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TNL Helps Hoosiers During COVID-19 Pandemic

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US based The Net Lender (TNL) has noted that Hoosiers are being hurt by the pandemic. About 80% of Hoosiers are afraid of seeking healthcare during the COVID-19 pandemic, and many are afraid of visiting hospitals or other healthcare providers during this time. This means the healthcare industry may be slow to recover.

After a survey that questioned 700 Hoosiers about their COVID-19 awareness and fears, it was discovered that about one third were apprehensive about seeking care at pharmacies, clinics, free-standing surgery centers and even physician offices. The reason for this is that many people are not completely sure that it is safe to visit a healthcare center, and they are also afraid of the potential cost of healthcare.

Often, healthcare can wipe one’s savings completely, and with many people being laid off or simply making less money than usual due to the pandemic, daily expenses have become more difficult to handle for a lot of people. This is where The Net Lender’s services come in. The company offers quick and easy access to financial aid, which many people have found to be incredibly helpful in difficult times. TNL can be found at https://thenetlender.com/locations/title-loans-carmel-in-6288/.

“Sometimes, the need for emergency funds arises, and this can be a very worrisome and stressful time,” says TNL. “Traditional bank loans might not be an ideal option for you, and that’s okay. The Net Lender is here to help you acquire the cash you need for an unexpected expense or emergency financial situation. Or maybe you simply want to take a vacation. Regardless of your reason for needing money fast, thenetlender.com can definitely help.”

Banks and similar financial institutions offer financial aid but they make the approval process very difficult. Making an application is often long and complicated, and banks usually require that the applicant have good credit. This means that many people in difficult financial situations do not qualify as they often have bad credit. TNL uses customers’ vehicles as collateral when offering financial aid, however, which makes TNL a very useful resource for those in need of emergency cash. Learn more here: Title Loans Carmel.

TNL has been helping customers acquire the cash they need for many years, and numerous customers have survived financial emergencies with the help of The Net Lender. At TNL, they work hard to provide honest and fair rates for quick and easy to obtain financial aid. They work closely with customers to come up with payment plans that fit each individual customer’s financial situation. TNL does not have any hidden fees or extra costs for their customers to deal with later and instead works to ensure their customers are not financially crippled by the process of repayment.

A number of customers have left great reviews of TNL. One review, which can be found on the financial provider’s site, praises TNL for restoring the customer’s faith in the industry. “I am the head of the household, and I know of the pressure one can get from bills and discrepancies in their credit,” says the review. “I used the car I bought before I got married, and it turned out to be such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you, and hopefully my car will be eligible again if need be.”

Another customer says TNL came highly recommended by their neighbours, explaining, “I came in directly after my work shift and was worried, due to the time restraints, to get my loan processed in time. Everything went smoothly and quickly but, most importantly, efficiently. Very friendly staff. I would recommend TNL for any person needing money quickly.”

For more information on The Net Lender, visit their website. The Net Lender is always looking to help people with all their financial issues, and the financial aid provider is always ready and willing to give customers the cash they need. Get in touch with TNL for quick and easy access to cash in emergencies.

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For more information about The Net Lender Locations, contact the company here:

The Net Lender Locations
(888) 663-7074
n/a

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Warner Robins GA Credit Repair Finance Score Improvement Service Launched

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New credit repair services have been launched by the expert team at Fresh Start Consumer Services. They work with clients in Warner Robins, GA and the surrounding areas.

New credit repair services have been launched by the expert team at Fresh Start Consumer Services. They work with clients in Warner Robins, GA and the surrounding areas.

Fresh Start Consumer Services has launched a new credit repair service for clients looking to improve their financial future. Interested parties can sign up for credit consultations, in-depth credit analysis, credit recommendations and more.

Full details can be found at: https://freshstartconsumerservices.com/index.html

The newly launched services are designed to ensure clients can repair bad financial credit history, track their improvement campaign in measurable ways, and secure a better future for themselves and their family.

Clients can work with Fresh Start Consumer Services to clean up their past. This is achieved by working with the major credit bureaus and creditors to challenge the negative report items that affect the credit score.

Based in Warner Robins, GA, the expert team at Fresh Start Consumer Services is passionate about helping citizens to improve their credit score to give them more buying power. As a result of this, clients are able to secure more options in life.

The team understands that sometimes bad things happen to good people, and their services are designed to ensure that clients can get the most out of life. They also realize that a bad credit score can harm clients’ quality of life – and can be a difficult situation to get out of.

Fresh Start Consumer Services offer courses in credit repair and restoration, budget management, credit education and purchase assistance. Clients get easy access to their account 24/7 for live status updates on improvements, allowing them to fine-tune the management of their credit score.

Service options include personalized dispute options to fit each clients’ exact credit repair needs, an experienced case analyst and case advisor working personally with them throughout the process, custom dispute letters, and more.

