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Hillsborough County Coronavirus Update: Death Toll Passes 40

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HILLSBOROUGH COUNTY, FL — Three more Hillsborough County residents who tested positive for the coronavirus have died. This brings the number of deaths to 41.

The latest to die were an 87-year-old woman, a 67-year-old and a 70-year-old woman.

To date, the oldest person to die of the coronavirus in Hillsborough County was 100 years old and the youngest was 35 years old.

As of May 12, Hillsborough County has had 1,473 cases of the coronavirus with 302 people hospitalized. The ages of those who tested positive range from infant to 104. Of those cases, 672 were male and 476 female.

Click here for more information about this data.

Here’s the breakdown of wear the positive cases have occurred:

  • 936 in Tampa
  • 103 in Plant City
  • 89 in Riverview
  • 73 in Brandon
  • 34 in Ruskin
  • 29 in Wimauma
  • 29 in Valrico
  • 18 in Lutz
  • 17 in Seffner
  • 16 in Sun City Center
  • 15 in Apollo Beach
  • 12 in Odessa
  • 10 in Thonotosassa
  • 8 in Temple Terrace
  • 8 in Lithia
  • 7 in Dover
  • 6 in Gibsonton
  • 1 in Westchase
  • 1 in Tampa Palms

Don’t miss local and statewide news about coronavirus developments and precautions. Sign up for Patch alerts and daily newsletters.


Barbershops, Hair Salons Open

As of Monday, Hillsborough County residents may resume getting professional haircuts ,manicures and similar personal cosmetology services under a new executive order issued by Florida Gov. Ron DeSantis.

The order allows holders of state-issued barber or cosmetology licenses to provide services at establishments that adopt appropriate social distancing and precautionary measures. These licenses include Barber, Restricted Barber, Cosmetologist, Nail Specialist, Facial Specialist, Full Specialist, Hair Braider, Hair Wrapper and Body Wrapper.

  • All services are by appointment only.
  • Establishments must allow 15 minutes between appointments for proper disinfecting.
  • No group appointments are permitted.
  • Masks must be worn by all employees while performing personal services.

In addition, barbershops, cosmetology salons and cosmetology specialty salons are encouraged to thoroughly clean and disinfect prior to reopening, consider providing unworn masks to clients for use during their appointments and remove all unnecessary, frequently touched items like magazines, newspapers, service menus and any other unnecessary paper products and decor from customer service areas.

The next Hillsborough County Emergency Policy Group meeting will take place Thursday.

New Hours For Medical Supply Donations

Starting Tuesday, Hillsborough County’s medical donations site has new hours of operation but the same mission: collecting badly needed supplies to protect health care workers and others dealing with the coronavirus.

As the county begins to carefully reopen services and locations, the site has adjusted hours to 9 a.m. to 3 p.m. on Tuesdays and Thursdays. The site is accepting new, unused medical-grade personal protection equipment: face shields, surgical masks, N95 masks, Tyvek suits and exam gloves. Also, homemade masks in all sizes are needed for nonclinical staff and patients.

Supplies can be dropped off at the former Sears Automotive shop at 250 Westshore Plaza in Tampa.

Pet Resource Center Seeks Face Masks

The Hillsborough County Pet Resource Center is requesting donations of cloth face masks at the pet shelter, 440 N. Falkenburg Road in Tampa. The masks will be used by on-site staff who are caring for the pets at the shelter.

Bins are available at the shelter for residents to drop off donations.

While the shelter population has decreased, there are still pets available for adoption. If you would like to adopt or foster through the Foster Express program, visit PRC’s online kennel. Once a pet has been chosen, residents can schedule an appointment by calling 813-744-5660 or submitting a request via the website.

Southshore Tax Office To Reopen

Hillsborough County Tax Collector Doug Belden announced he will reopen one additional office in the south county area on May 14 to customers with appointments only.

The Southshore office at 406 30th St. S.E. in Ruskin will open Monday through Friday from 8 a.m. to 5 p.m. except Wednesdays when it will open at 9 a.m.

