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These Are The Top 20 Entrepreneurs You Need To Pay Attention To in 2020

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NEW YORK CITY, NY / ACCESSWIRE / December 23, 2019 / This decade has been known for the rise of entrepreneurship, social media, technology, experts from all industries; including digital marketers, psychologists, real estate experts, and everything in between.

Today, more than ever, it is crucial that we identify the different variety of leaders the world of entrepreneurship has to offer.

This year, VIP Media Group put together an impressive list of what they consider to be some of the top entrepreneurs you need to pay attention to in 2020.

-Jason Stone
DATE OF BIRTH: December 5th, 1979.
INSTAGRAM USERNAME: @Millionaire_Mentor

Jason Stone is a serial entrepreneur with multiple seven-figure business ventures across various verticals of web and marketing. He is widely known by over 5 million people around the world on Instagram. Jason utilizes his experience and passion as a motivator, mentor, teacher, and social media influencer to help others create success. Jason Stone is an accomplished Senior Executive, Consultant, and Thought Leader with more than 20 years of success across the engineering, e-commerce, social media, internet, marketing, advertising, technology, automotive, blockchain, franchising, and health and wellness industries. He is an early stage startup tech investor/advisor to over a dozen companies. Leveraging extensive experience creating go-to-market strategies and viral marketing, he is a valuable advisor for an organization experiencing growth or launching new products. His broad areas of expertise include business development, mechanical engineering, global strategy, email marketing, digital marketing, automation, blockchain, organizational leadership, and growth hacking.

-Jose Zuniga
DATE OF BIRTH: December 13th, 1994.
INSTAGRAM USERNAME: @teachingmensfashion

Jose Zuniga is a Latino entrepreneur originally from Honduras who, at just 24 years old, has built an entire fashion empire for men. From over 7 million men collectively following him on social media to hear his advice, to selling thousands of his clothing items across the world, Jose’s success is an example of determination, grit, and hard work. Jose owns a basics clothing brand for men called ESNTLS. This brand sells basic pieces for men that fit well, are made with proprietary blends, and are sold at affordable prices. ESNTLS has been so successful that on launch day they sold over 1 million dollars of product in a single day and received over 600K of estimated traffic to the site. In addition, Jose’s Instagram account has become the world’s largest men’s lifestyle creator in the world on topics like style, fitness, dating, personal development, and grooming.

Cory Jean is the go-to consultant for companies on handling their most challenging and difficult financial situations. His solutions are anchored with innovative, structured and proven strategies. He has helped thousands of companies and individuals discover superior solutions that led them from the brink of financial collapse to true profit and sustainable growth. Cory wants to teach those who are truly motivated the same techniques, tools and strategies he used to save thousands of companies and to build his own businesses. Moreover, Cory takes the most pride in saving small and family-based businesses from the brink of collapse to amazing growth and success.

-John Malott
DATE OF BIRTH: August 31st, 1970.
INSTAGRAM USERNAME: @john.malott

John Malott is a serial entrepreneur who has earned over one billion dollars in global sales. However, he never got a high school diploma and since he was a teenager he had a drug problem. In fact, when he was 17 he had a heart attack as a result of consuming too much cocaine. These things held him back for a while, but when John decided to leave this behind, he was certain he could go out on his own and educate himself. He was not going to be defined by being a drug addict or a criminal. Today John is a serial entrepreneur who has diversified his business and is distancing himself from old labels, he describes himself as a world changer, collaboration expert and public speaker. John runs the 90 Day Run, an internet coaching program that is a cheat code to success in life and business. In addition, he is one of the co-founders of Build Your Empire (B.Y.E.), an event and media company focused on impacting the next generation of entrepreneurs.

