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KANSAS CITY, Mo. — As more meetings become virtual, many doctor visits are now going tele-health. That means seniors are finding themselves more reliant than ever on computers.
It’s a population already often behind the curve in terms of technology, and they’re now feeling the strain more because of COVID-19.
Helping seniors even more during the pandemic is important to the people who make up the Urban League of Greater Kansas City.
“They do all the grown things that you do, but there’s just one little area in their lives that they’ve just got this, it’s a barrier,” Lynn Miller said.
She brought her mother, Barbara Flowers, to Spectrum Digital Academy, a computer lab inside the Urban League of Greater Kansas City.
Flowers is an 89-year-old retired nurse who has her own iPhone and iPad, though the transition to technology is a work in progress.
“She has nothing in her past to associate these terms with, words like ‘icon,’” Miller said.
The pair sat side-by-side Tuesday morning, reviewing highlights from a community Zoom call earlier in the morning.
“So everything I put in the computer has the same format, am I right?” Flowers asked.
Her daughter’s answered prompted a deep sigh. Miller told her, “It basically has the same format, but they’ll have different passcodes and different ID numbers.”
The frustration is shared by others in a generation who grew up writing on paper, reading physical books and using ink pens.
“Just because we’re old, doesn’t mean that we’re not smart; and just because we’re not smart by your standards, doesn’t make us dumb,” Jim Nunnelly said.
Nunnelly, a senior himself, has spent some of his free time during the pandemic both teaching tech and exposing others to something he recognizes as a bigger, underlying issue.
“The biggest problem that we have in dealing with population is the erroneous assumptions that we make about that population,” he said. “Particularly African Americans, [others] make the assumption that we are illiterate. That presumption gets in the way of the delivery of care. We’re not only literate, but we want to be in line with and up-to-date with everything around, including technology.”
Nunnelly is working with others his age, in terms of both technology and health education, like a Diabetes Expo call he was on last week.
“We reached out to senior citizens, who are the most presumed-illiterate, and said, ‘Get in this. Learn how to do Zoom,’” he said. “We were elderly and African American and senior citizens as well, and so we enjoyed it as much as anybody.”
Nunnelly’s wife Janice has also taken classes at Digital Spectrum Academy.
“I’ve actually learned how to text,” she said with a laugh. I didn’t think I’d ever be able to do that!”
She said a nudge from her older sister helped, too.
“My sister is deaf, and she’s the one that really kind of made me learn how to text. She said, ‘I’m deaf. I can’t hear or speak. I have to use sign language. What’s your excuse?’”
One of the things Janice liked most about the learning experience was her teacher, Jaqua Wilkins.
“The one thing that this young lady does is she takes her time and she goes slow enough that you don’t feel the pressure of learning something, doing different,” she said of Wilkins.
Teaching technology to seniors is only one part of the many things Wilkins does at the Urban League of Greater Kansas City.
“It’s just the reward of seeing someone light up and get it, right?” she said.
Through a grant from Spectrum, Wilkins is able to both teach in-person at the Digital Academy, as well as travel around the city for one-on-one meetings.
“I do basic computer classes for seniors and families. I also do credit repair bootcamp and help people learn how to use technology to help enhance their lives, whether it be for texting or Facebook reconnecting with people, also with Zoom,” she said.
“I even help people set up a Zoom account for themselves so they can conduct their own family reunions during the summer.”
The Urban League said its seeing more people with need during the pandemic, but the outreach hasn’t stopped.
“What we found is that people either don’t have access to the devices or the hot spots, so we went out and we bought more devices for our clients and our workforce development too,” Wilkins said. “We help people do online banking, pay their bills online, anything they can do technology, we teach them here at the Urban League.”
“Our Urban League computer lab is sponsored by Burns and McDonnell and our Spectrum digital grant,” Wilkins continued. “We want to help remove any barriers that will help them successful and make them successful.”
She also introduced FOX4 to what she calls one of her greatest successes, a student-turned-teacher.
“Mr. Charles, he came to me. He didn’t have computer skills,” she said. “He worked general labor, and now, he’s teaching the basic computer skills class here at the Urban League to seniors, and so that it what’s so rewarding about it.”
Davis Sr. understands computers now, but it wasn’t easy for him.
