LAFAYETTE, La. (KLFY)- This week is National Consumer Protection Week presented by the Federal Trade Commission.
The Better Business Bureau has some tips about credit repair and debt relief services.
If you’ve got mounting credit card bills, you may also have mounting credit repair or debt relief offers collecting in your mailbox.
Those promises of reduced debt, low-interest loans and magical fixes to your credit score can be tempting, but you need to be very careful to make sure nobody is taking advantage of you.
“A lot of the marketing that these companies do targets consumers with obviously higher debt or ones that have looked into getting debt consolidation loans and stuff in the past,” said Chris Babin, with the Better Business Bureau of Acadiana. “And really, the thing to be on alert of is there are companies out there that don’t necessarily do everything that they say they can do, and they’re asking for fees upfront.”
Credit repair companies promise to clean up your credit report for a fee, but the chances they can do anything you couldn’t do on your own are slim.
Experts say no one can remove accurate negative information from your credit report.
“Any negative information that’s accurate still has to be reported, and a lot of the credit repair companies portray as though they can fix your credit and make it to be a good credit report,” said Babin. “When in reality, your credit is what it is, and if there’s negative information, but it’s accurate, that has to be maintained on your credit report.”
Here are some red flags to help you avoid companies with questionable practices for credit repair services:
- Fees are charged before your debts are settled
- Guarantees to make the debt go away or improve your credit score
- The company makes promises about what they can do for you without actually reviewing your financial situation
“We know that there are businesses out there that are charging consumers upfront. They’re charging fees for all of these financial services that they are providing,” Babin explained. “When in reality, they’re not doing much for you other than charging you fees and taking some of your money.”
In honor of National Consumer Protection Week, the Better Business Bureau of Acadiana will be holding a free public education event Thursday, March 5, at the West Regional Library in Scott from 6-7 p.m.
The BBB will give insights on understanding which scams pose the highest risk, how these scams rank in the risk index factors of exposure, susceptibility, and monetary loss and the biggest takeaway from analyzing 2019 data. The BBB will also cover how scams work and how to prevent becoming a victim.
Diamonds Blue Group Completes Transition to New Business Model
DALLAS, TX / ACCESSWIRE / June 17, 2021 / Diamonds Blue Group is pleased to announce that they have finished the transition to a new business model. Formerly a premier advertising agency in the Dallas area focusing on clients in the entertainment industry, they are now known as Diamonds Blue Credit Repair. Their services now focus on their mission to help people get control of their credit through education. After starting the process in January of 2021, they are now fully operational and ready to accept new clients.
Diamonds Blue Group actually began in early 2019, but after the pandemic hit in 2020 the entertainment business became virtually nonexistent. Diamonds Blue had to adapt to the new business climate, and formed a plan to rebrand and relaunch. Instead of closing their doors completely, they found a new purpose in helping people regain control of their finances and credit rating through education and counseling. In addition to information about the company, their revamped website also allows clients 24/7 access to their accounts.
Diamonds Blue CEO and Founder Walter Rickett III is excited about his company’s big step, “We are thrilled to launch a product that provides real value to Americans. Our goal is to help as many people as possible through credit repair and financial education. Our flat rate pricing, lack of long term contracts, and money back guarantee show that we stand behind our service. We look forward to making a huge, positive impact on the financial industry, and the lives of individuals.”
ABOUT DIAMONDS BLUE CREDIT REPAIR
Diamonds Blue’s leadership team has many years’ experience in evaluating credit and guiding consumers to assert their legal rights. Their flat rate pricing model is unique in the industry, with a low initial fee and a low monthly fee. They believe that credit repair firms can’t do anything that you couldn’t do yourself, but they can help you to achieve results in a fraction of the time without making costly errors. For less than the cost of a few hours with an attorney, they help and guide their clients from start to finish and prepare all of the documentation for the various credit agencies. There are NO long binding contracts. They guarantee results or your money back!
Walter Rickett III
EMAIL: [email protected]
SOURCE: Diamonds Blue Credit Repair
View source version on accesswire.com:
Your Guide to Juneteenth Celebrations in Metro Detroit
Saturday is Juneteenth, a commemoration of the day in 1865 when U.S. Maj. Gen. Gordon Granger arrived in Galveston, Texas and told enslaved people that they were free. The news came two and a half years after the Emancipation Proclamation freed enslaved people in Confederate States and five months after the 13th Amendment abolished slavery.
