ClassyJaii Hair Collection
Orlando, FL., ClassyJaii Hair Collection. Started in 2019, owned by Jaila Hicks, ClassyJaii Hair Collection is a trendsetting, online hair company. Jaila started the hair company as a college student needing to make extra money. A side-hustle turned passion showed Jaila how she impacts people when helping them feel beautiful. Now in 2021, her passion motivates her to keep striving in her business. With a team of innovators and forward thinkers behind the brand, ClassyJaii Hair Collection is consistently improving the customer experience. Her team is an incredible source of inspiration and dedication to ensuring their clients look and feel confident. ClassyJaii Hair Collection is on the search for two well-known brand ambassadors to further their brand presence. They encourage those who want high quality, unforgettable extensions to visit their website.
Lastly, Jaila Hicks speaks to people who want to enter the hair industry. “Don’t give up! Despite all the competitors, your price is your price.” Quality speaks for itself. To check out Jaila’s hair company or to apply as a brand ambassador, visit her website and social media listed below.
Facebook- Jaila Hicks
Raw Candi Beauty
Kentwood, MI., Raw Candi Beauty is a luxury hair company that specializes in sourcing the BEST raw hair extensions for women of acquired taste. Our hair is known for enhancing beauty and activating a glamorous sensation. Raw Candi Beauty normalizes beauty, luxury, and self-care amongst the melanin community. They promote natural hair care and growth by providing hair extensions as a form of protective styling. With proper care and maintenance, their high-quality hair extensions will last at least five years. Raw Candi Beauty sources all unprocessed hair extensions from its origin. Our customers do not have to worry about damaging their natural hair; especially the women that wear platinum blonde extensions because their extensions can be lightened to the lightest level shade of blonde without damage by following what is recommended by the manufacturer, precisely. To shop their luxurious hair-extensions, connect with Raw Candi Beauty on social media.
Silk Me Kids
New Orleans, Silk Me Kids is the Walt Disney of salons and spas for children. Established in 2017, Silk Me Kids provides a creative, family friendly and safe environment where children can be themselves. Their products and services provide manageability to children’s hair that could only be achieved through true hair health. As the first salon and spa in New Orleans, Silk Me Kids spa and salon services create confidence in children. Children leave this salon with moisturized, soft, cared for hair. Silk Me Kids’ is on the path to become an educational leader within their community by working to provide your children with spotlights and opportunities to embrace their natural tresses. To learn more about Silk me Kids or schedule an appointment for your child visit them their website at www.silkmekids.org
Hands & Help 4U, LLC
Lake City, FL., Hands & Help 4U, LLC is a disabled and senior citizen assistance company. They service clients Age 35 and up, ensuring their needs are met. Hands & Help 4U, LLC was established on December 9th, 2019. To care for your loved ones, they offer 1:1 in-home visits and amazing services including but not limited to: Housekeeping and Laundry[LG1] , Meal prep, grocery shopping services, well-being checks, transportation within 70 miles of residence, companionship services and more. They are accepting clients starting April 5th, 2021 in the following Florida cities: Jacksonville, White Springs, Orlando, Lake City, Live Oak and Gainesville. If you or someone you may know is interested in any services provided by Hands & Help 4U, LLC, they can be reached via social media at www.Facebook.com/handshelpALF
Refined Beginnings Counseling
Kennesaw, Ga., Owned by Professor Renet’e Washington, Refined Beginnings currently provides counseling to clients in Florida, Georgia, and Virginia. Renet’e Washington LPC, LMHC is a native of South Carolina who currently resides in the state of Georgia. Mrs. Washington is a Licensed Mental Health Counselor in the State of Florida and a Licensed Professional Counselor in the States of Virginia and Georgia. Mrs. Washington started her business immediately after obtaining her master’s degree. She utilized the proceeds from her employment to fund her business and follow her dream of being a business owner. Mrs. Washington’s vision is to educate and destigmatize mental health in the black community to build stronger communities. Mrs. Washington has curated two projects that are dear to her mission. The “No Weak Links Tribe” as well as a teen parent group where she encourages self-love as a key to the foundation of success. A key component in business is knowing yourself and making sure that your values align with your purpose. Mrs. Washington is passionate about working with clients in crisis or those who suffer from life stressors; however, she enjoys working with all persons to assist them in overcoming any barriers that may reduce his/her success in life. You can connect with Refined Beginnings on Instagram, Facebook, and Clubhouse.