“I didn’t have a clue. I was one of those finger-picking computer operators,” he said laughing, as he plucked away at the keyboard with his index fingers.
The senior committed to the learning process, and now he’s an instructor at the Spectrum Digital Academy.
“He’s coaching on Zoom now to our students, so Mr. Charles has come a long way,” Wilkins said.
“The computer is helpful. It’s not hurtful. It’s not harmful to them as long as they understand each component and how it operates,” Davis Sr. said.
Nunnelly said he’ll continue to use his time connecting people in need with available resources already established in the community. You can reach him at 816-695-4200.
While the customers impacted by the recent SolarWinds Corp. cyberattack are rightly being described as victims, they are nonetheless facing significant costs stemming from the incident.
SolarWinds’ customers will need to determine whether any of their data was accessed or exfiltrated. Making that determination requires a digital forensics investigation, typically involving a third-party security vendor.
The forensics bill depends on factors such as the number and types of devices and systems on a network, the geographic distribution of the network, and whether the customer already had a contract with a security vendor to provide such services in the event of a security incident.
If investigators determine that certain categories of personal information of residents of U.S. states or certain foreign countries was accessed or exfiltrated from a SolarWinds customer, the victim will need to provide notices to affected individuals. It is considered a best practice to offer credit repair and monitoring services and call centers to assist affected individuals.
Depending on its contracts, the victim company also may be required to notify its business customers and vendors and to reimburse them for expenses they incur in investigating and mitigating the effects of the breach and providing notifications. It may also be required to indemnify them for third-party lawsuits and regulatory proceedings.
The victim company may also be required to notify regulators or state attorneys general. Such agencies may issue fines if their investigations find that the company’s cybersecurity practices were not adequate or that the company did not notify within a required time frame. Additionally, the victim company may incur substantial costs in defending consumer, business partner, or shareholder derivative lawsuits.
Furthermore, after it has been determined that an adversary has accessed a network, there is a debate about whether any device on the network can be trusted and remain in use. Many IT security practitioners recommend fully rebuilding a network that has been breached by malware.
Once the security incident has occurred, there are limits to what a company can do to minimize its liability. It can work cooperatively with its business partners to reduce the likelihood that they will sue. But other costs, such as class action suits, regulatory fines, or legal fees are considerably less controllable.
Not surprisingly, the best time to address potential liability for a security incident is before it happens. All companies, regardless of whether they were victims of the SolarWinds breach, should consider taking the following proactive measures:
In fact, many statutes and regulatory frameworks, such as the New York SHIELD Act, the Massachusetts Standards for the Protection of Personal Information, the rules and guidelines issued under the federal Gramm-Leach-Bliley Act, and New York’s Department of Financial Services Cybersecurity Regulation, require risk assessments, written security plans, and the use of reasonable cybersecurity measures.
Also, the California Consumer Privacy Act gives private litigants a right to sue if their personal information is exfiltrated as a result of a company’s failure to use reasonable security measures.
What security measures are reasonable is heavily driven by the risk assessment. Recognized standards such as ISO 27001, the National Institutes of Standards and Technology Cybersecurity Framework, or the Center for Internet Security Critical Security Controls can be used to determine what is reasonable. Using an accredited outside vendor to certify compliance can help establish the proper diligence.
Common best practices include network segmentation, appropriate logging, use of intrusion detection systems, multi-factor authentication, use of current encryption standards in connection with data at rest and in transit, strong password requirements, use of password managers, regularly backing up data and testing the restoration of data, patching and vulnerability management, and regularly testing security controls and incident responses. Data retention policies also should not be overlooked , since data that a company has not retained cannot be the subject of a data breach.
Educating employees about risks and best practices is also important. Additionally, companies should foster close multi-stakeholder coordination and communication about security. Representatives from the security organization, legal, IT, procurement, and product or sales groups should be included in the discussions.
Companies have exposure to significant potential liability arising from the SolarWinds security incident and a short set of options for limiting that liability. The best time for a company to limit its liability for security incidents is before they happen.
This column does not necessarily reflect the opinion of The Bureau of National Affairs, Inc. or its owners.