-Mike Fallat
DATE OF BIRTH: August 10th, 1984.
INSTAGRAM USERNAME: @thedreamstarter

Mike Fallat believes that a book should make you stand out, turn heads and get people’s attention. Mike started his book publishing business when he realized the power of storytelling. Before this, Mike was part of the corporate life, which he hated. He always had thousands of ideas to improve different businesses, but his ideas were stifled at every turn. His dream life constituted doing what he wanted with who he wanted whenever he wanted, so he decided he was not going to work for someone else. Mike wrote his first book “Started From Zero“, which began selling quickly and led to the founding of Dream Starters Publishing, a publishing company that is built on speed. They streamline the ghostwriting process so that people can have their own book in 30 days. Furthermore, if people decide to only publish one chapter on their life that will be a part of a book collaboration with other influencers, they can have that in just 24 hours.

-Jesse DiLillo
DATE OF BIRTH: February 18th, 1991.
INSTAGRAM USERNAME: @investwithjsj

Jesse DiLillo is a Real Estate Investor and Business Owner. Jesse continues to improve his knowledge and expand his expertise in all aspects of real estate. Jesse has over 12 years of real estate knowledge and experience between his two Real Estate Investment Companies. With a B.S. in Business Management and Sustainable Entrepreneurship, Jesse continues to passionately pursue his business and real estate education, all while working on becoming a top professional in real estate investing. JSJ Sustainable Investments, LLC is based on a fusion of intense passion and continuous education. JSJ has developed a solid foundation of real estate knowledge, with the integrity to follow up on promises, and the ability to make successful deals happen.

-John Trautman
DATE OF BIRTH: July 8th, 1973.
INSTAGRAM USERNAME: @John_Trautman

John Trautman is the founder and CEO of the Real Estate Knowledge Institute (REKI). John Trautman has spent his entire adult life in real estate. Purchasing his first property at 23, he learned the process of flipping and real estate holding from the ground up. John is also an author, entrepreneur and longtime real estate investor, he is committed to inspiring and helping other aspiring real estate investors who have an interest in everything from home flipping to buying and selling rental properties to earn passive income through various real estate investments. REKI is the fulfillment of Trautman’s ambition to act as a credible and responsive expert who is available to mentor and counsel individuals about the fundamental rules of real estate investing in an intelligent and straight-forward manner.

-McDonald “Don” Worley
DATE OF BIRTH: October 1st, 1967.
INSTAGRAM USERNAME: @mcdonaldworleypc

Don Worley is an award winning trial attorney with clients all across the country. For more than 20 years, he has represented real people who have been injured by the negligence of others. Don currently represents thousands of clients across the country who were injured by the side effects of dangerous pharmaceuticals and medical devices which were known by the companies who make them but were not disclosed to the client. Don was trained as an actor and was a standup comedian for many years. This background and training helped Don become a successful trial lawyer who is comfortable in the courtroom before a jury. Don now has offices in Houston, Los Angeles, Las Vegas, New York City and Washington D.C, and has earned the trust of attorneys across the country to refer clients, including their friends and family members.

-Joshua Klapow
DATE OF BIRTH: June 1st, 1968.
INSTAGRAM USERNAME: @drjoshk

Joshua Klapow is a licensed clinical psychologist, a performance coach and the Chief Behavioral Scientist for ChipRewards, a health engagement technology company. He is also an Adjunct Associate Professor of Public Health at The University of Alabama at Birmingham. Dr. Klapow is the author of more than 100 professional articles, abstracts, and book chapters in the area of behavioral medicine and health psychology. Dr. Klapow is also the author of “Living SMART: Lifestyle Change Made Simple” a consumer focused book on lifestyle change.

Dr. Klapow works extensively with individuals and organizations in the area of performance optimization. His work focuses on leveraging behavioral science strategies to help both individuals and organizations achieve strategic goals. From job performance to performance indicator maximization to overall well being, Dr. Klapow works with individuals and organizations nationwide to help bring the power of behavioral science to human performance.

In addition to his corporate and individual work, Dr. Klapow works extensively with media outlets as a trusted Psychological Correspondent. He routinely provides expert commentary in the role of psychological, behavioral and social factors across a broad range of news topics. Dr. Klapow brings psychological insights to topics including health and well-being, mental health, sports, politics, crisis and disaster, parenting, relationships and more.