No Weak Links Tribe
Clubhouse: No Weak Links Tribe
Philadelphia, PA., L’amour Boutique. As a curvy woman, owner, Alicia Rivera felt that there were not enough fashionable, trendy places for her to shop. Because of this she created L’amour Boutique, an online clothing boutique that is known for providing the perfect outfit for all women, including the curvier woman. In addition to clothing and accessories, L’amour boutique also carries handmade bath and body essentials. Their product line contains whipped body butters, milk baths, and sugar scrubs. As of February 17th. 2021, L’amour Boutique will have been in business for 1 year and will continue to ensure that their products are affordable. To celebrate their 1 year opening anniversary, each week they will be offering promotions to introduce new products to their bath and body line. Make sure you do not miss L’amour boutique’s celebration and raffle giveaway by staying connected to them by visiting their website https://lamourboutiqu.com.
Tami Webb Artistry
New York, Tami Webb Artistry provides hair and makeup services for wedding, engagement, and special occasions. They are committed to making you feel your absolute best by creating a once in a lifetime experience on your special day. Want to be the bride you have always dreamed of? Located in the New York/ Westchester area, they welcome clients to come enjoy their services. With patience, skill, and passion for the beauty industry, they create the look you have envisioned. Look back on the photos from your special day and be happy that you called Tami Webb Artistry. To check out this amazing company, visit their website at www.tamiwebbartistry.com and stay connected with them via their social media listed below.
Atlanta, Ga., Couture Aesthetics, Couture Aesthetics represents a lifestyle of women who desire healthy intimate areas. Founded in September of 2019 by DNaya Eubanks, Couture Aesthetics was created to exemplify beauty within women. Couture Aesthetics provides waxing services as well as various products customized to your skin type. Not only will their services and amazing products leave you feeling inspired, empowered, and confident, but the vaginal education that they provide will teach you how to further love and treat your intimate area. If you are traveling through, located in or near the Atlanta area, Couture Aesthetics is a place to check out. Do yourself a favor and head over to their website at www.thecoutureaesthetics.com to schedule an appointment. Keep up with their promotional offers and announcements by connecting with them on social media.
SCE CREDIT SOLUTIONS
SCE Credit Solutions is a woman, minority, veteran owned credit repair company that focuses on helping veteran or government employees navigate their way to financial freedom through financial literacy and credit restoration. This enables government employees and veterans to keep their security clearance all while having access to the American dream. Because credit is an important determining factor in everyday life, SCE Credit Solutions would love to speak with you to help you take control of your current credit. For assistance or a consultation please reach out to SCE Credit Solutions via their website www.scecreditsolutions.com as well as their social media accounts below.
4everly HER Collection
4everly HER Collection, founded by Brittney Mills, focuses on accentuating your looks with the best quality feels by combining your beauty with an eye-catching look. Their slogan “Everything For Her, Everything Pretty” describes their passion for making every woman feel beautiful and confident in their pieces. 4everly HER Collection is the Crown Jewels of accessories, providing Go-To accent pieces for every woman’s attire. Priding themselves in satisfaction guaranteed, you can count on 4everly HER Collection to find a piece that will make heads turn and eyes stare. Head over to Instagram at www.instagram.com/4everlyhercollection to find the perfect piece for yourself or as a gift.
How to Get Help with My Credit?
A low credit score does not only make loans costly or inaccessible. It may affect your employment, and even prevent you from renting the best apartment. As an indicator of creditworthiness, it is checked by lenders, insurers, employers, and landlords. If the total is far from perfect, there are several ways to fix it. The best repair companies will do it on your behalf.
Why Scores Go Down
In the US, the most popular scoring systems are FICO and VantageScore. They use a similar combination of factors to assess data on credit reports. Three major bureaus — TransUnion, Equifax, and Experian — document your payments and all events related to borrowing. For example, the three most important elements for FICO are:
- history of payments (35%);
- the total amount of debt (30%);
- age of credit history (15%).
From this, you can deduce the conditions for the best scores. You need to have an impeccable record without missed or late payments, and the total amount of debt should be as low as possible. The longer your history — the better. You may also raise the score by using more credit products (credit mix accounts for 10%) and opening new accounts (10%).
Do You Need Repair?
This term refers to the correction of official records. Today, affordable credit repair services help you clean the reports fast. These measures are not always necessary. The accuracy of the records determines whether you need repair. You may need to rebuild your history, not fix it. For example, you will see the credit score go up after paying debt.
Every year, you may request a copy of your reports. There is no need to contact the agencies individually. Until April 20, 2022, www.annualcreditreport.com allows you to get them for free once a week.