Andrew Baer is chair of the Technology, Privacy & Data Security group at Cozen O’Connor where he focuses his practice on cutting-edge technology transactions on both the buy-side and sell-side, cloud computing, data privacy, security compliance, software, and transactions in the digital advertising ecosystem.
Christopher Dodson is an attorney at Cozen O’Connor, where he focuses his practice on privacy, technology, and regulatory law. He works extensively with clients on issues rated to compliance with the GDPR, CCPA, and privacy and data security laws.
Sharicka Holloway Sides is planning a grand opening celebration on Jan. 30 for her recently opened TRU Tax office in Lexington.
The 2008 graduate of Lexington Senior High moved back to her hometown after a stint of living in Georgia to open her business at 364 Dixon St. The local agency opened in December.
“I moved back really because I got an offer to have my own agency, and a majority of my clients are in North Carolina,” she said.
Shortly after high school, Sides began doing her own taxes and helping family members file their annual tax forms. She worked for various tax preparation companies in N.C. and Georgia during the next several years. TRU Tax began in Georgia, she said, and now has agencies in Texas, Georgia, Alabama, North Carolina and Ohio.
“I love to help people,” she said, explaining why she began working in the tax form preparation industry. “My company will be about modifying charges and getting you the most (refund) back as possible. We have so many tools to use. If I can lower your fee or help you get more refund than you did last year, I’m all for it.”
TRU Tax also has credit repair and accounting services. Sides’ Lexington office will concentrate on tax returns, however, and has 10 employees. She said she will refer clients to TRU Tax credit repair and accounting specialists if requested.
Managing a new TRU Tax agency in Lexington is not Sides’ only job. She is also working with her husband, Kevin Sides, to open Kitchen Konects, a catering company. She first opened a food catering business of the same name while living in Georgia. More information about this business venture will be given when the opening date is nearer.
Potential clients can reach Sides or her employees by downloading the My Tax Office app and using code 8925LA, or by calling or emailing (404) 721-3349 and [email protected]
Arts Davidson County is bringing back its charcuterie board fundraiser, but this time with sweets and wine for Valentine’s Day celebrations at home during the pandemic.
The nonprofit staged a New Year’s Eve charcuterie board fundraiser where it partnered with local artists to make the boards and local restaurants to create the food and sell the wine.
“We sold 89 boards for New Year’s Eve,” said Amanda Murphy, events and community coordinator for Arts Davidson County. ” We had a few boards left that we did not sell, so we wanted to do this again for Valentine’s. People loved it.”
While the first fundraiser partnered with a Lexington and Thomasville restaurant, the Valentine event will feature the mostly homemade treats of one Lexington restaurant. Chef John Wilson of Sophie’s Cork and Ale in Lexington will fill the handmade boards with Chocolate pretzel sticks, chocolate-covered strawberries, candied pecans, crunchy peanut butter buckeyes, s’mores Girl Scout cookies, pistachio brittle and Nutella marshmallow fluff.
In addition, Wilson has also partnered with three other Lexington eateries to provide treats. Those treats and businesses are: Chocolate bombs from The Factory – Coffee & Waffles, doughnut holes from Red Donut Shop and swiss rolls from Sinfully Delicious Custom Bakery.
Purchasers will select from six wines when purchasing their charcuterie board at eventbrite.com. The cost is $50. Boards and wine will be ready for pick up at Sophie’s Cork & Ale, located at 23 W. Second Ave., from 3 to 5 p.m. Feb. 13.
“It’s important to us that we are supporting local businesses with our fundraiser,” Murphy said. “…We’re trying to say stay at home and be safe and stay healthy, but you can still support the businesses in our community.”
The owning partners at the Holt House have planned a Valentine dinner on Feb. 13 at the historic home in Lexington.
Nia Ward, one of three local women who purchased the home in March 2020 to operate it as a wedding and events venue, said she and her partners wanted to provide a way for people to still “go out” for Valentine’s Day but in a safe, socially-distanced way.
Timed, staggered seating will be provided for two to 10 people. Tables will be set up six feet or more apart in all the rooms on the house’s first floor. A party of six to 10 will be provided a private room. There is also an option to purchase a meal and take it home.
