. Prouduct has revenued over tens of millions of dollars in sales for their respective clients, helping them grow 5x in 2020 during arguably the worst economic downturns of the century. Now, Jase is using his knowledge and expertise to teach people how to build success. Jase created The Decode, a Podcast where Jase digs into the core elements of success to give his listeners all of the strategies to reach ultimate success.

– Travis Chappell

Instagram: @travischappell

Travis Chappell got his start as a door to door salesman, but he knew he wanted to do more. With the goal of financial, time, and location freedom in mind, Chappell began studying personal development and how to start a business. This led Chappell to start his podcast, Build Your Network, which was named by Forbes as one of the Top 10 Podcasts that will change your life, alongside other big name people like Joe Rogan, Gary Vaynerchuck, and more. Build Your Network helps entrepreneurs produce profitable podcasts, even having elite guests on his show like Grant Cardone, Tom Bilyeu, Molly Bloom, just to name a few. Chappell’s goal for 2020 is to finish and launch a software that he and his team have been developing, which will assist the independent creator space. Follow Chappell to stay up to date on this launch.

– Scott Aaron

Instagram: @scottaaronlinkedin

Scott Aaron, is a serial entrepreneur who got his start at 18 years old owning multiple health clubs. After discovering the power of social media, more specifically LinkedIn, Scott has mastered the site and has become the go-to specialist on the platform. He is using his expertise and experience to help entrepreneurs fully utilize LinkedIn to build their businesses. Some of his greatest accomplishments in the entrepreneur world are becoming a 2x best selling author, international keynote speaker and a top podcaster. In 2020, Scott plans to release a 4th book which he hopes to be his 3rd bestseller, and to reach different industries through his speaking to teach others how to harness, leverage and monetize the platform of LinkedIn using his methods.

– Boniface Ogunti

Instagram: @bonifaceogunti

Boniface Ogunti, also known as the King of Advertising went from nothing to over $5 million dollars in just a few years. From an early age, Boniface knew that the only way he would be able to create the life he wanted to live was to start a business. When he turned 19, he started his first business venture through e-commerce. After his success, people started to ask him how he did it. This led him to develop his e-learning company called Current9, which is designed to help people escape the 9-5 and start their own online e-commerce business. In 2020, Boniface plans to keep growing Current9, especially to the international market.

– Erick Goni

Instagram: @erick_goni

Erick Goni is a successful network marketer who, for the last 6 years, has spent time learning and growing in the marketing industry. Erick started network marketing as early as 17. He later moved onto dropshipping, but he realized that was not for him and used the funds he made to invest. A few years later he started his own company, Ergo Forex. His company Ergo Forex does a combination of network marketing and trading in forex, stocks, commodities, and cryptocurrencies. Ergo Forex is now a 6 figure company, making Erick one step closer on his road to financial freedom. In 2020, Erick’s goal is to hit the 7 figure mark in residual income and to create a portfolio of assets and investments of over $10,000,000.

– Amanda Martrice

Instagram: @Paidandprettychic

Amanda Martrice is the Vice President of one of the largest women empowerment brands in the world. Amanda was tired of the 9-5 life and wanted to have the freedom to make her own schedule and earn money on her own terms. Just 6 years later, she has become one of the top income earners in her company, earning multiple streams of income, and 6 figures. She has been able to help grow and build her company with thousands of customers from all over the world, providing them with private coaching programs, websites, and even being featured on podcasts. Amanda’s goal for 2020, is to expand her business and engage with as many people as possible to help transform their lives and help them reach success, just like she did!

– Timo Wilson

Instagram: @thebankrobbr @asapcreditsolutions

Timo Wilson is a successful salesman, financial guru, and credit repair master, which he became after realizing that working for someone else would never get him to his dreams of becoming the first multi millionaire in his family. With only $1,500 to his name, Timo quit his corporate job to live out his dream. In 2019, he started his business Asap Credit Solutions, a credit repair company. Now, one year later, Asap Credit Solutions is revenuing 6 figures monthly, has employed 17 people, and is helping 500-700 on a month basis repair their credit. In 2020, Timo plans to help 5,000 people become approval ready and help change the lives of as many people as he can through his business.