For clients, there are a number of reasons to work with a credit repair specialist. Clients are able to secure significant savings on interest rates, attain better terms on loan products, and get access to the best credit card deals. They also gain access to more housing options.

The team states: “Fresh Start Consumer Services offers a unique combination of services that gives our clients the quality of life they deserve. We specialize in helping our clients achieve qualifying credit and the financial health they desire.”

Full details can be found on the URL above.

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Is it Possible to Trade In a Car Early?

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Yes, early trade-ins are possible when you finance a vehicle. In fact, there’s no set time frame on trading in a car. Most dealers won’t take a trade-in that’s too fresh, though, and it’s best to wait until there’s equity in your vehicle before you try to trade it in.

What’s a Trade-In?

When you trade in a car, you’re essentially selling it to a dealership and financing something else from their lot, without the hassle of selling and buying with separate transactions. There are no hard-and-fast rules about how and where you have to trade in your vehicle.

However, it’s beneficial to shop around and see which dealers can give you the best price, but you shouldn’t just head to a car lot and ask what they’re willing to offer you. When the time comes, there are several steps you may want to take to get ready for the trade-in process, especially if you’re looking to trade in early before you’ve had the chance to close the equity gap.

Trading In Early and Equity

Are Early Trade-Ins Possible When You Finance a Car?When you’re trading in a vehicle soon after you’ve financed it, you’re more likely to be in a negative equity position – owing more on your auto loan than the car is worth.

This is especially true if you financed a new vehicle, or a certified pre-owned car. Newer vehicles depreciate faster than used ones, which have typically already seen their biggest drop in value.

Depreciation is the loss of value over time and it can’t be stopped. It can be slowed, though. The best way to do this is by using a large down payment when you finance. This reduces the amount you have to borrow, and leaves you owing a price closer to what the car might cost after you drive it off the lot. New vehicles typically lose around 10% of their value as soon as they touch the road.

If you don’t have the equity to recoup your investment in a car, you have to make up that difference out of your own pocket. It’s much easier to trade in a vehicle that can pay for itself, but this isn’t always possible when you’re trying to do so early.

Preparing Your Early Trade-In

When you know that you’re starting with a deficit on your trade-in, it’s a good idea to be prepared to get the most you can. Clean the car thoroughly, both inside and out, and make sure to fix any minor damage that may have occurred in the short time since you took out your loan.

Getting the vehicle detailed and fixing major mechanical issues isn’t likely to result in a worthwhile increase to the cash in your pocket, so don’t go overboard. Remember, you want to make as much money on this trade as you can, and it’s probably cheaper for the dealership to fix any large issues.

Before you set foot in a dealer to get your trade-in appraised, it’s a good idea to know approximately how much your car is worth. You can find this out by going to online valuation sites such as Kelley Blue Book or NADAguides. Be sure to be honest when you’re inputting information, since it’s the only way to get an accurate estimate of possible value.

Shopping for Trade-In Values

Once you have the estimates (which you should print or save to your phone), it’s time to take your trade-in to get looked at. Taking it to a few different dealerships is a good way to find the best deal you can.

We recommend taking your early trade-in to at least three different dealers, making sure at least one of them is a franchised dealership that sells your vehicle’s brand. A franchised dealer that sells your car’s brand may be more likely to offer a higher price.

Depending on your credit situation, it’s likely a good idea to ensure you’re trying to trade in your vehicle to a dealership that can work with your situation, especially if you have poor credit. And that’s where Auto Credit Express can come in handy.

We have a nationwide network of special finance dealers that are signed up with subprime lenders who can help people in many different types of credit situations, including bad credit, no credit, and even bankruptcy.

The process is easy to get started – just fill out our free auto loan request form. We’ll match you to a local dealership that can get you started on the financing you need after your early trade-in.

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Jackson receives financial reporting award

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JACKSON, Mich. (WILX) – The City of Jackson is getting international recognition for its transparency in financial reporting.

The Government Finance Officers Association of the United States and Canada (GFOA) awarded the Certificate of Achievement for Excellence in Financial Reporting to Jackson for its Comprehensive Annual Financial Report (CAFR) for the fiscal year ending June 30, 2019.

The CAFR was judged by an impartial panel to meet the high standards of the program. Standards include demonstrating a constructive “spirit of full disclosure” to clearly communicate the financial story of the City and encourage users and groups to read the CAFR. The Certificate of Achievement is the highest form of recognition in the area of governmental accounting and financial reporting.

“This is great for the City as a whole because it improves our bond rating,” said City Manager Jonathan Greene. “We believe this award will help our residents understand the work we do to make the City’s finances transparent and easy to understand.”

Bond Ratings are letter grades assigned to bonds that indicates good or bad credit for an entity like the City of Jackson. By having a strong bond rating cities are granted opportunities to pay back interest at lower rates.

The CAFR can be viewed HERE.

Copyright 2020 WILX. All rights reserved.

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