-Bobby Kim
DATE OF BIRTH: November 24th, 1982.
INSTAGRAM USERNAME: @officialbobbykim

Bobby Kim is a Michigan native, whose family originally came from South Korea, and runs one of America’s biggest credit restoration companies across the country. Before getting into the world of credit, Bobby was very involved within the world of sales, dedicating over 80 hours a week working for an indoor air and water quality company during a period of over 10 years. It was there that Mr. Kim learned the sales skills that he still uses today. After enduring a divorce in 2016, Mr. Kim’s credit took a big dip — it was there — through his challenging times with bad credit, that he began to understand the importance of credit and how it can make or break someone’s life. It was during these challenging times that Bobby began to realize that one of his true life callings is to ensure people have the financial freedom to realize their dreams, which is what he has been doing ever since.

-Brian Breach
DATE OF BIRTH: November 15th, 1980.
INSTAGRAM USERNAME: @brianbreach

Brian Breach is a creator, entertainer, entrepreneur, recent Ted Talk speaker and a social media influencer. His journey started off in the world of music where he spent a decade performing and opening for some of the biggest names in hip hop, as well as having his song air nationally as the intro to a TV show for 3 years. In the process of making music he was able to co-found GTPS independent label and a highly successful hip hop blog getthatpaperson.com. Brian then also created Sikey Clothing and co-founded GTPS printing. Eventually, he stepped away from music and made a name for himself in the world of viral videos and sketch comedy. Brian plans to continue making his mark on earth while empowering others through motivational and positive content. He has also recently started working to launch his own TV show called America’s Gone Viral with his partner in the endeavor Christine Curran the current host of Dining Divas. It will be the first ever viral competition show for content creators and it will be launched in 2020.

-Chris Diaz
DATE OF BIRTH: October 28th, 1993.
INSTAGRAM USERNAME: @itschrisdiaz

Chris Diaz got his bachelor’s degree in 2016 and then got experience working sales for the most luxurious car dealership in Miami, FL and in a banking position at J.P Morgan Chase. He then saw the opportunity in the digital marketing space so he decided to invest into courses, mentors, books, and materials that would teach him how to grow his social presence. Chris then started his own agency, pursued his passion, and is now fulfilling his life’s purpose. Chris is a consultant, marketing expert, and CEO of Chris Diaz Agency. He is well known for his innate ability to revolutionize the way a brand is seen. He provides digital consulting for 6-7 figure entrepreneurs and elite businesses looking to grow their social presence and scale beyond their current standing. He also runs a 100M+ digital network filled with artists, entrepreneurs, athletes, influencers, and more which he leverages to drive more traffic to his clients businesses.

-Jason Stewart
DATE OF BIRTH: ​April 8th, 1993.
INSTAGRAM USERNAME: ​@qbstew

Jason Stewart went to college as a potential football superstar. He thought football was the only way he was going to make it until he found entrepreneurship. For his first business he decided to blend the two things he loved most: faith and football. This gave birth to G2G (Glory 2 God). He would go on to design for Odell Beckham Jr, Von Miller, Larry Fitzgerald, Mark Ingram Jr, Lamar Jackson, and many others. After college, Jason was depressed with low hopes of working in what he wanted, instead working early morning or midnight shifts at his stocking shelf job. This changed when he decided to start Forex Trading. Fast forward two years later to Nov. 2019, he is one of the most talked about FX Traders in the world. Jason now has five businesses generating revenue monthly from his laptop.

