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How Najee Harris Went From Credit Crisis to Credit Advisor



PHILADELPHIA, PA / ACCESSWIRE / August 19, 2020 / For Najee Hannigan, the path to financial success was never a clear one. And even when he began to experience growth and stability as a young entrepreneur, he never foresaw he would be in the … Dendy Media

PHILADELPHIA, PA / ACCESSWIRE / August 19, 2020 / For Najee Hannigan, the path to financial success was never a clear one. And even when he began to experience growth and stability as a young entrepreneur, he never foresaw he would be in the position he is today. Yet despite not originally having perfect foresight, Najee always understood the importance of personal development in all his pursuits. This push for perseverance and self betterment inspired by his mother’s entrepreneurial efforts allowed him to excel as the successful, multifaceted business owner he is today.

Beginning his journey into the working world after high school, Najee never felt a clear direction for his future. He had a number of ideas and plans set half into motion, but nothing solid enough to fully dedicate himself toward. This changed when he moved back in with his mother and began witnessing her entrepreneurial spirit as she founded the day care center, Extraordinary Scholars Academy.

Being so close to her, the idea to work alongside her in this environment seemed like a no brainer. His mother quickly hired him on to help grow the business. After a time, realizing his mother’s development as a business owner, Najee began taking his own initiatives in order to help grow the business. His hardwork and dedication had become apparent, and soon enough Najee was made a partner. He had given so much value to the business that the two of them were able to take it to another level.

By this point, fueled by an emerging entrepreneurial spirit, Najee sought to understand as much of the business as possible in order to capitalize on whatever growth opportunities might be available. Being in the daycare business, he quickly saw the importance of real estate, and began making inquiries and investments in that regard. However, he soon found out that flexibility for these feats were difficult without solid credit.

Initially, Najee solicited credit repair services without knowing much about the field personally. In short, he was taken advantage of and left without a solution to his credit issues. He knew that if he wanted to get anywhere, he needed to dedicate the time to understanding as much as he could about credit and the like, even if it meant doing it himself. He began a journey of self education, consuming as many webinars, books, and other resources before finally feeling well versed in this specific area of finance. He realized that with his newfound knowledge, he was perfectly capable of fixing his credit on his own. And he did just that.

Seeing an opportunity to enact the same change in the lives of others, Najee began offering credit repair services free of charge to relatives and families of his daycare. He learned a lot through working with a variety of cases and found success on nearly all fronts. As word of mouth grew, the amount of people interested in his services did as well. Soon enough, there was a decent demand for this service, which at the time was only growing organically alongside his other business.

Throughout this process, Najee had been sharing his story of credit repair via Instagram and other social media platforms. This caused numerous people to reach out to him with their own questions and experience in the same realm. Najee realized there was an increasingly high demand for credit education and credit repair advising. Seeing this demand, as well as his success working with friends and families, he decided it was time to make it official. This spurred the creation of a website, proper overhead, and other elements that would act as the foundation of this new business dubbed ESA Credit Hero.

To Najee, this move was never really about money, but rather addressing certain roadblocks he came across while conducting business as he did previously, pro-bono. As friends, families, and day care associates dried up, the people he was working with didn’t really know Najee on a personal level as the others had before. So when he required certain personal information from them in order to evaluate their credit, there was obvious trepidation from the other party. Najee knew that making his business official in all regards would alleviate that worry.

Now, as more and more people find themselves at home with time to sort out their finances and pursue new business, the demand for financial education is at an all time high. The stay at home practices caused by the pandemic have more than doubled these effects, causing a boom in clientele for Najee and ESA Credit Hero.

Seeing his personal and financial growth via social media, as well as his established business, a multitude of people saw ESA as a necessary resource. Currently, Najee advises over 300 clients looking to put themselves in a position of financial prosperity.

His goal is to help as many people as possible see credit as an easily approachable challenge that shouldn’t be feared as it is traditionally. He hopes that with ESA Credit Hero people are able to better understand credit fully and can develop the tools that provide them the financial flexibility to achieve whatever they desire. You can find Najee Hannigan on Instagram to learn more.

Written By: Troy Thomason

Media Contact:

Client Relations Team

SOURCE: Dendy Media

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How to Find a Credit Repair Company in New York



Your credit score isn’t something you tend to give too much thought to – that is, until you need to borrow money, rent an apartment, or sign a car lease wherein it may require a credit check.

Suddenly, the fact that you may have missed a bill here and there, fallen behind on payments, and not worried too much about your credit score, will come back to haunt you.

For many people, bad credit can be scary, especially if you’ve never experienced it before. Having bad credit can negatively affect you in all kinds of ways, not just right now, but also in the future. The good news is that this doesn’t have to be a permanent situation, as there are ways you can go about fixing your credit. One of the most effective methods is to work with a credit repair company that understands exactly what steps you will need to take, and how to improve your rating as smoothly and quickly as possible.

So, if you’re looking for a credit repair company in New York and aren’t even sure what you should be looking for, let this act as your guidebook. Here we’ll outline all the most important steps in finding the perfect credit repair company in New York.

Look for a Company with Experience

The first thing to look out for is a company that has credit repair experience. Fixing your credit is a serious matter and not something you want to make mistakes with. This means you need a company that has a proven track record of helping clients, and one that can show real results.