– Richard Telf

Instagram: @RichardTelfOfficial

Richard Telf is a first generation Cuban immigrant who has been doing e-commerce for about five years now. When he began, he had an interest in business and finding ways to earn money beyond a regular job. He knew about dropshipping, but was uncertain about whether it worked or not. After doing some intense research on coaches, he went half and half on a course with his current business partner Laz Chavez. It was seven hard months confused, frustrated and profitless. Richard and Laz were trying to build an Ecommerce business alongside going to school, working jobs and maintaining their social lives, so the workload was monstrous, but they kept at it. At one point, they finally figured it out. They were too invested in the products they picked before actually testing them. After they let go of this attachment, they tested, evaluated and experimented relentlessly. That’s when everything changed for them. Suddenly, they were making hundreds of sales daily and decided to keep expanding their testing mindset. Two years later, they did their first 7 figure month, had finished college, and quit their day jobs to focus all of their efforts into business. Richard realized the true blessing that came from e-commerce. He is able to spend time doing what he finds fulfilling and creating amazing memories with family and friends without having to worry about where the money will come from. That’s when Richard realized this blessing is something that CAN and SHOULD be shared with anyone willing to listen and give it a shot. Richard and Laz decided to share this freedom with strangers over the internet and started “The Ecom Profit Masterclass” in the hopes that they would experience similar joy. To date, they have over 1,000 students and they couldn’t be happier. Don’t let any other person be the gauge of your success, your “limitations” only affect you as long as you believe in them.

– Laz Chavez

Instagram: @LazChavez

Laz Chavez is a Cuban-born immigrant living in Miami who has been involved with e-commerce for the past 5 years. He was studying at Cornell to become a Mechanical Engineer, but was looking for ways to make some extra money. Then one day he and his business partner, Richard, got involved in dropshipping. It took 7 months of testing and failing until they saw their first profitable day. Those first 7 months were the hardest because they weren’t sure if they were doing something wrong or if it was the system. Those 7 months really helped them to discern which of those variables were in their control and let them focus their efforts into those variables. Once they figured that out, they started making regular sales and kept scaling from there. At one point, they were making so many sales that it was impossible for them to handle everything, so they began to outsource various tasks and really started to automate their business. After 3 years in the game, some 7-figure months, and a ton of trial and error, they decided to share their knowledge about E-com with the public and started “The Ecom Profit Masterclass.” Their students started seeing success, they kept growing and created a community of like minded entrepreneurs on a similar path to financial freedom. Nowadays, some of these students are more profitable than Laz and Richard are. They provided the fundamentals, but all of that growth was due to the students’ own experimentation and efforts.

– Philip Michael

Instagram: @yfwtb

Philip Michael is an entrepreneur, real estate investor, and bestselling author. Since 2017, he’s built a $57 million portfolio of tech-powered real estate in NYC and Philadelphia. As CEO of and fintech app NYCE, Michael’s created a wealth universe dedicated to wiping out racial and economic inequality. “My mission is to create 100,000+ millionaires of color,” says Michael, who posts money advice daily on Instagram. “The best way to overcome economic disparity is to sustain the wealth.” Powered by a $50 million IPO filed in April, the NYCE wealth universe is on track to hit $1 billion in assets by 2024, according to Forbes estimates. He has one of the fastest-growing real estate/money channels on Instagram, growing from friends and family to over 35.2K followers since April. The NYCE app, which goes live on Google Play and the Apple Store in August, will feature the first stock trading platform for real estate. Since May, the NYCE team’s closed over $400,000 in micro-investments from first-time investors for their Robinhood-inspired real estate investment app.

