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The Top Real Estate Entrepreneurs You Need to Know About in 2020



BEVERLY HILLS, CA / ACCESSWIRE / August 3, 2020 / All around the world are individuals who are dominating the real estate industry. In today’s story, we’ll be highlighting a few of their stories for the world to read about.Cesar Piña (@flipping_nj)Cesar … Dendy Media

BEVERLY HILLS, CA / ACCESSWIRE / August 3, 2020 / All around the world are individuals who are dominating the real estate industry. In today’s story, we’ll be highlighting a few of their stories for the world to read about.

Cesar Piña has been rehabbing and flipping homes for over a decade all over New Jersey. With over 1,100 rental units across the country, Cesar is the definition of self-made and has grown from just a few rentals to a real estate empire. In 2019, he hosted over 30 real estate seminars and spoke in front of over 35,000 people around the United States with his real estate seminar partner DJ Envy co-host of Power 105’s The Breakfast Club. In Cesar’s words, “I want to give people in our communities the guidance I didn’t receive until later in my life. Change someone’s mindset, that’s the moment their life changes.” To learn more, follow Cesar on Instagram (@flipping_nj).

With over 17 years in the mortgage industry and more than 1 billion funded in home loans, Matthew Garland has emerged as one of the top advisors and leaders in the mortgage industry. He turned free social media platforms into an education source providing a wealth of information for information seekers on any level. He not only empowers individuals to become owners regardless of their current status. He also provides step by step tips on how to take advantage of ways to save money and improve their credit. If you’re interested in buying your first home, refinancing or investing, connect with Matthew today.

Robert Tuzzo (@robtuzzo)

Robert Tuzzo is a 20 year veteran in the real estate & mortgage and residential finance space. Rob currently holds the Vice President position of Cross Country Mortgage, one of the largest privately held mortgage banks in the country. 6 years ago, Rob co-founded The New York School of Real Estate with Doug Vairo where they felt transactions were becoming more difficult than they had to be because the industry was underserved when it came to continuing education amongst real estate professionals. During the pandemic, they started zoom webinars where they continue to teach over 3,000 real estate professionals per week and are growing their following at a rapid pace.

Reunekiea Williams (@reunek)

Reunekiea Williams began her real estate journey at the age of 17 years old. She purchased her first investment property at the age of 22 with no income, credit cards and a college scholarship. She now has million dollars of real estate assets under management. She also co-owns a direct private lending company, Capital On Demand Inc, who raised over $7 billion dollars of private investors and institutional money to lend to real estate investors nationwide. If you’re interested in starting a financial plan or diversifying your real estate portfolio and need creative financing you can visit and connect with her on Instagram (@reunek). She is also on Facebook and LinkedIn as Reunekiea Williams.

Shawneequa Badger (@shawneequa)

Shawneequa Badger is the product of Silicon Valley. She is the team owner of The Badger Real Estate Group, a top 10% team that provides full-service with Intero Real Estate Services located in the San Francisco Bay Area. Her business is not transactional, it’s transformational. Since starting her career in 2004, she was able to transition her business into a multi-tiered real estate company. She has the expertise and proven record to service the specialized needs of tech professionals and entertainers, as well as the average homebuyer/seller. Shawneequa is one of the fastest rising stars in the Bay Area’s highly competitive real estate market. You can learn more by following her on Instagram (@shawneequa) or visiting her website at

Victor Bomi (@victorbomi)

Victor Bomi is a real estate investor, entrepreneur and author born in Lagos, Nigeria and based in Atlanta, Georgia. He is the CEO of Zirowin Group. Collectively, his business portfolio has acquired and closed over $11M dollars worth of real estate and been a keystone in closing 100+ real estate investment deals. Victor is also the author of the book series, “Investing In American Real Estate.” He has published two editions which can both be found on Amazon and at If creating generational wealth and financial freedom through real estate investing is something that you’re interested in, you can schedule a consultation with Victor at

DeOnna Britt (@lawclerkondemand)

DeOnna Britt founded Law Clerk On Demand, LLC to provide real estate marketing lead lists to real estate investors and agents. Her team of law clerks research fresh court information such as probate, eviction and divorce cases to assist real estate investors or agents with finding properties for sale. DeOnna has taught at several real estate investor associations, meetups and conferences on topics such as business law, probate and real estate marketing. Law Clerk On Demand also launched the Real Legal Cash Course and podcast with a focus on real estate marketing. You can get her free training on “How To Find Real Estate Deals At The Courthouse” on her company website.