Southshore is now the third office to open in Hillsborough County, The Brandon and Drew Park branches opened last week. The gradual reopening of offices is part of the Tax Collector’s coronavirus business continuity plan.

As part of our phased-in approach, Vehicle for Hire customers will be served by appointment only at the East Tampa office at 2814 E. Hillsborough Ave. The East Tampa office is only offering Vehicle for Hire services at this time.

Services at the Brandon, Drew Park and Southshore offices will be available by appointment only; customers are encouraged to conduct business online when possible.

Services provided are:

  • Driver’s licenses and ID cards services, except for road testing
  • Commercial driver’s licenses – CDL
  • Written driving tests
  • Vehicle, vessel and mobile home tag and title
  • Property tax payments
  • Disabled parking placards
  • Hunting and fishing licenses
  • Birth Certificates

All offices will adhere to strict social distancing policies that every customer must follow:

  • Only customers with appointments will be allowed in the office.
  • Customers will be asked a series of screening questions and have their temperature taken before they enter the office per CDC guidelines.
  • Customers with a fever exceeding 100.4 will not be permitted to enter.
  • All customers are strongly encouraged to wear face masks.

“We will continue to make decisions based on local health officials and the latest science-based information,” Belden said.

To make an appointment and get the latest updates regarding the Tax Collector’s office, visit the website.

Online Finance Classes

The Extension Service is offering free, interactive webinars and an online class to help county residents manage their budgets and navigate finances during the coronavirus pandemic.

“Managing Money in Uncertain Times” will discuss prioritizing expenses, coronavirus federal economic assistance policies and local community resources. This session is scheduled from noon to 1 p.m. Wednesday, May 27. Registration is required.

“Developing Your Financial Plan” is a four-part series that will provide tools to help residents achieve financial goals. Sessions are scheduled each Wednesday in June from noon to 1 p.m. Registration is required.

  • June 3, Analyzing Your Situation & Establishing Goals
  • June 10, Cash Flow Management
  • June 17, Debt Management
  • June 24, Saving & Investing for Future Goals

A “Building Financial Stability” online class will be presented by the University of Florida Hillsborough County Extension and will feature videos, case studies, infographics and easy-to-use worksheets. Register here.
Topics are as follows:

  • Goals, Spending and Saving
  • Facts about Subprime Loans
  • Truth about Credit Scores and Credit Repair

For more information or questions on this or any of the webinars, contact Lisa Leslie, 813-744 -5519, Ext. 54143, or [email protected]

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TML introduces mortgages for credit impaired borrowers

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TML introduces mortgages for credit impaired borrowers

The Mortgage Lender (TML) is launching a range of residential mortgages to cater for borrowers who have suffered some form of credit issue through a change in circumstance.

 

The Lumi-branded range is available up to 75 per cent loan to value (LTV), across four categories to support customers with defaults, county court judgements (CCJs) and mortgage arrears.

The products are available for employed, self-employed and complex income applicants.

Rates start at 4.98 per cent for a two-year fix and 5.29 per cent for a five-year fix at 70 per cent loan to value and are open for loans between £25,001 and £1m.

It also offers criteria for unsecured arrears, bankruptcy and pay day loans outside that of TML’s standard range.

The lender said it was taking a pragmatic approach to the real-world experience many clients are facing and it was providing “a stepping-stone for homemovers or those remortgaging and, in some cases, credit repair”.

TML sales and product director Steve Griffiths said: “Now more than ever lenders need to have criteria that caters for a wide range of customer circumstances and recognise that the last 12 months has been financially difficult for many people.

Doug Hall director of distributor 3mc added: “We are seeing increasing numbers of customers whose financial situation has been impacted by the coronavirus pandemic who need products that are appropriate for their circumstances now.

“Through sharing our knowledge and challenges with lenders, like TML, the specialist lending sector is proving it can meet those needs in a responsible way.

“The launch of Lumi is great news for brokers and customers. It shows lenders are listening and able to respond to the market, improving customer choice and competition.”

