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These 10 Companies Let You Work From Home AND Have Unlimited Vacation Time

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VladGans / Getty Images

VladGans / Getty Images

If you’re looking for the ultimate amount of flexibility in your job, look for a company that allows you to work remotely and gives you as much time off as you want. Although this may seem too good to be true, there are several companies that offer both remote roles and unlimited vacation.

See: 26 Highest-Paying Jobs That Let You Work From Home
Check Out: 30 Odd Jobs That Pay Insanely Well

Remote.co identified 10 companies that offer these perks — find out what they are, plus some of the other employee benefits they offer.

Last updated: July 8, 2021

Bright Cellars

If you love wine, vacationing and working from home, you might want to look into a job at Bright Cellars. The monthly wine subscription startup is a “work from anywhere” company that offers unlimited paid vacation to its employees. In addition, you’ll get heavily discounted monthly wine memberships and access to wine tastings led by their resident sommelier.

Options: 20 Jobs Where You Can Make $60,000 Out of College

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credit score

Credit Repair Cloud

Credit Repair Cloud is a fully remote company that boasts competitive pay and profit-sharing benefits in addition to giving employees unlimited PTO.

More: Companies That Let You Work From Anywhere

Future PLC

Future, a multiplatform media company, has remote positions available that come with unlimited paid time off. Other employee perks include a yearly profit pool bonus and discounted gym memberships.

Check Out: Highest-Paying Work-From-Home Jobs

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kids-soccer

GameChanger

GameChanger, which is owned by Dick’s Sporting Goods, gives employees the option to work remotely or at the company’s New York City office. In addition to unlimited vacation, another perk of the job is a $3,500 technology stipend given to employees every two years to purchase new technology — and you don’t have to give it back if you leave the company.

Important: 15 College Degrees That Won’t Make You Money

Oracle corporation

Oracle corporation

Oracle

Leading cloud platform Oracle now offers a number of flexible and remote jobs, as well as unlimited vacation time for full-time salaried employees. Other perks include access to discounted Oracle stock and up to $5,250 tuition reimbursement per year for approved programs of study.

Find Out: The World’s Most In-Demand Jobs That Don’t Require a Degree

Profile side photo of concentrated skilled web expert afro american girl sit evening, desk use computer netbook work java script html back-end algorithm in workstation workplace.

Profile side photo of concentrated skilled web expert afro american girl sit evening, desk use computer netbook work java script html back-end algorithm in workstation workplace.

Postman

Postman, a collaboration platform for API development, has numerous remote positions available that come with unlimited PTO and a monthly lunch stipend.

Read: High-Paying Jobs at Apple, Facebook and Google That Don’t Require a Degree

Young happy couple signing a document while being on a meeting with their real estate agent in the office.

Young happy couple signing a document while being on a meeting with their real estate agent in the office.

Rhino

Rhino, a company that provides security deposit insurance to renters, offers roles that are fully remote across a number of categories, including engineering, finance and marketing. Employees get unlimited paid vacation time, holidays and sick days, plus gym membership subsidies, parental leave, and equity and 401(k) plans.

Take a Look: 45 Jobs That Can Make You a Millionaire Before Retirement

Modern living room interior.

Modern living room interior.

Society6

Society6, an online marketplace for art, home decor and lifestyle goods that feature designs by independent artists, has remote roles available that come with unlimited vacation time. And the company wants you to actually take that vacation — it also offers “paid-to-play vacation rewards.”

Keep Reading: 22 Side Gigs That Can Make You Richer Than a Full-Time Job

Young woman using computer at home.

Young woman using computer at home.

Stacker

Stacker is a fully remote data journalism company that offers its employees unlimited PTO, 401(k) matching, a weekly meal stipend and a yearly education stipend.

See: Feel Like You’re Retired With One of These 30 Laid-Back Jobs

Cropped shot of an unrecognizable businessman standing alone in his home office and texting on his cellphone.

Cropped shot of an unrecognizable businessman standing alone in his home office and texting on his cellphone.

TeamSnap

TeamSnap, a youth sports management app, is a remote-first company. It offers its employees unlimited PTO and paid parental leave for all parents, plus 100% premium coverage of medical, dental and vision benefits for the whole family.

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This article originally appeared on GOBankingRates.com: Dream Job Alert: These 10 Companies Let You Work From Home AND Have Unlimited Vacation Time

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Are Sallie Mae Student Loans Federal or Private?

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When you hear the name Sallie Mae, you probably think of student loans. There’s a good reason for that; Sallie Mae has a long history, during which time it has provided both federal and private student loans.

However, as of 2014, all of Sallie Mae’s student loans are private, and its federal loans have been sold to another servicer. Here’s what to know if you have a Sallie Mae loan or are considering taking one out.

What is Sallie Mae?

Sallie Mae is a company that currently offers private student loans. But it has taken a few forms over the years.

In 1972, Congress first created the Student Loan Marketing Association (SLMA) as a private, for-profit corporation. Congress gave SLMA, commonly called “Sallie Mae,” the status of a government-sponsored enterprise (GSE) to support the company in its mission to provide stability and liquidity to the student loan market as a warehouse for student loans.