-Donta Lewis
DATE OF BIRTH: April 15th, 1994.
INSTAGRAM USERNAME: @Impact__Don

Donta Lewis grew up in the city of Philadelphia and did not come from a lot of money or wealth. After high school he was accepted and then attended and attended Indiana University of Pennsylvania but did not get any scholarships so was forced to pay school tuition out of pocket. He soon started to notice how the majority of his friends who were graduating were moving back home with family and were unemployed. This motivated him to drop out of school to save money and join the workforce full time. For two years he was in corporate America, until he started studying how to trade forex manually and started to struggle with it. Addressing those struggles, he created a company called iMPACT; an acronym for “I Make Profit a Common Thing”. Their goal is to connect people who are looking for opportunities to make additional income with proven innovative vehicles to do so! They now have 2,000 clients in over 40 countries and bring about 250K in sales monthly.

-Brandon Groce
DATE OF BIRTH: September 8th, 1993.
INSTAGRAM USERNAME: @brand0ngr0ce

Brandon Groce is a college dropout out turned Designer & Digital Strategist. He uses Design & Social media to create sales funnels & gain massive attention for brands such as Adobe, Disney, Dannon, Hilton, and LG. Over the past year, Brandon Groce has focused on helping other creative entrepreneurs grow their personal brands and gain attention because great creatives deserve attention. Mr. Groce offers 1-on-1 and group coaching for creatives and individuals who want to build/grow a brand online and gain the attention their craft deserves. Brandon also runs his podcast Design Huddle with co-host Ryan Warrender.

-Miles Ambrose Bank
DATE OF BIRTH: June 29th, 2000.
INSTAGRAM USERNAME: @MilesBanks.ig

When Miles Bank was 11, he had a vision of building a parent friendly GPS mapping system for the iPhone. It was called I-Track. While the app was not an instant success, it did create the foundational knowledge on which his current company, Learn Elite, is built. As an 11 year old, Miles set up a partnership with a developer in China and worked through multiple iterations of a detailed design. Through this experience he gained an appreciation for having a vision, sharing that vision with a team and creating the detailed plans to bring that vision to life. Fast forward seven years and he is now the CEO of a company on the precipice of going nova. Within a short period of time, Learn Elite has begun its quest to transform how people educate themselves utilizing the knowledge and experience of elite educators, and their millions of followers to influence. They have developed courses with the likes of world renowned bodybuilders, and are extremely excited for their newest launch, the first ever TIK TOK educational platform, taught by TIK TOK SUPERSTAR, Trevor Bell. Miles’ mission is to shape a whole new learning experience to those who have rejected or doubt the value of traditional learning, and lead them on a new path.

-Andrew Goligowski
DATE OF BIRTH: February 2nd, 1983.
INSTAGRAM USERNAME: @andrewgoligowski

Andrew Goligowski was a K9 handler in an Air Force Base in North Dakota. There he met his business partner Aaron Christensen. After serving in their duty locations, Andrew retired in 2013 when Aaron contacted him to work together in Aaron’s dad’s Automotive Repair business. Andrew had a degree in Business Science and soon after became the Chief Operations Officer of the Automotive Repair business in 2015. They soon after started Double Lincoln Enterprise so they could help people on many different levels other than automotive repair. They specialize in coaching and consulting people of all walks of life and business. They have a proven track record of being able to solve many personal and professional problems that people have. They have taken the skills that they have developed over their long history in the United States Military and in the private business sector and transformed them into Double Lincoln Enterprise.

-Aaron Christensen
DATE OF BIRTH: December 27th, 1983.
INSTAGRAM USERNAME: @aaron_christensen1

Aaron Christensen was an in-flight refuel (boom operator) on the KC-135 refueling aircraft stationed at Grand Forks Air Force Base in North Dakota when he met his current business partner Andrew Goligoski. They both thought alike and always had a positive attitude, they discussed dreams of “making it” in their 20’s, and after they both served and retired, Aaron started working with his dad in the automotive repair business. Aaron and his brother soon bought the business from his parents and called Andrew to join him in this venture. After a while, they started specializing in coaching and consulting people of all walks of life and business through Double Lincoln Enterprise. Together have a proven track record of being able to solve many personal and professional problems that people have. Aaron also takes pride in Christensen Automotive abilities to give back to the communities through various donations.