– Sebastian Swick and Eric Caste

Instagram: @Amazon_Lit

Sebastian Swick and Eric Caste are the co-owners of AmazonLit, a successful wholesale business on Amazon being named a Top 50 Amazon 3rd party seller. What started off with only $4,000 in capital, is now becoming one of the largest 3rd party sellers in the county producing over $150 million in sales. This team saw a need in the industry to provide authentic information about the world of FBA Wholesale, something they wish they would have had starting out. With nearly 7 years of experience, they developed EsellersRI, a program designed to teach others how to start, grow and scale their Amazon business using the same tactics they used for their 8 figure company. Their goal for 2020 is to help 2000 people reach financial freedom through selling on Amazon, like they did.

– Shabaz Ahmed

Instagram: @Shabazfx

Shabaz Ahmed, is a highly successful forex trader. At just 24 years old, Shabaz who was once on government assistance, is now living a life of financial freedom. After dedicating 5 years to master the craft of forex trading, Shabaz started to share with others how he reached his success. After hearing the positive impact he had on the people he shared his knowledge with, this inspired Shabaz. Now he is seen traveling across the world on prestigious stages speaking in front of 10,000+ empowering individuals to reach their own financial goals just like he did. In 2020, Shabaz wants to focus on helping his 5,000+ members level up financially, spiritually and mentally.

– Chris Diaz

Instagram: @itschrisdiaz

Chris Diaz got his bachelor’s degree in 2016 and then got experience working sales for the most luxurious car dealership in Miami, FL and in a banking position at J.P Morgan Chase. He then saw the opportunity in the digital marketing space, so he decided to invest into courses, mentors, books, and materials that would teach him how to grow his social presence. Chris then started his own agency, pursued his passion, and is now fulfilling his life’s purpose. Chris is a consultant, marketing expert, and CEO of Chris Diaz Agency. He is well known for his innate ability to revolutionize the way a brand is seen. He provides digital consulting for 6-7 figure entrepreneurs and elite businesses looking to grow their social presence and scale beyond their current standing. He also runs a 100M+ digital network filled with artists, entrepreneurs, athletes, influencers, and more which he leverages to drive more traffic to his clients businesses.

– Maria Brown


Maria Brown, is a serial entrepreneur, investor, and business consultant. She is the definition of hard work and determination. CEO of Brown Consulting, Maria Brown has used her life’s biggest challenges and struggles as a force to inspire others to accomplish their dreams. An avid traveler and lover of life, Maria looks forward to continuing to run her multiple successful businesses and inspire others to do the same in 2020 and beyond.


Paula Henderson


About VIP Media Group:

VIP Media Group is a hybrid PR agency. Their diverse client base includes top-class entrepreneurs, public figures, influencers, and celebrities.

SOURCE: VIP Media Group

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Credit Repair Companies

USA Credit Repair Review



Consumers looking into credit repair companies are faced with many different options, some better than others. USA Credit Repair falls short of meeting our standards in several areas, including quality of services, pricing structure, and sales practices. Our review breaks down these red flags and more to help you make the most informed decision when approaching credit repair.

Pros Explained

  • Free consultation: Get a credit repair consultation before deciding if you want to commit to services.
  • Offers an accelerated service: If you’re in a rush, you can pay for faster results.
  • Cancel anytime: USA Credit Repair doesn’t lock customers in with long-term contracts.
  • Online portal: Track your progress via a convenient account management portal.

Cons Explained

  • Misleading claims: USA Credit Repair makes several claims regarding fees and guaranteed results that could easily mislead customers.
  • Lack of pricing transparency: The company fails to disclose pricing online, forcing you to talk to a sales agent to get a quote.
  • Website difficult to navigate: It’s hard to find the information you need on USA Credit Repair’s website.
  • No educational resources: We typically like to see credit repair companies provide value with free educational materials, but USA Credit Repair doesn’t make these available.
  • Doesn’t offer a money-back guarantee: USA Credit Repair promises results within the first 30 days but doesn’t back this claim up with any type of financial guarantee.

Types of Services

USA Credit Repair’s services are limited to the bare minimum typically required of a credit repair company. There are no clearly defined service packages, just a single membership option with few opportunities for customization.

Credit report analysis

The first step in USA Credit Repair’s process is a credit report analysis. A credit expert reviews your credit reports in depth, looking for negative items bringing down your score. Each item is carefully examined to determine whether you might have grounds to dispute it with the credit bureau.