All around metro Detroit, families, friends and communities will be coming together to celebrate the occasion through festivals, community dialogue, dancing and lots of food. Whether you’re looking for an all-day festival, an evening movie, or a cold craft beer, you can find the Juneteenth celebration that fits your vibe below.
Juneteenth in the D, which will be held Saturday at the intersection of Grand River and West Grand Boulevard at the Mbad African Bead Museum, is a family-friendly festival headlined by Motown legend Martha Reeves. Make sure to don your dancing shoes for this all-day celebration featuring local performers.
To kick off a second year of fundraising in support of Black farmers and land ownership, the Detroit Black Farmer Land Fund is celebrating Juneteenth with community members and organizations at Oakland Avenue Urban Farm in the North End. The fund raised more than $65,000 last year for Black farmers to purchase and own land. Shop the farmers market, partake in food prepared by chefs and enjoy a performance from Detroit’s own Mollywop.
The Eastside Community Network will celebrate Black history and heritage through storytelling from community elders and speaking out against environmental racism. The rally about environmental racism — featuring speakers Rep. Rashida Tlaib, state Sen. Stephanie Chang and more — will kick off the event. The family-friendly celebration, which runs from 1-4 p.m. at 4401 Conner St., will be filled with food, music, dance, face painting and more. For those who prefer to join in virtually, participants can enjoy the festivities from home.
Thoughts Become Things and Take My Hand are collaborating to honor Juneteenth by providing free resources and giveaways to the Black community at 16065 Hamilton Ave. in Highland Park from 10 a.m. to 1 p.m. Saturday. Giveaways include self-care kits, fresh food boxes and diapers and formula. There will also be resources onsite regarding credit repair, life insurance, mental health and more.
The city of Southfield is celebrating Juneteenth all week long with the Juneteenth Jubilee Celebration, including an art display, virtual scavenger hunt and more. You can find the whole jubilee lineup here.
The Charles H. Wright Museum is hosting its Juneteenth Jubilee Freedom Weekend online and across Detroit Thursday through Sunday. Programming includes a treasure hunt, movies, community conversations and even a dedicated playlist.
All week, the Oakland County Democratic Party is hosting a series of Juneteenth virtual discussions on topics from how mental health affects Black youth to the role of music plays in the fight for Black liberation. The weeklong series culminates in a reflection discussion on Saturday.
As part of the D.Cipher live summer music series, enjoy live performances from ETTA, Gabriel Brass Band and Tariq Gardner’s Evening Star from 2 p.m. to 8 p.m. Saturday at the Campbell Terrace on the Dequindre Cut. You can also peruse art from local vendors and learn how to get involved with grassroots initiatives.
Pulitzer Prize winner Annette Gordon-Reed’s “On Juneteenth” provides a historian’s view of the country’s long road to Juneteenth, recounting both its origins in Texas and the enormous hardships that African Americans have endured in the century since. She joins historian Jamon Jordan in a conversation about the essential, sweeping story of Juneteenth’s integral importance to U.S. history as part of the Detroit Public Library’s Author Series at 1 p.m. Saturday.
Bring your own chair or blanket to Campus Martius Park on Friday for a screening of “Concrete Cowboy,” which shares the story of a rebellious teenager finding kinship in a tight-knit Philadelphia community of cowboys.
“Miss Juneteenth” chronicles the story of a former beauty queen and single mom as she prepares her teenage daughter for the Miss Juneteenth pageant. You can catch the film on the lawn of the Southfield Parks and Recreation parking lot at 7 p.m. Saturday.
Raise a glass of Abolitionist Imperial Stout in honor of Black achievement starting at 4 p.m. Friday at Eastern Market Brewing Co., which partnered with Brewz Brothaz for this event. A portion of proceeds of the Abolitionist Imperial Stout will go toward the Black Farmer Land Fund. Detroit DJ Lady Fantastic will bring the beats from 6-9 p.m. while Smokey Joe’s BBQ will provide the eats.
Taste The Diaspora Detroit, which launched during Black History Month to celebrate Africa’s contribution to American cuisine, is hosting a watch party for the fourth episode of Netflix series “High on the Hog: How African American Cuisine Transformed America” at 7 p.m. Saturday at Marygrove Conservancy. The episode titled “Freedom” is a culinary journey through Texas that tells the story about the importance of Juneteenth. There will be a moderated conversation following the viewing as well as shoebox meals featuring food from four locally owned Black food businesses.
Good Vibes Lounge is unveiling its backyard for a day party not only celebrating Juneteenth but also a year of being in business. The festivities start at 3 p.m. with drink samples, giveaways, a live DJ and photo booth. The restaurant and bar is at 16801 Harper on the east side.