Dustin Brohm (@massiveagent)

Dustin Brohm is the co-founder of the Industry Syndicate podcast network, the first and largest podcast network specifically for realtors, loan officers, and real estate investors. The network has over 30 of the top real estate and mortgage podcasts. Dustin is also the host of the Massive Agent Podcast, one of the most popular podcasts for real estate agents. He began his real estate career as a realtor in Salt Lake City and has grown to become one of the most sought after speakers and coaches in the industry. He has programs to help other realtors generate real estate leads, and to know what to post on social media each day. You can follow Dustin on Instagram.

Michael LaVan (@pophlv_realestate)

Starting his journey off becoming one of the top realtors in New York, Michael LaVan decided to expand his brand into other aspects of the business. Owner of Homes By LV LLC, a real estate investment company, Mike has redeveloped homes in upstate New York and Atlanta, GA. These experiences in the real estate industry motivated him to write his first book “I Got The Keys,” a step by step guide for first time homebuyers. The book is currently on Amazon. To learn more about Michael, you can connect with him on Instagram (@pophlv_realestate) or on Youtube at Michael LaVan The Realtor.

Brian Fine and Andrea Lane (@brian.fine)

In 2018, Andrea Lane & Brian Fine joined forces to build a massive portfolio of cash flowing rental properties. Today, their team acquires over 1 unit of income property per day. As their network grew, many other investors asked them to share their infrastructure and access to the same kinds of deals. In 2020, they launched Coast 2 Coast Turnkey to help other investors grow their own portfolios by providing the same deals, financing, property management, and risk control systems they use for their own properties. To get your done for you rental portfolio, you can visit their website at

Asia Denson (@ladycontractor)

Asia is a construction and real estate professional who is committed to developing and renovating Detroit, one house at a time. She has been in the Detroit construction environment since 2007, operating as an independent, capable and conscientious contractor. As a native of Detroit, Asia has invested, renovated, and flipped nearly 90 properties in the last six years throughout the city of Detroit. She has taught several in person and online classes to people around the world on how to properly invest in Detroit. Her social media following is steadily growing, and she uses social media as a tool to market her business and obtain clients.

Brandon Elliott (@brandonelliottinvestments)

Brandon Elliott is a real estate investor, podcast host, author, international speaker, and credit specialist. Brandon utilizes credit to implement the “BRRRR Strategy.” He has done numerous fix and flips locally in San Diego as well as out of state virtually with his worst project still being 60% cash-on-cash return ROI. Brandon has a thriving credit repair and tradelines company but prefers teaching people the credit hacks he’s been utilizing for years such as building credit lines, leveraging credit to purchase properties and more. To learn more about Brandon’s credit repair services, visit and check out to start utilizing credit today.

If you or someone you know should be featured in our next story, please DM @KyleDendy on Instagram!

Media Contact:
Kyle Dendy
[email protected]

SOURCE: Dendy Media

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Nearly 1 in 3 Americans Struggle to Fill Out FAFSA, Survey Finds



FORT LAUDERDALE, Fla., June 22, 2021 /PRNewswire/ — A new survey reveals that almost one in three Americans who fill out the Free Application for Federal Student Aid (FAFSA) struggle doing so. 

The biggest challenge, 44 percent said, was not knowing all the financial information FAFSA asked for. The second-biggest challenge was not having any help filling it out, 28 percent said. 

The majority of student loans are federal loans, which means filling out FAFSA is how most students can afford college. chairman and CPA Howard Dvorkin says because FAFSA is so important, you should go into it prepared. With the FAFSA deadline on June 30, that should be sooner than later.