Kathleen Watson, owner of Cuisine Kathleen catering, is preparing the meal that features beef tenderloin, seasonal salad, potatoes au gratin, yeast rolls, flourless chocolate torte and a glass of beer or wine. The cost is $50 per person and includes a floral arrangement to take home.
Seating times from 5-7:30 can be made and tickets purchased at holthoucenc.com. Guests may enjoy their private table for up to 1 hour and 45 minutes. Afterward, guests may lounge by the outdoor fire pit and patio area.
– Jill Doss-Raines is The Dispatch trending topics and personality profiles senior reporter and is always looking for tips about businesses and entertainment events, secret and new menu items, and interesting people in Davidson County. She wants to know what people in Davidson County are talking about. Contact me at [email protected] and subscribe to us at the-dispatch.com.
Suddenly, the fact that you may have missed a bill here and there, fallen behind on payments, and not worried too much about your credit score, will come back to haunt you.
For many people, bad credit can be scary, especially if you’ve never experienced it before. Having bad credit can negatively affect you in all kinds of ways, not just right now, but also in the future. The good news is that this doesn’t have to be a permanent situation, as there are ways you can go about fixing your credit. One of the most effective methods is to work with a credit repair company that understands exactly what steps you will need to take, and how to improve your rating as smoothly and quickly as possible.
So, if you’re looking for a credit repair company in New York and aren’t even sure what you should be looking for, let this act as your guidebook. Here we’ll outline all the most important steps in finding the perfect credit repair company in New York.
The first thing to look out for is a company that has credit repair experience. Fixing your credit is a serious matter and not something you want to make mistakes with. This means you need a company that has a proven track record of helping clients, and one that can show real results.
Besides experience, it’s also wise to ask if the company offers a guarantee on their services. Ideally, it should be a money back guarantee should they not be able to follow through no their promise or guarantee. In other words, they are unable to fix your credit score.
It’s also important to look for a company that approaches each case or client on an individual basis. What works for one person may not be the best solution for you. Ask the company in advance if they offer any type of free consultation or evaluation. This gives you a chance to get an idea of the approach they would take, and you can then make a decision if it matches with your needs and wants.
Any reputable credit repair company should be able to look at your current credit rating, your personal situation, and then give you a rough estimate on how long the process should take. Will it be weeks, months, a year? It’s important to get a realistic idea of what you can expect going forward. Some companies will even offer real-time status updates, which can give you peace of mind knowing that they are working to remedy your credit rating.
While the credit repair company will be doing all the hard work, you will still have a role to play. Make sure to ask what will be expected and needed of you in order for the process to move along smoothly.
Because you aren’t an expert yourself when it comes to credit repair, there is no doubt you’ll have questions here and there. It’s important to research what the level of customer support is should you have concerns, issues, or questions that you need assistance with.
Here’s a tip you may not think of right away, but it may be helpful. Sometimes it’s not a matter of a credit rating for a single person, rather you need assistance as part of a couple. You can find a robust Couples Plan at Pyramid, a reputable credit repair company. The Couples Plan is actually Pyramid’s most popular plan and boasts a personalized service for two people and specific finance tools for couples, among other features and benefits. It’s a great way to take action as a couple and get some really positive results.
In order to do their job, the credit repair company will need documentation from you, so make sure you are given a list of all the essential items you need to gather. Without all the necessary documents they may not be able to successfully repair your credit score. This is why it’s so important to be keeping careful records at home.
When you do gather all the material for the company, they should also never ask you to lie. Even if it’s not a bold-faced lie, a misleading statement shouldn’t be used either.
While some companies may try to rope you into a contract, there is no reason you have to go with them. Instead, look for a company that doesn’t have contracts or commitments so that you can feel free to leave if you’re not happy.
Another red flag can be a company that asks for full payment up-front. As experts state, these are companies you want to steer far away from.
Finally, you want to take a look at online reviews about any company you are considering using. Although online reviews need to be taken with a grain of salt, they can offer some helpful insight and help to ensure you make an informed decision.
Besides online reviews, you can speak to family and friends who may have worked with a credit repair company in the past and get their insight on the experience they had – both good and bad.
While it may seem like a lot of things to be mindful of as you look to hire a credit repair company, the fact is that you want your credit score to be repaired quickly and properly, so choosing the right company is key.
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