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NMP’s 2021 Most Connected Mortgage Professionals



Bronze Level Connections


Rodney Anderson

Rodney Anderson is Supreme Lending’s #1 producer. A prolific mortgage professional, he is a top originator of FHA and VA loans, a financial expert, published author, and radio host. Through his extensive use of social media, he is also an industry influencer who shares tips and tricks on his accounts.

Twitter Followers: n/a
Facebook business page likes: 7,452
LinkedIn Connections: 1,100
Instagram Followers: n/a


Lori Brewer

Lori Brewer is an accomplished entrepreneur and founder/CEO of two-time Inc. 5000 company LBA Ware. The firm is best known for developing award-winning mortgage incentive compensation management platform CompenSafe and BI platform LimeGear. Brewer has been honored as a MBA Tech All-Star award for her contributions to mortgage tech.

Twitter Followers: 253
Facebook business page likes: 332
LinkedIn Connections: 5,440
Instagram Followers: n/a


David Hosterman

David has been nationally recognized as top loan officer in the country over the past few years. He has been in national publications such as Forbes, CBS Money Watch, The Street, US News & World Report, Lending Tree, Trulia, and MSN Money. He also has two radio shows on ESPN Radio.

Twitter Followers: 247
Facebook business page likes: 940
LinkedIn Connections: 3,694
Instagram Followers: 359


Eric Mitchell

Eric Mitchell, Goldstar EVP, develops innovative purchase market strategies proven to revolutionize the way loan officers and Realtors partner. Using award-winning application technology, Eric creates highly sought after state-of-the-art lead generation platforms that have delivered sustainable growth for the thousands of sales professionals he’s trained across North America.

Twitter Followers: 400
Facebook business page likes: 904
LinkedIn Connections: 29,984
Instagram Followers: 1,279


Sam Parker

Sam has been a key player in bringing quality and integrity to such a fragmented industry. Sam’s vision for how to treat people right, do what you say you’re going to do, and add more value than any other credit repair agency has been a key formula for his success.

Twitter Followers: 509
Facebook business page likes: 4,875
LinkedIn Connections: 989
Instagram Followers: 964


Katy Parsons

As well as originating, Katy of Advantage Mortgage cohosts the annual Mortgage Revolution conference in Las Vegas. She is looking forward to the world returning to normal, so they can start planning events again and getting originators from all over the country back in one room.

Twitter Followers: n/a
Facebook business page likes: 4,767
LinkedIn Connections: n/a
Instagram Followers: 4,138


Lynn ‘The Lynnder’ Reed

A nationally ranked loan officer with a larger-than-life personality, Lynn “The Lynnder” Reed, creates an exceptional mortgage process for his borrowers. With 21 years of experience and deep Texas roots, Lynn leverages social media to allow his connections to feel like they all personally know Lynn and his wife, Cookie.

Twitter Followers: n/a
Facebook business page likes: 3,291
LinkedIn Connections: 500+
Instagram Followers: 557


Nick Roberson

Nick Roberson is a National AE for SRE Mortgage Alliance with 29 years of experience in the mortgage industry. Nick has been a guest speaker on industry panels, radio shows, webinars and has written numerous columns for trade publications. He is the president of the East Bay Chapter of CAMP.

Twitter Followers: n/a
Facebook business page likes: n/a
LinkedIn Connections: 13,615
Instagram Followers: n/a


Phil Treadwell

Phil Treadwell is a 17-year veteran of the mortgage industry as both a top-producing mortgage banker & independent mortgage broker. He is the national director of sales innovation & strategy for Thrive Mortgage, host of the Mortgage Marketing Expert podcast & cofounder of Industry Syndicate podcast network.

Twitter Followers: 1,774
Facebook business page likes: 1,234
LinkedIn Connections: 20,238
Instagram Followers: 3,148

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Are Sallie Mae Student Loans Federal or Private?



When you hear the name Sallie Mae, you probably think of student loans. There’s a good reason for that; Sallie Mae has a long history, during which time it has provided both federal and private student loans.

However, as of 2014, all of Sallie Mae’s student loans are private, and its federal loans have been sold to another servicer. Here’s what to know if you have a Sallie Mae loan or are considering taking one out.

What is Sallie Mae?

Sallie Mae is a company that currently offers private student loans. But it has taken a few forms over the years.

In 1972, Congress first created the Student Loan Marketing Association (SLMA) as a private, for-profit corporation. Congress gave SLMA, commonly called “Sallie Mae,” the status of a government-sponsored enterprise (GSE) to support the company in its mission to provide stability and liquidity to the student loan market as a warehouse for student loans.

However, in 2004, the structure and purpose of the company began to change. SLMA dissolved in late December of that year, and the SLM Corporation, or “Sallie Mae,” was formed in its place as a fully private-sector company without GSE status.