Credit disputes

If USA Credit Repair identifies items in your credit reports that are inaccurate, they’ll contact the credit bureaus on your behalf to initiate the dispute process. This includes filing appeals if a dispute is initially denied.

If you believe a credit reporting error comes from the lender’s side, you can also have USA Credit Repair send a validation request to ask for proof that the debt is legitimate. Finally, the company handles goodwill interventions, which can be an option for a small number of people with a single negative mark but overall good credit. If the item is accurate but an anomaly on your report, you may be able to have it removed just by showing an otherwise positive payment history.

Optional Add-ons

Credit repair companies sometimes sell add-ons to their core packages for an extra fee. For example, they may offer credit monitoring or identity theft protection to be used in tandem with their credit repair services. USA Credit Repair doesn’t make any of these available, although it does provide one optional service to speed up the credit repair process.

Accelerated program

Unexpected credit reporting errors can hold up time-sensitive processes such as applying for a mortgage. If you’re on a tight schedule, USA Credit Repair’s accelerated program provides faster results for an additional upfront fee. However, the company doesn’t say exactly how much more efficient its accelerated program is compared to standard service. Without any guarantees, it’s hard to say whether this add-on is even worth it.

Customer Service

Like most credit repair companies, USA Credit Repair stays in touch with customers via phone and email. Operating hours are somewhat limited, from 9 a.m. until 6 p.m. EST. The company also hosts an online portal where customers can log in and check the status of their credit repair case 24/7.

Each customer is assigned a dedicated case representative who oversees their entire credit repair process from start to finish. While this is fairly common, not every company does it and it makes a big difference in the overall customer experience. With a designated case manager, you’ll always have someone to talk to who is familiar with your specific situation.

Company Reputation

USA Credit Repair’s reputation among customers is mixed. To the company’s credit, it has no complaints registered with the Consumer Financial Protection Bureau, which keeps a record of customer-reported issues related to poor business practices and potential legal violations. It also has an average 4-star rating on Google with mixed positive and negative reviews.

However, USA Credit Repair has an F rating with the Better Business Bureau and a pile of concerning complaints. Many former customers claim that they were charged hundreds of dollars in advance for services that failed to produce results. There are also reports of harassing phone calls after discontinuing services with the company.

Just because a company doesn’t have any complaints with the Consumer Financial Protection Bureau doesn’t make it automatically trustworthy. Most consumers don’t know about the CFPB complaint database, and it’s not uncommon for smaller companies like USA Credit Repair to have no complaints. In addition to vetting companies through the CFPB database, you should also look at other resources like the Federal Trade Commission, the Better Business Bureau, and Google Reviews.

If you have a complaint about the services of a credit repair company, you can file a complaint with the FTC or call 877-FTC-HELP.

Contract Duration

On its website, USA Credit Repair advertises that it has no contracts and offers a “month to month” service that customers can cancel anytime. But according to testimonials from former clients, this isn’t exactly the whole truth. Many customer complaints allege that company representatives convinced them to pay for multiple months ahead of time in one lump sum, typically in three-month quantities. Although this may not technically be considered a long-term contract, it’s a problematic practice, to say the least.


Our most pressing concern while reviewing USA Credit Repair was its pricing structure. First and foremost, the company doesn’t disclose its prices online. This is typically a red flag, as it forces customers to talk to a sales representative just to get a quote, which opens up opportunities for pitfalls. Pricing may vary by individual and plan, although according to the information we received and reports from customers, base pricing is around $99 per month.

With that said, an overwhelming number of former customers claim that they were charged upward of $300 in advance for multiple months of service. This typically appears to happen after the customer calls in and is convinced by a company representative that their credit repair case will take a certain number of months to resolve. Those who enroll in the accelerated program can expect to pay an additional $350 fee on top of regular service charges.