However, in 2004, the structure and purpose of the company began to change. SLMA dissolved in late December of that year, and the SLM Corporation, or “Sallie Mae,” was formed in its place as a fully private-sector company without GSE status.

In 2014, the company underwent another big adjustment when Sallie Mae split to form Navient and Sallie Mae. Navient is a federal student loan servicer that manages existing student loan accounts. Meanwhile, Sallie Mae continues to offer private student loans and other financial products to consumers. If you took out a student loan with Sallie Mae prior to 2014, there’s a chance that it was a federal student loan under the now-defunct Federal Family Education Loan Program (FFELP).

At present, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its customers, many of whom are college students.

What is the difference between private and federal student loans?

When you’re seeking financing to pay for college, you’ll have a big choice to make: federal versus private student loans. Both types of loans offer some benefits and drawbacks.

Federal student loans are educational loans that come from the U.S. government. Under the William D. Ford Federal Direct Loan Program, there are four types of federal student loans available to qualified borrowers.

With federal student loans, you typically do not need a co-signer or even a credit check. The loans also come with numerous benefits, such as the ability to adjust your repayment plan based on your income. You may also be able to pause payments with a forbearance or deferment and perhaps even qualify for some level of student loan forgiveness.

On the negative side, most federal student loans feature borrowing limits, so you might need to find supplemental funding or scholarships if your educational costs exceed federal loan maximums.

Private student loans are educational loans you can access from private lenders, such as banks, credit unions and online lenders. On the plus side, private student loans often feature higher loan amounts than you can access through federal funding. And if you or your co-signer has excellent credit, you may be able to secure a competitive interest rate as well.

As for drawbacks, private student loans don’t offer the valuable benefits that federal student borrowers can enjoy. You may also face higher interest rates or have a harder time qualifying for financing if you have bad credit.

Are Sallie Mae loans better than federal student loans?

In general, federal loans are the best first choice for student borrowers. Federal student loans offer numerous benefits that private loans do not. You’ll generally want to complete the Free Application for Federal Student Aid (FAFSA) and review federal funding options before applying for any type of private student loan — Sallie Mae loans included.

However, private student loans, like those offered by Sallie Mae, do have their place. In some cases, federal student aid, grants, scholarships, work-study programs and savings might not be enough to cover educational expenses. In these situations, private student loans may provide you with another way to pay for college.

If you do need to take out private student loans, Sallie Mae is a lender worth considering. It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all of your certified school expenses.

With that said, it’s always best to compare a few lenders before committing. All lenders evaluate income and credit score differently, so it’s possible that another lender could give you lower interest rates or more favorable terms.

The bottom line

Sallie Mae may be a good choice if you’re in the market for private student loans and other financial products. Just be sure to do your research upfront, as you should before you take out any form of financing. Comparing multiple offers always gives you the best chance of saving money.

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Tips to do some fall cleaning on your finances

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Wealth manager, Harry Abrahamsen, has five simple ways to stay on top of the big financial picture.

PORTLAND, Maine — Keeping track of our financial stability is something we can all do, whether we have IRAs or 401ks or just a checking account. Harry J. Abrahamsen is the Founder of Abrahamsen Financial Group. He works with clients to create and grow their own wealth. Abrahamsen shares five financial tips, starting with knowing what you have. 

1. Analyze Your Finances Quarterly or Biannually

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to actually get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all of the various wealth-eroding factors that can take you completely off course.

With interest rates very low, now might be a good time to consider refinancing student loans or mortgages, or consolidating credit card debt. However, do so only if you need to or if you can create a positive cash flow. To ensure that you are saving the most by doing so, you must look at current payments, excluding taxes and insurance costs. This way you can do an apples-to-apples comparison.

The most important things to look for when reviewing your credit report is accuracy. Make sure the reporting agencies are reporting things actuary. If it doesn’t appear to be reporting correct and accurate information, you should consult with a reputable credit repair company to help you fix the incorrect information.

4. Savings and Retirement Accounts

The most important thing to consider when reviewing your savings and retirement accounts is to make sure the strategies match your short-term and long-term investment objectives. All too often people end up making decisions one at a time, at different times in their lives, with different people, under different circumstances. Having a sound strategy in place will allow you to view your finances with a macro-economic lens vs a micro-economic view. Stay the course and adjust accordingly from a risk and tax standpoint.

RELATED: Financial lessons learned through the pandemic

A great tip for lowering utility bills or car insurance premiums: Simply ask! There may be things you are not aware of that could save you hundreds of dollars every month. You just need to call all of the companies that you do business with to find out about cost-cutting strategies. 

RELATED: Overcome your fear of finances

To learn more about Abrahamsen Financial, click here

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How to Get a Loan Even with Bad Credit

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Sana pwedeng mabura ang bad credit history as quickly and easily as paying off your utility bills, ‘no? Unfortunately, it takes time. And bago mo pa maayos ang bad credit mo, more often than not, kailangan mo na namang mag-avail ng panibagong loan. 

Good thing you can still get a loan even with bad credit, kahit na medyo limited ang options. How do you get a loan if you have bad credit? Alamin sa short guide na ito. 

For more finance tips, visit Moneymax.

 

 

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