“FAFSA doesn’t just offer you loans, it offers you grants and other amounts you don’t have to pay back,” Dvorkin says. “If you go into it without all the information you need, you could be leaving free money on the table.” 

Some of the other findings include: 

  • 89 percent said they thought their child or themselves qualified for financial aid, but only 68 percent actually qualified.
  • Other challenges people faced while filling out FAFSA were receiving an error message (18 percent), not creating an FSA ID beforehand (7 percent) and not knowing the deadline (3 percent).
  • 34 percent said they felt the Pell grant would involve taking on more debt.

One in three people struggling to fill out FAFSA is too many, Dvorkin says. “FAFSA is too important to leave until the last minute or not use any resources for help,” he says. “Fill it out early so you can identify the issues you’re having and solve them quickly. You might end up in even more debt if you don’t.”

ABOUT: is the consumer website where people can find help with credit card debt, student loan debt, tax debt, credit repair, bankruptcy, and more. works with vetted and certified providers that give the best advice and solutions for consumers ‘when life happens.’


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Deceiving Discount Insurance Plans, Credit Repair Scams – The Bee -The buzz in Bullhead City – Lake Havasu City – Kingman – Arizona – California



Attorney General Ford Warns Nevadans About
Deceiving Discount Insurance Plans, Credit Repair Scams

Carson City, NV – Today, Nevada Attorney General Aaron D. Ford, in partnership with the Nevada Division of Insurance, encouraged Nevadans to stay vigilant as scammers attempt to take advantage of struggling individuals and businesses during the COVID-19 pandemic. Examples of the latest pandemic scams include the deceptive discount insurance plans and credit repair scams.

Deceptive Discount Insurance Plans:

With the American Rescue Plan Act, Nevadans have through August 15th, 2021 to enroll in or change their health plans in the Health Insurance Marketplace known as Nevada Health Link, because of the COVID-19 emergency. Nevadans shopping for a new plan should be aware that deceptive telemarketers and websites have been advertising discount medical and short-term plans falsely claiming that they are Affordable Care Act (ACA) compliant.

Entities are reaching out to consumers via robocalls, telemarketing, or through misleading websites that appear legitimate and may have similar names to legitimate insurance companies.

“When shopping for insurance, stick to the Nevada Health Link website as your first stop,” said Attorney General Aaron D. Ford. “These fake websites are intentionally confusing, leaving consumers who fall for them with unpaid medical bills.” “Limited health benefit plans serve a purpose but are not meant for long term use and have gaps in coverage because they are not designed to be comprehensive health insurance, whereas ACA compliant plans are,” explained Insurance Commissioner Barbara Richardson. “Be vigilant, understand the policy you are buying, and reach out to
the Division if you have questions.”

If you receive an unsolicited call from a health insurance company, do not provide any personal information over the phone. Consumers are encouraged to research the difference between limited benefit plans, ACA compliant plans and other types of plans by visiting The website also lists all of the companies in Nevada that are licensed to sell plans and tips on shopping for insurance.

To verify that an individual, agency, or company is licensed with the Division of Insurance, visit the Division’s website. The State of Nevada Division of Insurance regulates Nevada’s insurance industry.

Credit Repair Companies

As Nevadans start to emerge after a difficult year, many consumers may be looking for a fresh start on their credit. Credit repair companies offer the chance to get your credit back on track, but Nevadans should be aware that some of these companies may not be entirely legitimate. “If you are unhappy with your credit, you can take steps to repair it on your own,” said Attorney General Aaron D. Ford. “If you would prefer to pay someone to set up a
repayment plan for you, be on the lookout for misleading companies that may be trying to get your personal information.”

If you want to hire a credit repair company, the Attorney General’s Bureau of Consumer Protection offers the following tips for spotting a scam. Be alert if a company:
• Asks you to pay all fees up front before it does any work on your behalf. Some companies may charge a one-time fee ranging from $15-$200 to set up the account. However, no credit repair organization may charge a consumer any money before the service is fully performed;
• Instructs you to dispute information on your credit report that you know is accurate. With your legal consent, the company may challenge and clean up any inaccurate items with the three major credit bureaus or directly with the creditors. If a company tells you to say you have been the victim of identity theft when you have not, this is illegal;
• Promises to remove all negative information from your credit report. Credit repair takes time and not every negative item can be removed; and
• Doesn’t explain your legal rights when they tell you about their services. Legitimate credit repair companies should include a copy of the Consumer Credit File Rights. Additionally, you have the right to cancel any services without incurring any penalties within three business days.