If the documents are accurate, there is nothing to fix. However, you may still raise the score by rebuilding your credit history. There are several ways to do this, such as:
- Increasing limits on credit cards or paying off the balances (this lowers the credit utilization ratio);
- Getting a new credit card (to bring down the same indicator);
- Taking out new loans and paying back diligently;
- Adding more data to your reports through Experian Boost, and more.
How Repair Works
Mistakes on official reports are not uncommon. You may find errors in spelling or completely false entries, such as judgments, evictions, or bankruptcies. These derogatories will tarnish your records for a long time. Most negative entries affect the score for 7 years, and some bankruptcies influence it for a decade, depending on the chapter.
Every consumer has a right to dispute such errors on their own. This is a challenging and lengthy process. Not only should you navigate consumer credit laws. It is necessary to liaise with bureaus, lenders, and collectors. Communication involves formal letters of specific formats. If you lack the expertise, a credit repair company is your best bet.
Overview of Professional Services
These providers have teams of weathered experts. They will collect your data, identify the most damaging mistakes and have them removed. This process involves four key stages and takes several months on average. The company will:
- collect your reports from all major bureaus;
- scrutinize the documents to identify inaccuracies;
- develop a strategy to fix the score as quickly as possible;
- collect evidence to prove that the items are false;
- send formal dispute letters to credit bureaus to have the mistakes deleted.
Most providers offer different tiers of services. The cheapest packages include five disputes per billing cycle on average. The core services are analysis and disputes. In addition, you may access score monitoring tools, personal budgeting apps, identity theft protection, and other extras.
On average, repair takes between 2 and 6 months. This depends on the number of mistakes you want to eradicate. The more derogatories — the longer you (or your hired experts) need to collect the evidence and initiate the disputes.
How to Find a Reliable Provider
In the United States, credit repair is a big industry. Dozens of companies offer to raise your total quickly, but choosing the right one is tricky. Pay attention to the following:
- reputation and BBB rating;
- range of services;
- money-back guarantee.
Your provider may or may not be accredited with the Better Business Bureau. Still, this platform offers crucial insights (e.g., the number of complaints in the past 3 years and any pending lawsuits). Feedback is also available on sites like www.consumeraffairs.com and TrustPilot. In addition, check expert reviews from reputable sources like Investopedia.
In terms of pricing, learn about the ‘first work fee’, or ‘setup fee’. It is paid upfront. Subsequently, the company will charge you every month as long as you need its services. On average, you may pay between $79 and $129 per cycle.
Pay close attention to the refund policy. Some companies will not return your money even if they fail to delete a single item from the records. At the same time, there are unconditional policies. These allow you to get a refund for any reason within the first 90 days.
You need convenient access to progress tracking. Most providers allow you to check the status of your case on their web portal. The biggest companies have proprietary apps. You may reach their office by phone on any weekday, and support is also available during shorter weekend hours.
If you need help with repair, choose trusted providers in your area. Check their reputation, legal status, and feedback from customers. Beware of scammers. With professional assistance, you may see the first results in just over a month.
La Reyna Del Credito Helping People Defeat the Financial System by Improving Their Credit Scores
Financial freedom is somewhat an alien word where Ivonne Arvizu comes from, and she made a solemn promise to make it happen for herself and as many others as possible. With a work rate that has cut across different clients with varying professions such as medicine, entertainment, business, legal, real estate, financial professionals, police officers, and thousands of other people who needed credit report at one time or the other, Ivonne Arvizu has created a strong impression about La Reyna Del Credito. Ivonne acquired her credit repair knowledge a long time before she established her credit repair company, and she started helping people fix their credit while she worked at a bank. The bank was against her offering such services due to a conflict of interest. Ivonne, not willing to let herself get tied down in some banking bureaucracy she didn’t agree with, resigned from the bank and made her company into a full-fledged, official credit repair business.
Ivonne Arvizu has always been about excellence and flying the flag high all her life. Despite coming from a humble background and a poor family that never fulfilled the American dream, Ivonne set out to make a difference. She became a homeowner at the age of 20 and has dedicated more than 18 years of her life helping the Latino community elevate its financial status. Ivonne has been featured in Spanish programs on television networks like Telemundo, Univision, Radio Nueva Vida, Radio Inspiracion, and other broadcast services educating the public about financial freedom. Through La Reyna Del Credito, Ivonne is changing lives and shaking things up in the financial world.