USA Credit Repair also publishes some misleading information on its website regarding its fee structure. The company advertises no upfront fees, but this is a moot point since the Credit Repair Organizations Act makes it against the law for credit repair companies to collect payment before services have been rendered. To make things worse, hidden in the website’s fine print is a disclaimer that states “an initial setup work fee will be charged within the first week or once initial work is completed.”

One other item we found missing was a discount for couples. It’s fairly standard for credit repair companies to give couples a break on fees when signing up since their reports share much of the same information. With USA Credit Repair, couples have to pay full price for two individual memberships.

The one silver lining is that USA Credit Repair’s initial consultation is free. Not every credit repair company does this. A free consultation is a good opportunity to ask the company hard questions about whether any items stand out on your report as potential errors. If the representative is unable to point to any legitimate mistakes, credit repair may not be necessary for you.

Remember that credit repair companies can’t work magic. If all the information on your credit report is accurate and there are no errors to dispute, you’ll only be able to improve your credit by keeping debt low and making consistent on-time payments.

The Competition: USA Credit Repair vs. CreditNerds

To see if USA Credit Repair was worth the $99 monthly fee, we compared it to CreditNerds, a competitor that offers free basic credit repair. Instead of collecting fees from its customers, CreditNerds makes money by referring clients to affiliate partners.

We were unable to find anything significant in USA Credit Repair’s service offering that wasn’t available through the free CreditNerds plan. If that wasn’t enough, CreditNerds provides some of the most advanced educational tools in the industry—also without charging a dime. CreditNerds gives USA Credit Repair a run for its money and is absolutely worth considering before you sign up for a paid plan.

  USA Credit Repair CreditNerds
Year Founded 2004 2007
Services Offered Credit repair Credit repair, funding
Customer Service Touchpoints Phone, email, client portal Phone, email, client portal
Upfront Fee $99.00 $0
Monthly Fee $99.00 $0


Overall, we aren’t impressed with USA Credit Repair’s limited services, especially given the company’s relatively high fee of $99 per month. Several competitors offer complete service packages at significantly lower prices, many of which take a more effective approach that includes credit education and long-term financial planning. Even if USA Credit Repair did provide better value, the company’s advertising practices and lack of transparency make us concerned that customers could easily be misled and fall into traps.

How We Review Credit Repair Companies

Since the credit repair industry is well-known for leading consumers astray, we take a highly critical approach to reviewing companies. Our scoring system analyzes quality of services and pricing, comparing them to industry standards and best practices. We look at each company’s marketing language and flag any misleading terminology. We also give higher scores to companies that provide educational materials to help customers achieve long-term financial success.

Learn more: Read our full Credit Repair Review Methodology here.

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Credit Repair Companies Credit Repair Review



One of the most well-known credit repair companies, has been helping consumers address credit disputes since the late 1990s. But just because a credit repair company has spent decades in business doesn’t mean it offers the best services. While has a competitive range of plans, there are also a few red flags you should know about before you decide to enroll in credit repair services.

Pros Explained

  • Offers a free credit evaluation: Get a free online credit snapshot that includes your credit score, a summary of the negative items on your report, and suggestions for how to address them.
  • Choose from three service levels: offers options for basic, moderate, or aggressive credit repair based on your needs.
  • Robust educational library: Even non-customers can take advantage of the free credit information, videos, and interactive calculators at
  • Mobile app available: Download the free mobile app to track your progress and get alerts.
  • Option for in-house credit monitoring: Two of’s three service packages include ongoing credit monitoring and alerts.

Cons Explained

  • Poor customer reviews: gets consistently poor feedback across multiple review sources.
  • Lacks full pricing transparency: Pricing isn’t disclosed up front on’s website, and you need to watch out for hidden fees.
  • Limited monthly disputes: Depending on the plan you choose, you’ll only get 15 to 19 disputes per month.
  • Not available in all locations: may be unable to offer services in your area of residence due to lack of local legal representation. Unfortunately, the company doesn’t disclose its service areas; you’ll have to enter your address to find out.
  • No money-back guarantee: Many competitors offer a refund if they aren’t able to remove any items from your report, but doesn’t have a similar policy.