-Kimo Thomas
DATE OF BIRTH: September 25th, 1983.
INSTAGRAM USERNAME: @kimorthomas

Kimo Thomas runs a very successful Credit Repair business and has helped hundreds across all 50 states improve their credit, he’s also focused on growing and mentoring Individuals in business and showing them how they too can start their own credit business. He also hosts weekly credit seminar, free of charge, in Brooklyn, NY, as well as in all New York districts where people can participate and be educated about the Power. The immigrant entrepreneur is the perfect example of what it means to work hard, persist, and never give up in the process.

-Ken Conklin
DATE OF BIRTH: May 15th, 1997.
INSTAGRAM USERNAME: @thekenconklin

Ken Conklin founded his consulting company, Gravel to Castle Accelerator, at age 19. Since its creation the company has been recognized by Forbes and has served hundreds of clients (some worth up to $100M) in over a dozen industries. Ken’s expertise in turning 6 and 7 figure businesses into predictable and scalable selling machines by implementing a specific 7-step framework, has led to his massive success. Ken frequently speaks at events throughout the United States to teach audiences what they can do to grow their businesses quickly. Having seen what can happen when you simply focus on developing a skill set that others truly need rather than focusing on fitting into the traditional education system of just getting a degree because it’s what most people say you need, Ken feels it is his obligation to help set the tone for the next generation. Through his various online social channels, he puts out content that helps people build up their professional skill sets and create a system around to sell it to those who need their help.

Contact Information:

Paula Henderson
202-539-7664
phendersonnews@gmail.com

About VIP Media Group
VIP Media Group is a hybrid PR agency. Their diverse client base include top class entrepreneurs, public figures, influencers, and celebrities.

SOURCE: VIP-Media

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https://www.accesswire.com/571248/These-Are-The-Top-20-Entrepreneurs-You-Need-To-Pay-Attention-To-in-2020

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Are Sallie Mae Student Loans Federal or Private?

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When you hear the name Sallie Mae, you probably think of student loans. There’s a good reason for that; Sallie Mae has a long history, during which time it has provided both federal and private student loans.

However, as of 2014, all of Sallie Mae’s student loans are private, and its federal loans have been sold to another servicer. Here’s what to know if you have a Sallie Mae loan or are considering taking one out.

What is Sallie Mae?

Sallie Mae is a company that currently offers private student loans. But it has taken a few forms over the years.

In 1972, Congress first created the Student Loan Marketing Association (SLMA) as a private, for-profit corporation. Congress gave SLMA, commonly called “Sallie Mae,” the status of a government-sponsored enterprise (GSE) to support the company in its mission to provide stability and liquidity to the student loan market as a warehouse for student loans.

However, in 2004, the structure and purpose of the company began to change. SLMA dissolved in late December of that year, and the SLM Corporation, or “Sallie Mae,” was formed in its place as a fully private-sector company without GSE status.

In 2014, the company underwent another big adjustment when Sallie Mae split to form Navient and Sallie Mae. Navient is a federal student loan servicer that manages existing student loan accounts. Meanwhile, Sallie Mae continues to offer private student loans and other financial products to consumers. If you took out a student loan with Sallie Mae prior to 2014, there’s a chance that it was a federal student loan under the now-defunct Federal Family Education Loan Program (FFELP).

At present, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its customers, many of whom are college students.

What is the difference between private and federal student loans?

When you’re seeking financing to pay for college, you’ll have a big choice to make: federal versus private student loans. Both types of loans offer some benefits and drawbacks.

Federal student loans are educational loans that come from the U.S. government. Under the William D. Ford Federal Direct Loan Program, there are four types of federal student loans available to qualified borrowers.

With federal student loans, you typically do not need a co-signer or even a credit check. The loans also come with numerous benefits, such as the ability to adjust your repayment plan based on your income. You may also be able to pause payments with a forbearance or deferment and perhaps even qualify for some level of student loan forgiveness.