Under the CARES Act, you can obtain an extension and a forbearance on some types of loans for up to 180 days. These protections are valid until June 30, 2021. Homeowners with federally backed loans may be able to apply for mortgage forbearance. Federal student loans are eligible for suspensions of payments and defaults, and interest rates are set to zero, until September 30, 2021.

If you have been victimized by any crime related to the COVID-19 pandemic, please file a complaint about your experience to the Attorney General’s Office and the National Center for Disaster (NCDF) hotline at 1-866-720-5721 or by e-mailing the NCFD at [email protected]

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Refinancing a Vehicle With a Cosigner



The good news is that you don’t need your cosigner’s permission to refinance your car. Things can get tricky if your credit score isn’t good enough to qualify for refinancing, though. We’re covering typical refinancing requirements you may need to meet, and how refinancing impacts your cosigner.

Can My Cosigner Stop Me From Refinancing?

Refinancing a Car With a CosignerCosigners are useful for borrowers with poor credit. They can help you get into a car loan if your credit score isn’t good enough for an auto lender’s requirements. And, even better – the cosigner has no say in what you can or can’t do with your vehicle.

If you decide to refinance your vehicle or sell the car, you can do either without needing your cosigner’s permission. They have no rights to the vehicle since their name isn’t listed on the title. You don’t need to bring them to meet the refinancing lender when you apply for refinancing, either.

Refinancing is when you replace an auto loan on the same vehicle. The refinancing lender pays off the original loan, and once that’s paid off, your cosigner no longer has any obligation to the loan because it’s completed!

The only issue you may run into refinancing a car that you needed a cosigner to originally qualify for, is qualifying for refinancing by yourself.

Refinancing With Poor Credit

Borrowers typically need a cosigner when their credit score isn’t great. A cosigner lends you their good credit score to meet the loan qualifications. Just like auto financing, refinancing typically comes with requirements.

Here are some typical refinancing requirements:

  • You’ve had the auto loan for at least one year
  • You’ve stayed current on the car loan
  • The vehicle is under 10 years old with less than 100,000 miles
  • Your car has equity (vehicle’s value is higher than the loan balance)
  • Your credit score is good or has improved

Lenders may only consider you for refinancing if your credit situation has improved since the start of your auto loan. Recent, serious delinquencies can get in the way of refinancing, but if your credit score has been on the rise, the odds may be in your favor.

If you’ve been maintaining a good payment history on your car loan and keeping up with the rest of your bills, you may have a higher credit score now. Installment loans such as car loans can be great avenues for credit repair if you make all the payments on time.

Lender requirements vary, of course, but those are pretty common. If you’re feeling confident in your ability to qualify for refinancing, then check with our trusted partner for more information.

Refinancing Not an Option?

If you’ve missed a few payments on your car loan or your credit score still isn’t great, then you may struggle to qualify for refinancing. If your goal with refinancing was to remove the cosigner, selling the vehicle can accomplish this, too.

Remember that cosigners can’t stop you from selling the car (although it may be more polite to tell them if you do!). If you manage to sell the vehicle and completely pay off the lender, then you and the cosigner are both off the hook. But, if you need another car after the sale and you want to go it alone, pursuing a subprime auto loan may be for you.

Subprime car loans are for borrowers with less than perfect credit. Many borrowers with bad credit are eligible for vehicle financing without the help of a cosigner if they can meet the requirements. Finding a subprime auto loan can be tough if you don’t know where to look, but we want to help with that!

Here at Auto Credit Express, we’ve created a coast-to-coast network of special finance dealerships that are signed up with subprime lenders. Once you complete our auto loan request form, we’ll look for a dealer in your local area for free with no obligation. Get started on your path to a car loan today!

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