Types of Services offers three service packages with tiered levels of service. These are designed with the idea that not all customers need the same level of support in repairing their credit; some may just have one or two errors to be corrected while others are in need of a complete overhaul. This allows customers to save money by not paying for services they aren’t likely to ever use.

Direct Plan

The entry-level Direct Plan is the one most suited for individuals with an overall decent credit history, but who could benefit from correcting a small number of errors on their report. The plan comes with up to 15 disputes per month (five per credit bureau), a quarterly credit score update, and access to customer service as needed. However, will not dispute inaccurate hard inquiries on your report with this plan.

Standard Plan

The next step up is the Standard Plan. This package includes the same number of monthly credit disputes and credit score checks, but adds a few features useful to those with more extensive credit repair needs. In addition to your quarterly credit score, you’ll also get a personalized analysis as to what has changed and what could still be improved. Ongoing credit monitoring is included with alerts sent anytime there is a significant change. will also dispute hard inquiries on your behalf.

Advanced Plan

If you have extremely poor credit and need improvements that go beyond disputing inaccurate information, the Advanced Plan may be more suited to your needs. The package includes roughly the same credit repair benefits as the Standard Plan, although you’ll get 19 disputes per month instead of 15. However, the plan also comes with $1 million in identity theft insurance and access to personal finance tracking tools to help you better manage your open credit accounts.

Service Direct Plan Standard Plan Advanced Plan
Monthly items disputed 19 15 15
Credit score checked Monthly Quarterly Quarterly
Credit score analysis Monthly Quarterly  
Customer support
Credit monitoring  
Hard inquiry disputes  
Identity theft insurance    
Credit account management tool    

Optional Add-ons

Between’s three tailored plans, there isn’t much need for add-on services. With that said, the company does sell one optional extra that can be tacked onto any package.  

Quickstart Service

If you’ve just discovered errors in your credit report while in the process of a major financial event (such as applying for a mortgage), you’re probably on a tight schedule to correct the issue.’s Quickstart service charges a small one-time fee to automatically retrieve your TransUnion credit report from partner site and load it into their system. This can save a bit of time as won’t have to wait to start looking through your report.

Pay close attention as you’re completing the checkout process on The company automatically checks the box selecting Quickstart, and unless you uncheck it, you’ll be charged an extra $14.99 for a service that you may not want or need.

Customer Service’s main customer service touchpoints are via email and phone, the latter of which is operated Monday through Friday from 6:00 a.m. until 10:00 p.m. MST.

Customers can also download a mobile app for easier access to their account dashboard and credit score tracker. The app is available for both iOS and Android and gets generally positive reviews with at least four-star ratings in both app stores.

Company Reputation

From an objective standpoint,’s services appear to offer good value with a broad range of services. Unfortunately, however, many customers seem to disagree. The company has a D rating from the Better Business Bureau, 62 complaints in the past three years, and a three-star average rating.

More worrisome is that has been the subject of 16 complaints with the Consumer Financial Protection Bureau in the past three years and was even sued by the agency in 2019. According to the lawsuit, and a competitor owned by the same holding company, Lexington Law, both violated telemarketing laws and charged illegal credit repair fees before any service had been rendered. This violates the Credit Repair Organizations Act, which states credit repair companies cannot collect payment before providing their services.

If you have a complaint about the services of a credit repair company, you can file a complaint with the FTC or call 877-FTC-HELP.

Contract Duration

None of’s service plans are subject to contracts, meaning you can cancel anytime without penalty. According to the company, most customers need to pay membership fees for an average of six months to see results.

Cost prices its services according to the table below, with fees ranging between $69.95 and $119.95 per month depending on the plan you choose. Those who select the Quickstart service will incur an additional one-time fee of $14.99.

  Direct Plan Standard Plan Advanced Plan
Monthly fee $69.95 $99.95 $119.95

To stay in compliance with the Credit Repair Organizations Act, calls its first month of membership fees a “first work fee”. This is because credit repair companies aren’t allowed to start charging monthly fees until they’ve already begun performing work. From a practical standpoint, this doesn’t change anything for the consumer, but it’s something to be aware of as you’re signing up for credit repair.