On the negative side, most federal student loans feature borrowing limits, so you might need to find supplemental funding or scholarships if your educational costs exceed federal loan maximums.

Private student loans are educational loans you can access from private lenders, such as banks, credit unions and online lenders. On the plus side, private student loans often feature higher loan amounts than you can access through federal funding. And if you or your co-signer has excellent credit, you may be able to secure a competitive interest rate as well.

As for drawbacks, private student loans don’t offer the valuable benefits that federal student borrowers can enjoy. You may also face higher interest rates or have a harder time qualifying for financing if you have bad credit.

Are Sallie Mae loans better than federal student loans?

In general, federal loans are the best first choice for student borrowers. Federal student loans offer numerous benefits that private loans do not. You’ll generally want to complete the Free Application for Federal Student Aid (FAFSA) and review federal funding options before applying for any type of private student loan — Sallie Mae loans included.

However, private student loans, like those offered by Sallie Mae, do have their place. In some cases, federal student aid, grants, scholarships, work-study programs and savings might not be enough to cover educational expenses. In these situations, private student loans may provide you with another way to pay for college.

If you do need to take out private student loans, Sallie Mae is a lender worth considering. It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all of your certified school expenses.

With that said, it’s always best to compare a few lenders before committing. All lenders evaluate income and credit score differently, so it’s possible that another lender could give you lower interest rates or more favorable terms.

The bottom line

Sallie Mae may be a good choice if you’re in the market for private student loans and other financial products. Just be sure to do your research upfront, as you should before you take out any form of financing. Comparing multiple offers always gives you the best chance of saving money.

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Tips to do some fall cleaning on your finances

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Wealth manager, Harry Abrahamsen, has five simple ways to stay on top of the big financial picture.

PORTLAND, Maine — Keeping track of our financial stability is something we can all do, whether we have IRAs or 401ks or just a checking account. Harry J. Abrahamsen is the Founder of Abrahamsen Financial Group. He works with clients to create and grow their own wealth. Abrahamsen shares five financial tips, starting with knowing what you have. 

1. Analyze Your Finances Quarterly or Biannually

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to actually get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all of the various wealth-eroding factors that can take you completely off course.

With interest rates very low, now might be a good time to consider refinancing student loans or mortgages, or consolidating credit card debt. However, do so only if you need to or if you can create a positive cash flow. To ensure that you are saving the most by doing so, you must look at current payments, excluding taxes and insurance costs. This way you can do an apples-to-apples comparison.

The most important things to look for when reviewing your credit report is accuracy. Make sure the reporting agencies are reporting things actuary. If it doesn’t appear to be reporting correct and accurate information, you should consult with a reputable credit repair company to help you fix the incorrect information.

4. Savings and Retirement Accounts

The most important thing to consider when reviewing your savings and retirement accounts is to make sure the strategies match your short-term and long-term investment objectives. All too often people end up making decisions one at a time, at different times in their lives, with different people, under different circumstances. Having a sound strategy in place will allow you to view your finances with a macro-economic lens vs a micro-economic view. Stay the course and adjust accordingly from a risk and tax standpoint.

RELATED: Financial lessons learned through the pandemic

A great tip for lowering utility bills or car insurance premiums: Simply ask! There may be things you are not aware of that could save you hundreds of dollars every month. You just need to call all of the companies that you do business with to find out about cost-cutting strategies. 

RELATED: Overcome your fear of finances

To learn more about Abrahamsen Financial, click here

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How to Get a Loan Even with Bad Credit

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Sana pwedeng mabura ang bad credit history as quickly and easily as paying off your utility bills, ‘no? Unfortunately, it takes time. And bago mo pa maayos ang bad credit mo, more often than not, kailangan mo na namang mag-avail ng panibagong loan. 

Good thing you can still get a loan even with bad credit, kahit na medyo limited ang options. How do you get a loan if you have bad credit? Alamin sa short guide na ito. 

For more finance tips, visit Moneymax.

 

 

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