La Reyna Del Credito was established on the premise of “Life happens, and anyone can get into a bad credit situation.” In Ivonne’s words, “Nobody ever hopes to have bad credit. It just happens, and it does not discriminate. There are so many variables that cause people to have bad credit and fortunately for them, ‘La Reyna del Credito’ exists.” Beyond fixing bad credit scores, La Reyna Del Credito helps people get their mortgage credit within days so they can buy their dream homes without stress. The company established a FICO program that ensures this guarantee, and it has boosted La Reyna Del Credito’s credibility in the Latino community.
La Reyna Del Credito has proven to be a game-changer for the Latino community and has pushed its members to focus on becoming more financially stable in their retirement age. With more than 1,087 real estate deals closed in 2018 alone and a money-back guarantee on all credit fixes if the company does not deliver the score, La Reyna Del Credito has given people more confidence in its services as it continues to deliver excellent results. The bulk of the company’s clients are Spanish-speaking Latinos who migrated to the United States without knowledge of how credit scores work, and they need guidance. Ivonne Arvizu has built something outstanding, and she’s willing to see it through till she has fixed the finances of hundreds of thousands of people.
Learn more about La Reyna Del Credito on the company’s official website.
Improve Your Credit Score with a Credit Repair Company
Securing a loan for your home or business investment can turn out to be quite overwhelming for individuals and businesses out there. People with poor credit scores often struggle with their loan applications, as it gets a bit challenging to have your loan application approved at a low interest. In fact, a credit score happens to be the first thing a bank or a financial institution is likely to notice when reviewing your loan application.
Sometimes, simple things such as late payments and irregular bill payments can lower your credit score significantly. Even if you manage to find a private lender who’s willing to approve your loan application, there is a good chance they will charge you a high interest for the loan.
Why Do I Need to Hire a Credit Repair Company?
It isn’t always your utility bills or debt payments that lower your credit rankings, but sometimes, you might end up with a bad credit score because of a small error on your credit report. Regardless of the complexity of the issue you are facing, you can’t deal with the problem on your own. It is important that you seek help from a credit repair company to look into the matter and fix the issue quickly. As the name suggests, the credit repair company is in charge of fixing the errors in your credit report and removing the items that might be lowering your credit score. This includes charge-offs, late payments, liens, debt collections, and so on.
With a large number of credit repairing companies claiming to offer high-quality and cost-effective services, the decision of choosing the most reliable company could be a little overwhelming. Each company offers a set of unique services that are designed to improve your credit score in different ways. You might have to apply for a loan to finance emergency health requirements, your dream home, a startup, business capital, child’s education, and other requirements. Here are a few other reasons why you must hire a credit repair company:
· Fix Inaccuracies on Your Credit Reports
Research shows that more than half the population of the United States report inaccuracies and unnecessary errors in their credit reports every year. These errors occur due to the miscalculation is wrong information. As mentioned earlier, it isn’t always your debts and late payments that affect your credit rankings.
Sometimes, small errors in the report could have a profound impact on your credit score. It is, therefore, important for businesses and individuals to get their credit reports reviewed once in a while. Only a credit repair company has the expertise and skills it requires for reviewing the credit reports thoroughly and fixing the errors. The sooner you get these errors fixed, the faster you will be able to apply for a home loan.
· Job Opportunities
Many reputable companies ask applicants to attach a copy of their credit reports with the job application so that they know their staff is trustworthy. A good credit score increases your chances of getting hired by a reputable company.
· Insurance Policies
You can’t secure the best and low-priced insurance policy with a bad credit score. It’s important to work on your credit score to get the best deals on insurance policies. That’s because a majority of insurance providers offer insurance plans based on your credit reports. A reliable credit repair company will help fix your credit score, saving you a significant amount of money on an insurance policy.
Best Credit Repair Companies
There is no denying that good credit repair companies can help improve your credit reports by erasing the negative items and fixing the inaccuracies. Here are a few popular credit repair companies you can count on for premium services.
· Credit Saint: With more than 10 years of experience in this industry, Credit Saint tops our list of the best credit repair company. The Better Business Bureau has rated it A+ for the variety of services it offers. The company has undoubtedly improved the credit rating of a large number of customers successfully over the past few years. It reviews your FICO credit score, evaluates the negative items, and fixes the damaged credit score.
· Sky Blue Credit: If the price and quality of the services are your main concerns, Sky Blue Credit is your best bet. The company has kept a fixed price, which is $79 a month, for an extensive range of credit repair services.
· The Credit Pros: With over 200,000 customers based across different parts of the world, The Credit Pros is a 12-year old company that has received an A+ rating from the Better Business Bureau. You can enroll in its monthly plan that costs a flat fee of $49 or choose the prosperity package – whatever fits your preference and budget.
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