Does the Company Offer a Guarantee?

Besides experience, it’s also wise to ask if the company offers a guarantee on their services. Ideally, it should be a money back guarantee should they not be able to follow through no their promise or guarantee. In other words, they are unable to fix your credit score.

Does the Company Offer a Free Consultation or Evaluation?

It’s also important to look for a company that approaches each case or client on an individual basis. What works for one person may not be the best solution for you. Ask the company in advance if they offer any type of free consultation or evaluation. This gives you a chance to get an idea of the approach they would take, and you can then make a decision if it matches with your needs and wants.

How Long Will it Take to Fix Your Credit?

Any reputable credit repair company should be able to look at your current credit rating, your personal situation, and then give you a rough estimate on how long the process should take. Will it be weeks, months, a year? It’s important to get a realistic idea of what you can expect going forward. Some companies will even offer real-time status updates, which can give you peace of mind knowing that they are working to remedy your credit rating.

Ask What is Needed Of You

While the credit repair company will be doing all the hard work, you will still have a role to play. Make sure to ask what will be expected and needed of you in order for the process to move along smoothly.

What Is the Customer Support Like?

Because you aren’t an expert yourself when it comes to credit repair, there is no doubt you’ll have questions here and there. It’s important to research what the level of customer support is should you have concerns, issues, or questions that you need assistance with.

Inquire Into Various Plans

Here’s a tip you may not think of right away, but it may be helpful. Sometimes it’s not a matter of a credit rating for a single person, rather you need assistance as part of a couple. You can find a robust Couples Plan at Pyramid, a reputable credit repair company. The Couples Plan is actually Pyramid’s most popular plan and boasts a personalized service for two people and specific finance tools for couples, among other features and benefits. It’s a great way to take action as a couple and get some really positive results.

What Will the Company Need from You?

In order to do their job, the credit repair company will need documentation from you, so make sure you are given a list of all the essential items you need to gather. Without all the necessary documents they may not be able to successfully repair your credit score. This is why it’s so important to be keeping careful records at home.

When you do gather all the material for the company, they should also never ask you to lie. Even if it’s not a bold-faced lie, a misleading statement shouldn’t be used either.

Do You Have to Sign a Contract?

While some companies may try to rope you into a contract, there is no reason you have to go with them. Instead, look for a company that doesn’t have contracts or commitments so that you can feel free to leave if you’re not happy.

Asking for Full Payment Up-Front

Another red flag can be a company that asks for full payment up-front. As experts state, these are companies you want to steer far away from.

Read Online Reviews from Other Clients

Finally, you want to take a look at online reviews about any company you are considering using. Although online reviews need to be taken with a grain of salt, they can offer some helpful insight and help to ensure you make an informed decision.

Besides online reviews, you can speak to family and friends who may have worked with a credit repair company in the past and get their insight on the experience they had – both good and bad.

Finding the Company That Will Help You

While it may seem like a lot of things to be mindful of as you look to hire a credit repair company, the fact is that you want your credit score to be repaired quickly and properly, so choosing the right company is key.

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Mick Foley debuts new hairstyle inspired by Patrick Mahomes



WWE Hall Of Famer Mick Foley appears to be keeping busy with commercials for national brands.

Foley debuted a new hairstyle on Twitter while promoting State Farm insurance. As seen below, it looks like he has shaved the sides of his head to match Mahomes’ hairstyle.

Foley said he was looking for State Farm’s “Patrick price” but his son, Dewey, informed him that everyone gets the same great rate at State Farm. Check out Mick’s response in the clip below.

On a related note, Mick also recently did an ad for Lexington Law Group credit repair company so perhaps there is a future for him as a spokesman.

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Credit Repair Services Market Report




Geographical scenario:

In this section of the report, market analysts have provided valuable insight into the geographic segmentation of the Credit Repair Services market. They further estimated the current and future market valuations based on the demand and supply dynamics and the pricing structure of the key regional segments. In addition, the growth prospects for each regional segment were discussed in detail in the report.

The Credit Repair Services Market is divided into the following regions:

North America (USA, Canada)
Latin America (Chile, Brazil, Argentina, rest of Latin America)
Europe (UK, Italy, Germany, France, rest of the EU)
Asia Pacific (India, Japan, China, South Korea, Australia, rest of APAC)
Middle East and Africa (Saudi Arabia, United Arab Emirates, South Africa, rest of MEA)

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In continuation with this information, the sale worth is for varied sorts, applications, and regions also are enclosed. The marketplace for major regions is given. In addition, sort wise and application wise consumption figures also are given.

Thanks for reading this article; you can also get individual chapter wise section or region wise report versions like North America, Europe, or Asia Pacific.

How Reports Globe is different than other Market Research Providers:

The inception of Reports Globe has been backed by providing clients with a holistic view of market conditions and future possibilities/opportunities to reap maximum profits out of their businesses and assist in decision making. Our team of in-house analysts and consultants works tirelessly to understand your needs and suggest the best possible solutions to fulfill your research requirements.

Our team at Reports Globe follows a rigorous process of data validation, which allows us to publish reports from publishers with minimum or no deviations. Reports Globe collects, segregates, and publishes more than 500 reports annually that cater to products and services across numerous domains.

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