LoveClub is gathering some of Detroit’s best local talent to celebrate Black history, art and culture at this event that aims to serve as a platform for artists and community members. The event at Tangent Gallery/Hastings Street Ballroom in Milwaukee Junction will boast a wide range of musical offerings from house to hip hop as well as artists, vendors and organizations showcasing their work. Grab your ticket here.
Check out the opening of new art exhibit “BAM: My Art Is My Voice and Sisters of the Cloth” at an evening reception at Collected Detroit. The exhibitions will give visual form to Collected Detroit’s roots within the art community in honor of the 156th anniversary of Juneteenth.
Stroll along the historic Avenue of Fashion for a unique shopping experience supporting Detroit’s Black businesses. Shoppers will also enjoy artists and entertainment, a live podcast taping, Black wellness hub and a raffle.
Support Black businesses in Washtenaw County at the Buy Black Juneteenth Pop-Up Shop from 3-7 p.m. Saturday at Ypsilanti Freighthouse.
Help spruce up Sarah Garrett Park and the surrounding area from 10 a.m. to 2 p.m. Saturday. The park is named after one of the plaintiffs who sued the city over housing discrimination in the 1960s when Hamtramck was making plans for the construction of the Chrysler Freeway and new homes.
Money Relaunches its Brand Ahead of 50th Anniversary
DORADO, Puerto Rico, June 15, 2021 /PRNewswire/ — The iconic personal finance brand Money is launching a comprehensive rebrand, the first major overhaul to the brand in over 20 years. The updated identity better represents the brand’s current suite of content, products, and tools on Money.com, while celebrating its rich heritage and culture.
“Our goal is to honor Money’s heritage by adopting a digitally remastered interpretation of our original 1972 print masthead. Our team is excited to nourish Money for the next 50 years and beyond,” said Melissa Powel, Head of Product at Ad Practitioners.
Money was acquired in 2019 by Ad Practitioners, a Puerto Rico-based digital media platform that brings original content to a monthly audience of over 10 million people. Since then, the company continues to invest significantly behind high-quality content, interactive user experiences, and overall site performance. With the launch of a redesigned Money.com, Ad Practitioners reaffirms its commitment to helping Money lead people to financial victories through up-to-date news, information, and other educational resources.
The Ad Practitioners team, in consultation with international design leaders, spent over a year crafting and refining the next iteration of the Money brand. Each element was carefully considered — from drop cap letters, which reference magazine layouts; to lined textures that mimic security features of currency; to the skeuomorphic badges Money will award to the winners of their “Best” series in which it reviews, ranks, and honors the best companies across personal finance categories.
“The logotype we selected draws on the original classic serif typeface modified to reproduce at small scale and across digital touchpoints, with a more approachable, friendly tone and personality that aligns with Money’s purpose of helping people achieve financial success,” said Joshua To, founder at design firm The Curious Company.
Money has also expanded the scope of resources on the site, adding handy calculators that help calculate whether a refinance is cost-effective, your debt-to-income ratio, or if you can afford that house you’ve been eyeing; and buyer guides covering mortgage lenders and refinance companies. car insurance, pet insurance, and credit repair services.
For an in-depth and behind-the-scenes look at the evolution of the Money brand, read the full story on the blog.
ABOUT AD PRACTITIONERS
Ad Practitioners is a data and technology company that has built a digital media platform to syndicate original content, tools, and news to reach audiences through its portfolio of brands, which include Money.com and ConsumersAdvocate.org.
Money has a nearly 50-year legacy of guiding people to financial victories with up-to-date information, education, and tools. Now an exclusively-digital destination, Money helps create richer lives for everyone — in every sense of the word.
- Bad Credit1 year ago
All you Need To Know about Bad Credit Scores in 2020
- News11 months ago
Financial Complaints Soared During Pandemic, Reports Say
- Bad Credit1 year ago
The General Car Insurance Review 2020
- Credit Repair Companies1 year ago
How to improve your credit score
- Bad Credit1 year ago
How to Get an SBA Coronavirus Disaster Loan
- Bad Credit1 year ago
Bad Credit? Best Bad Credit Mortgage Refinance Companies • Benzinga
- News1 year ago
Global Credit Repair Services Market Demand and Status, Forecast 2025 | • CreditRepair.com • MyCreditGroup • The Credit People • Veracity Credit Consultants • TransUnion • MSI Credit Solutions • Lexington Law • USA Credit Repair
- Bad Credit1 year ago
Bad Credit Payday Loans Online