In 2014, the company underwent another big adjustment when Sallie Mae split to form Navient and Sallie Mae. Navient is a federal student loan servicer that manages existing student loan accounts. Meanwhile, Sallie Mae continues to offer private student loans and other financial products to consumers. If you took out a student loan with Sallie Mae prior to 2014, there’s a chance that it was a federal student loan under the now-defunct Federal Family Education Loan Program (FFELP).

At present, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its customers, many of whom are college students.

What is the difference between private and federal student loans?

When you’re seeking financing to pay for college, you’ll have a big choice to make: federal versus private student loans. Both types of loans offer some benefits and drawbacks.

Federal student loans are educational loans that come from the U.S. government. Under the William D. Ford Federal Direct Loan Program, there are four types of federal student loans available to qualified borrowers.

With federal student loans, you typically do not need a co-signer or even a credit check. The loans also come with numerous benefits, such as the ability to adjust your repayment plan based on your income. You may also be able to pause payments with a forbearance or deferment and perhaps even qualify for some level of student loan forgiveness.

On the negative side, most federal student loans feature borrowing limits, so you might need to find supplemental funding or scholarships if your educational costs exceed federal loan maximums.

Private student loans are educational loans you can access from private lenders, such as banks, credit unions and online lenders. On the plus side, private student loans often feature higher loan amounts than you can access through federal funding. And if you or your co-signer has excellent credit, you may be able to secure a competitive interest rate as well.

As for drawbacks, private student loans don’t offer the valuable benefits that federal student borrowers can enjoy. You may also face higher interest rates or have a harder time qualifying for financing if you have bad credit.

Are Sallie Mae loans better than federal student loans?

In general, federal loans are the best first choice for student borrowers. Federal student loans offer numerous benefits that private loans do not. You’ll generally want to complete the Free Application for Federal Student Aid (FAFSA) and review federal funding options before applying for any type of private student loan — Sallie Mae loans included.

However, private student loans, like those offered by Sallie Mae, do have their place. In some cases, federal student aid, grants, scholarships, work-study programs and savings might not be enough to cover educational expenses. In these situations, private student loans may provide you with another way to pay for college.

If you do need to take out private student loans, Sallie Mae is a lender worth considering. It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all of your certified school expenses.

With that said, it’s always best to compare a few lenders before committing. All lenders evaluate income and credit score differently, so it’s possible that another lender could give you lower interest rates or more favorable terms.

The bottom line

Sallie Mae may be a good choice if you’re in the market for private student loans and other financial products. Just be sure to do your research upfront, as you should before you take out any form of financing. Comparing multiple offers always gives you the best chance of saving money.

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Tips to do some fall cleaning on your finances



Wealth manager, Harry Abrahamsen, has five simple ways to stay on top of the big financial picture.

PORTLAND, Maine — Keeping track of our financial stability is something we can all do, whether we have IRAs or 401ks or just a checking account. Harry J. Abrahamsen is the Founder of Abrahamsen Financial Group. He works with clients to create and grow their own wealth. Abrahamsen shares five financial tips, starting with knowing what you have. 

1. Analyze Your Finances Quarterly or Biannually

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to actually get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all of the various wealth-eroding factors that can take you completely off course.

With interest rates very low, now might be a good time to consider refinancing student loans or mortgages, or consolidating credit card debt. However, do so only if you need to or if you can create a positive cash flow. To ensure that you are saving the most by doing so, you must look at current payments, excluding taxes and insurance costs. This way you can do an apples-to-apples comparison.

The most important things to look for when reviewing your credit report is accuracy. Make sure the reporting agencies are reporting things actuary. If it doesn’t appear to be reporting correct and accurate information, you should consult with a reputable credit repair company to help you fix the incorrect information.

4. Savings and Retirement Accounts

The most important thing to consider when reviewing your savings and retirement accounts is to make sure the strategies match your short-term and long-term investment objectives. All too often people end up making decisions one at a time, at different times in their lives, with different people, under different circumstances. Having a sound strategy in place will allow you to view your finances with a macro-economic lens vs a micro-economic view. Stay the course and adjust accordingly from a risk and tax standpoint.

RELATED: Financial lessons learned through the pandemic

A great tip for lowering utility bills or car insurance premiums: Simply ask! There may be things you are not aware of that could save you hundreds of dollars every month. You just need to call all of the companies that you do business with to find out about cost-cutting strategies. 

RELATED: Overcome your fear of finances

To learn more about Abrahamsen Financial, click here

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How to Get a Loan Even with Bad Credit



Sana pwedeng mabura ang bad credit history as quickly and easily as paying off your utility bills, ‘no? Unfortunately, it takes time. And bago mo pa maayos ang bad credit mo, more often than not, kailangan mo na namang mag-avail ng panibagong loan. 

Good thing you can still get a loan even with bad credit, kahit na medyo limited ang options. How do you get a loan if you have bad credit? Alamin sa short guide na ito. 

For more finance tips, visit Moneymax.



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