 



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Landmark Point Predictive Fraud Study Details Record Year for Auto Loan Fraud in 2020

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SAN DIEGO–(BUSINESS WIRE)–Apr 15, 2021–

Point Predictive Inc., the San Diego-based artificial intelligence and data science company that helps lenders predict the trustworthiness of loan application information, published research detailing increased levels of attempted loan fraud in 2020, which the company believes could continue through 2021.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210415005688/en/

US Auto Loan Fraud Reaches $7.3 Billion in 2020 (Graphic: Business Wire)

The company’s Auto Fraud Report is the auto finance industry’s most comprehensive annual assessment of application fraud risk. The 2020 edition includes unique insights about income and employment misrepresentation, identity fraud, and collateral fraud for US auto lenders, as well as the impacts of the pandemic on this important sector of the economy.

“2020 was a pivotal year for fraud risk, with auto loan fraud reaching $7.3 billion of originations,” said Frank McKenna, Chief Fraud Strategist for Point Predictive. “The pandemic heightened fear and anxiety and likely made consumers more vulnerable to scams and frauds. The ensuing economic turmoil caused an immediate and dramatic rise in unemployment, increasing some people’s willingness to engage in loan fraud. Furthermore, a flood of stimulus money and generous lender forbearance programs simultaneously increased the level of fraud while delaying lenders’ ability to recognize it.”

Many lenders have praised Point Predictive’s research due to the breadth, detail, and scope of the analysis. This year’s analysis drew from the Point Predictive anti-fraud Consortium dataset, a secure and private data science collaboration among dozens of US lenders. The Consortium now includes over 94 million loan applications containing 85 individual fields of data on each application. Every month, activity from 45,000 dealerships contributes to a view of vehicle financing that spans nearly all 157,000 US auto dealers. This data set tracks over $2.7 billion in known early payment default and the company’s machine learning techniques have generated more than 10 billion risk attributes, offering unparalleled insight into mostly hidden risk trends and the ability to predict more fraud than ever before.

“Consortium data is deeper and more predictive of risk than any credit bureau or public records source,” said McKenna. He continued, “This vast and deeply-specific data on each loan application gave us incredible clarity into fraud risk that lenders are exposed to. And one thing is for sure: the risk of fraud to auto lenders rose dramatically as the pandemic unfolded.”

One of the most significant trends addressed by the analysis was the marked uptick in income and employment misrepresentation. As the lockdowns began, Consortium members were suddenly impacted by a 100% year-over-year increase of falsified income and employment claims on auto loan applications, a level of risk which continued throughout the year. Detected among the trend was the use of over 300 new, but bogus employers each month, used by applicants to fraudulently convince lenders of steady sources of income.

Completing a complex risk picture for fraud managers, the report notes that scams like synthetic identity creation, credit washing, and even lawful impacts of credit repair efforts complicate efforts by lenders to guard against fraud in order to more quickly serve trustworthy borrowers.

“As a lender, you have to keep your guard up at all times. No assumptions can be made about any loan application until every single one clears a satisfactory fraud review,” said Steve Christensen, Executive Vice President of Elite Acceptance Corp. “The analysis and outlook from Point Predictive is essential reading in order to be prepared. For Elite Acceptance, the crucial trends to get ahead of are the dealer implications, such as a sale price inflation of over 10% on the top 10 models,” said Christensen. He concluded, “I credit Point Predictive for exposing the truth behind what is presented to lenders by dealers and borrowers.”

Additionally, the analysis of auto loan fraud in 2020 covers other concerning trends, including clusters of fraud in certain states and metropolitan statistical areas (MSAs), new tactics used by self-employed borrowers, patterns of suspicious and ambiguous naming conventions for fake employers, synthetic identity centers, Social Security number manipulation tactics, vehicles subjected to inflated pricing, and the systematic disputing of multiple negative tradelines on a credit report in order to make the borrower appear to be more creditworthy. Power booking is also on the rise, wherein dealers inflate sale prices and falsify down payments to increase the chances of loan approval.

