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A principal learned one student’s family is getting evicted. Now she’s working to find them a home

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CAPE CORAL — A school principal is working this holiday season to find a home for some of her students.

Shelly Homan posted a plea to Facebook after she learned one of her students’ families was being evicted with nowhere to go. Homan is the Principal here at Heritage Charter Academy. She was helping families in need by telling them about the turkey giveaway sponsored by Cape Coral Police, when she met Vincent Ponzo’s grandchildren.

“When I asked them about the Thanksgiving dinner that the police department was giving away, I found out that they were also going to be homeless,” said Homan.

Ponzo has been looking for a new home for months, but he has bad credit, and doesn’t have enough saved for first and last month’s rent plus a security deposit.

“We’re just running out of time and options at this point, and we’re not bad people. We work hard. I’m the general manager at a restaurant, my wife works for Instacart. My daughter is trying to raise her three kids in our home,” said Ponzo.

So Homan posted an SOS on Facebook, looking for a landlord willing to rent to them. It got a lot of attention.

“Shelly called me, and I was like what did you do? And she was, oh I just put a post out, and next thing you know I’m getting all this feedback from it,” said Ponzo.

“My focus is that the kids are in a home for the holidays. So whatever, whatever I have to do to reach out. The worst people can say is no I can’t help,” said Homan.

But Homan said people have already reached out trying to help. Ponzo said he hopes he can find a home soon, but he also said his story is just one of many this holiday season.

“This takes a lot for me to stand in front of everybody and go this is what’s going on, but if I don’t do it, maybe some other guy wishes somebody did that’s about to get kicked out of his house because he’s going through the same thing or worse,” said Ponzo.

If you are interested in helping Ponzo and his family, you can call the Heritage Charter Academy at (239) 223-7530.



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Savvy Group Real Estate Partners With Frazier Credit Services to Make Property Purchase in Columbus, Ohio Available to All – Press Release

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Savvy Group Real Estate Partners With Frazier Credit Services to Make Property Purchase in Columbus, Ohio Available to All

“”It’s always a special moment for me when I see a first-time buyer go from the stage of building credit to closing on their first home. It’s always tears of joy at closing. I believe that this collaboration will do so much good for those potential buyers who are ready to work on their goals with a knowledgeable team who wants to see them win!”
-Jay Carter, Realtor”

November 26, 2020 – Thanks to the partnership between The Savvy Group Real Estate and Frazier Credit Services, home purchase around Columbus Ohio will now be possible irrespective of a client’s credit score. The new partnership will ensure that potential buyers who are struggling with their credit scores can take advantage of Frazier Credit Services to secure loans loan approval within 6 months. Together, both companies will work towards a common goal of helping people realize their dreams of owning a new home.

Securing loans for the purpose of purchasing a home can be tough on people with poor credit. Financial institutions and banks are unlikely to sanction such loans due to  the risks associated with bad credit ratings. It gets tougher; typical credit building takes time and loansharks are widely regarded as trouble. Private lenders are not the best either, they offer ridiculous rates and are often shady in their deals.

In a bid to support its own clients, The Savvy Group Real Estate has taken the pains of vetting and endorsing Frazier Credit Services. They are adept at credit repair and are willing to work with prospective home buyers from The Savvy Group Real Estate. In just six months, prospective homebuyers in Columbus, Ohio will learn how to build up their credits and become eligible for loan approval.

The collaboration between Frazier Credit Services and The Savvy Group Real Estate will effectively be turning dreams into reality.  While Frazier Credit Services will work towards faster credit building and credit repair to gain loan approvals for clients in six months, The Savvy Group Real Estate will guide them through a first-time buyer program and help them understand how financial challenges can be circumvented during purchase despite their poor credit. Speaking about the collaboration, realtor, and owner of The Savvy Group, Jay Carter says, “It’s always a special moment for me when I see a first-time buyer go from the stage of building credit to closing on their first home. It’s always tears of joy at closing. I believe that this collaboration will do so much good for those potential buyers who are ready to work on their goals with a knowledgeable team who wants to see them win!”

The Savvy Group Real Estate is affiliated with Red 1 Realty, and was established by Ace Realtor Jay Carter who specializes in new construction, first-time homebuyers, home sales and educating clients on how to generate funding for real estate transactions. On the flip side, Frazier Credit Services is a renowned credit repair company with an excellent track record of credit building within 4 to 6 months.  The collaboration between the two companies will now open up opportunities in domestic real estate and transform potential home buyers into homeowners in Columbus, Ohio.

For more information: use the websites: https://linktr.ee/realestatebyjay, http://fcs.credit/

Jay Carter
The Savvy Group Real Estate
Columbus Ohio
Website: www.savvygrouprealestate.com

and,

Ciera Frazier
Frazier Credit Services
Columbus Ohio
Website: www.fcs.credit

Media Contact
Company Name: The Savvy Group Real Estate
Contact Person: Jay Carter
Email: Send Email
City: Columbus
State: OH
Country: United States
Website: www.savvygrouprealestate.com



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Martin Lewis issues guidance on using credit cards to build ratings – best deals | Personal Finance | Finance

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Martin Lewis regularly urges savers to use caution when utilising debt themed products but at the same time, he acknowledges the need for a decent credit rating to get by financially. Today, the Money Saving Expert was questioned by viewer Miranda on how one can build their credit rating in difficult circumstances.

“What I’d then like you to do is go and do £50 a month of normal spending on it, things you’d buy anyway.

“[Then] Make sure you pay the card off in full every month, preferably by direct debit so you’re never missing it because the interest rate is hideous.

“That way you won’t pay any interest.

“You do that for a year, you’ll start to build that credit history, showing them you’re a good credit citizen.

“Then you’ll be able to move into the sort of more normal credit card range.

“So, bizarrely, to get credit you need credit. What credit will you get? Bad credit, go get the bad credit just make sure it doesn’t cost you.”

Consumers of all kinds may not have the best options at the moment as recent analysis from moneyfacts.co.uk revealed.

In mid-November, they detailed that a number of high street banks have cut the perks and interest on a number of their current account deals.

On top of this, the Bank of Scotland and Lloyds Bank made credit interest cuts of up to 0.5 percent.

Rachel Springall, a Finance Expert at moneyfacts.co.uk commented on the few options consumers and savers currently have available: “Clearly, it is vital consumers decide carefully if now is the time to switch, but if they wait too long, they may well miss out on a free cash switching perk.

“At present, providers will be assessing how they can sustain any lucrative offers in light of the pandemic.

“With this in mind, we could well see more changes in the months to come and if this does indeed occur, consumers would be wise to review whether their account is still worth keeping.”



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