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Europe Adds Travel Restrictions Due to Delta Variant

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Many people avoided traveling during the summer of 2020 in an effort to stay safe and conserve funds at a time when the economy was still pretty shaky. This summer, more Americans are looking to travel, and if your personal finances are in order, you may be eager to board a plane and cross the ocean over to Europe.

The good news is that many European countries are welcoming U.S. tourists. The bad news is that due to COVID-19’s Delta variant, which is now wreaking havoc across the globe, some countries are imposing added restrictions.

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Nightlife may be off the table

According to CNBC, a number of European countries are issuing new guidelines in an effort to prevent the Delta variant from spreading. In parts of Spain — namely, Catalonia and Valencia — new restrictions were announced that include the closing of most nightclubs. The tourist-heavy regions are also imposing capacity limits on social gatherings.

Meanwhile, in an effort to keep the Delta variant at bay, the Netherlands announced late last week that it would have to reimpose rules on bars and restaurants and close nightclubs altogether, just days after they were reopened.

On a related note, the Wall Street Journal reports that France and Greece have both announced plans to make coronavirus vaccines mandatory for healthcare workers. And France will only be allowing those who are vaccinated to enter bars, restaurants, and malls.

Know the rules

If you’re hoping to travel to Europe this summer, familiarize yourself with the restrictions being imposed by any country you want to visit. For example, Spain has reopened but is only allowing Americans who can provide proof of vaccination. (There’s an exception for children who aren’t old enough to be vaccinated, but they’ll need to present a negative COVID test to be allowed in.)

Read up on each country’s rules carefully before you make any plans. You may also want to work with a travel agent, who may be more familiar with the most up-to-date regulations and requirements.

Budget accordingly

You may end up incurring extra expenses if you travel to Europe this summer, especially if you visit a country that requires you to quarantine for a period of time upon arrival. That’s why it’s important to map out a detailed budget for your trip. Understanding your costs could help you avoid being driven into debt.

At the same time, it pays to use a travel rewards credit card when booking your travel. The right card might help you accrue extra air miles and hotel points while also offering money-saving perks like free checked baggage.

Finally, you may want to consider buying trip insurance for your European adventure, even if you’re booking your trip with a travel rewards card. Make sure to read the fine print of that policy carefully to see what its COVID-related coverage entails.

If you opt to visit Europe this summer, it may end up being a different experience than what you imagined. Understand what restrictions you might face so you can determine whether it’s worth it to take a trip now or perhaps wait until things improve.

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Review: Bank of America® Customized Cash Rewards Credit Card for Students

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Now that most students are starting to return to in-person school, many young adults and their parents are once again looking for the right credit card. Having a credit card offers students a secure and convenient method of payment. It also helps students build credit and even earn some rewards. The Bank of America® Customized Cash Rewards Credit Card for Students excels at all of these tasks.

Key Terms

  • Welcome Bonus: Earn $200 cash rewards after spending $1,000 within 90 days of account opening.
  • Rewards: Earn 3% cash back in the category of your choice including gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. Receive 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases.
  • Annual Fee: None
  • APR: 13.99% to 23.99%
  • Promotional Financing Offer: 15 months of 0% APR on both new purchases and balance transfers.

How This Card Works

This card is a very competitive rewards card, especially for a student card. New applicants earn $200 in cash back after making $1,000 worth of new purchases within 90 days of account opening. You also earn 3% cash back in the category of your choice including gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. Additionally, you earn 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases.

But rewards shouldn’t be the most important thing to students. Instead, consider this card because it’s very easy for Bank of America customers to manage, along with their checking and savings accounts. It also helps students to build their credit by offering them a free FICO score each month. It’s compatible with digital wallet technology and can be managed by a full featured mobile app.

New accounts also receive 15 months of 0% APR financing on both new purchases and balance transfers, and there’s no annual fee for this card.

Advantages

While most student credit cards are very basic, this one comes with generous rewards, including a new account bonus. Other advantages are its promotional financing offer and free monthly FICO score. There’s no annual fee for this card, but that’s expected with a product designed for students.