The Auto Fraud Report concludes with recommendations from Point Predictive’s fraud experts for staying ahead of fraud in 2021. Tim Grace, Chairman and CEO of Point Predictive, encourages lenders to bolster fraud defenses and staff. “In times of crisis, there is often a need to reduce costs to stay profitable amidst decreasing volumes. But this is a mistake. The rate of fraud and risk will increase over the next 18 months, making fraud prevention and staffing one of the most important investments you can make in maintaining the health of your portfolio. Resist the urge to cut costs where it matters most.”

Auto, mortgage, and student lenders who are interested in receiving a copy of Point Predictive’s 2020 Annual Auto Fraud Report should contact [email protected].

About Point Predictive Inc.

Point Predictive enables lenders to fund more loans simply with a unique combination of Artificial and Natural Intelligence™ (Ai+Ni™) to power machine learning technology solutions. Point Predictive helps automotive, mortgage, retail and personal loan finance companies to identify the consumer applications with truthful and reliable information without the intense interrogation and verification of data caused by lower tech solutions currently in use. Highly regarded as the most trusted fraud and misrepresentation analytic solution providers, Point Predictive has transformed that trust to enable lenders to fund more loans to more consumers simply. Point Predictive uses big data powerfully orchestrated from millions of examples of true and falsified loan applications, billions of derived proprietary data elements, and scientifically selected third-party data sources to build powerful machine learning models with the added natural intelligence of human experience.

Located in San Diego, California, more information about Point Predictive can be found at www.PointPredictive.com.

View source version on businesswire.com:https://www.businesswire.com/news/home/20210415005688/en/

CONTACT: Dennis Behrman

VP of Marketing & Growth, Point Predictive

858-227-6644

[email protected]

KEYWORD: UNITED STATES NORTH AMERICA CALIFORNIA

INDUSTRY KEYWORD: TECHNOLOGY FINANCE AUTOMOTIVE GENERAL AUTOMOTIVE SECURITY BANKING PROFESSIONAL SERVICES SOFTWARE DATA MANAGEMENT

SOURCE: Point Predictive Inc.

Copyright Business Wire 2021.

PUB: 04/15/2021 10:57 AM/DISC: 04/15/2021 10:57 AM

http://www.businesswire.com/news/home/20210415005688/en



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TML announce launch of new residential Lumi products

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Steve Griffiths TML





A new, Lumi-branded, residential product has been launched by The Mortgage Lender, following a rise in demand from borrowers who have been financially impacted by the pandemic.

TML say that the range is available up to 75% loan to value, across four Lumi categories and caters for customers with defaults, CCJs, and mortgage arrears. It also offers enhanced credit criteria for unsecured arrears, bankruptcy and payday loans when compared to TML’s core range.

Lumi products are available for employed, self-employed and complex income applicants. The minimum loan is £25,001 and the maximum loan is £1m with rates starting at 4.98% for a two-year fix and 5.29% for a five-year fix at 70% loan to value.

Steve Griffiths, The Mortgage Lender sales and product director, said: “Now more than ever lenders need to have criteria that caters for a wide range of customer circumstances and recognise that the last 12 months has been financially difficult for many people.

“Our Lumi range, which is available through specialist distributors, takes a pragmatic approach to the real-world experience many of our broker partners are presented with when they are sourcing a mortgage for their clients.

“It offers fair rates combined with a flexible approach to underwriting that provides a stepping-stone for home-movers or those remortgaging and, in some cases, credit repair.”

Doug Hall, 3mc director, adds: “We are seeing increasing numbers of customers whose financial situation has been impacted by the Coronavirus pandemic who need products that are appropriate for their circumstances now.

“Through sharing our knowledge and challenges with lenders, like TML, the specialist lending sector is proving it can meet those needs in a responsible way. The launch of Lumi is great news for brokers and customers. It shows lenders are listening and able to respond to the market, improving customer choice and competition.”

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