The Competition: vs. The Credit Pros

No two credit repair services are the same. To gauge how stacks up against the competition, we pitted it against The Credit Pros. Both companies charge similar monthly fees for their entry-level plans, although The Credit Pros’ most premium plan is pricier than’s most expensive option. The Credit Pros also charges a significant upfront fee whereas has none.

While The Credit Pros is higher in price, we find the difference justified. All packages include credit monitoring and identity theft protection, items only offers with higher-tier plans. The Credit Pros will also submit unlimited disputes on your behalf, while places a cap on the number of disputes per month at each of its service levels. Finally, The Credit Pros offers financial management tools to all of its credit repair customers that doesn’t match. These include bill payment reminders, a budgeting system, and automatic syncing with your open accounts. The Credit Pros
Year Founded 1997 2009
Services Offered Credit repair, monitoring, identity theft protection Credit repair, monitoring, identity theft protection, financial planning
Customer Service Touchpoints Phone, email, mobile app Phone, email, client portal
Upfront Fee $0 $119.00 to $149.00
Monthly Fee $69.95 to $119.95 $69.00 to $149.00


Looking at’s plans and services, they seem to provide much better value than competitors, especially considering the inclusion of credit monitoring and identity theft protection with premium packages. However, we’re highly concerned with the volume of customer complaints and’s history of facing legislation from the Consumer Financial Protection Bureau. It’s best to proceed with caution with this company.

How We Review Credit Repair Companies

We assess a variety of factors to review credit repair companies, using a quantitative scoring system to assign each a total score out of five possible points. Our method looks at the services offered by each company, including the number and variety of plans available and their value in terms of pricing. We also look at each company’s reputation among customers and with third-party agencies such as the Consumer Financial Protection Bureau. Finally, we walk through the customer purchasing experience to see what you can expect if you decide to enroll in credit monitoring services.

Learn more: Read our full Credit Repair Review Methodology here.

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Credit Repair Companies

ADR Financial Group makes its name as one of The Best Credit Repair Companies in the USA



Your credit score plays a vital role when it comes to buying a car, purchasing a home or obtaining a loan for any other purpose like starting a business. In cases where you have a lower credit score, these purchases may become unrealistic and impossible to achieve. It may result in having to pay higher interest rates or putting down a large down payment. Having negative marks on your credit report will hamper your creditworthiness which is why it is important to stay on top of your finances. 

Within a short period of time, ADR Financial Group quickly raised to the top as one of the best credit repair companies in the United States. Founded by Alexis (“Lex”) DeWitt and Ratiq (“Rocky”) DeWitt, ADR Financial Group is based in Charlotte, North Carolina. ADR Financial  Group is dedicatedly assisting their  its clients with the removal of inaccurate, erroneous, and unverifiable accounts on their credit report. With a mission to deliver a clean credit profile to its their clients, ADR Financial Group also educates their clients on how to achieve the highest credit scores during restoration. 

ADR Financial  Group is not your typically credit repair company.  What separates ADR apart from all, is the fact that their program is personalized to fit their client needs,  rather than providing a generic procedure for all. Although credit is an important aspect of life it is not taught in schools or institutions. This is the sole reason behind the establishment of ADR Financial Group. Over the years, ADR helped many of their clients reach their financial goals . Till date, ADR has helped more than 700 families purchase their dream home, removed more than $17 million of debt from credit reports and deleted over 72,000 negative accounts.

Some of the services offered by the company are Full-Service Credit repair, DIY Credit Repair, Tradelines, Credit Education, Business Credit and Credit Monitoring. Moreover, ADR also teaches other entrepreneurs how to start their own credit repair company to help change lives. Check out their website if you’re interested in their services. 

In the next 5 years, the company plans to be a pioneer for all those who find difficulty in purchasing their homes. ADRs target is to help 5000 families in building a home of their dreams. Besides this, ADR plans to make financial literacy a topic of discussion in many schools and households. ADR is making a significant impact in urban 

(Syndicated press content)

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