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Housing grant from TD bank aimed to help families displaced by pandemic
GREENVILLE, S.C. (WSPA) – A quarter-million dollars is on the way to help give families across the Greenville area the assistance they need to get back on their feet.
On Thursday, the Greenville Housing Fund received a $250-thousand dollar grant from TD Bank, which will go towards the “Home Again Partnership” — a joint venture between the Greenville Housing Fund and United Housing Connections.
Both organizations work to put displaced families back in stable housing.
“It’s impacting livelihoods, jobs, income, health,” President and CEO of the Greenville Housing Fund, Bryan Brown said. “It’s having significant and serious impacts on our community and this is a symptom of that.”
Brown said prior to the pandemic, they were aware of two hotel/motel communities where families were living, now there’s ten.
“That’s the impact that COVID has had on this community,” Brown said. “This growing insecurity, housing instability has led to families living in ten hotel motels in our community. “
The “Home Again Partnership” works to identify families with school aged children living in hotels to provide them with resources like housing and financial assistance, all aimed promoting self sufficiency.
“When you have families in hotels, you have a child doing homework off the edge of a bed and then eating off a hot plate, that’s not a family environment,” said CEO of United Housing Connections, Lorain Crowl.
Crowl said the first step is connecting students with a McKinney-Vento liaison.
“Which is a liaison that works in all Greenville County schools,” Crowl said. “Every school has one that is tasked with engaging homeless and families who are experiencing homelessness with children.”
And then the work begins.
“We start with the very basics,” Crowl said. “‘Where are you now?’ And then we carry you through with rent stabilization. That means we may come alongside you with some grant money.”
Or other resources like case management, credit repair, etc.
“We carry folks through a program, through a two-year program to help them develop a savings account, tools to be on their own and eventually they’re in their own housing,” said Crowl.
Both organizations say they have resources readily available.
“There are all kinds of programs and networks that we can really plug families into and then help them along to get to know those folks and be sure that they’re served,” said Crowl.
If you’re a Greenville family in need of assistance, Crowl said to contact your school counselor. Every school counselor in Greenville County is connected to a liaison who can connect you to the partnership.
Crowl said since the pandemic began, the partnership has served 375 households, with $2.1 million dollars put into the community from all resources to help families remain stabily housed.
From Real Estate To Financial Freedom Courses, Melik Monal Is A Businessman Who Has Really Done It All
NEW YORK, NY / ACCESSWIRE / March 4, 2021 / Many people in the business world started with a big leg up on life. They had parents in the business world or were well off enough to try different things before they found their stride and were able to succeed. Not Melik Monal. He had very few role models in life that he could base his business off of. Instead, he followed his own desires to become successful.
“What if you were born in poverty? And a Wealthy mindset was nonexistent not because you didn’t want it but because Financial literacy wasn’t taught Growing up. My name is Melik Monal ( Mr. blueberry) himself with a unique story on how I went from picking blueberries to running several multimillion-dollar companies. Growing up, I had no role model to emulate from a business perspective. I wanted to become successful, and the only way to do so was to become a professional athlete or business owner. Ownership is the key to success. Watching my parents struggle to provide for our family was enough motivation,” Melik recounts.
Melik’s journey into business was not an easy one. He faced many challenges when beginning his first steps, including the loss of his parents. However, this never deterred him from continuing on.
“My biggest obstacle I have had to overcome was losing my parents, but that has only made me stronger and wiser and more determined to be great. Despite this, entrepreneurship has always been a passion of mine. I aspire to help others become financially free, and being of service to other people is definitely the new wave,” Melik explains.
Now, Melik runs not only one business but multiple businesses. From real estate to author, Melik really does do it all. He has been working hard to pursue his interests and create businesses to help others while gaining financial freedom.
“I run a real estate investor business, Financial freedom Hacks course, a do-it-yourself credit repair ebook, and am author of the Financial Freedom book. In addition, I run A chain of financial institutions: Easy and Direct tax, Tax max professionals, Platinum tax pros, Supreme tax pros, and Texas tax pros,” Melik says.
After being so successful, Melik has some advice to those who wish to start their own businesses. Amongst the most important things, Melik says that mindset is crucial when beginning a business.
“Mindset is the key to becoming successful and starting your business. Without the right mindset, you’re setting yourself up for failure. In addition, commit – Becoming successful starts with your mindset, with the belief that you really can accumulate wealth. Assets and liabilities – know the difference, increase your income and reduce your expenses. Live Below Your Means – stay broke, save to invest, don’t save to save,” Melik advises.
Melik has no plans on slowing down now. In fact, he has many plans for the future as 2021 begins. He is growing his businesses and doing much more.
“My plans for 2021 are creating the financial freedom Hacks course. I’ll be teaching: how to invest in real estate, how to build business and personal credit, how to build a seven-figure tax office, how to build a successful e-commerce store, and how to build a seven-figure restaurant,” Melik states.
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SOURCE: Monal Capital
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Angela Marie Kovacs Educates Clients on Smart Money Habits for Better Living
VAN BUREN TWP, MICHIGAN, UNITED STATES, March 4, 2021 /EINPresswire.com/ — Angela Marie Kovacs, an experienced personal finance expert is using her knowledge to inspire her clients to imbibe smart money habits that will improve their lives. From 2005-2011, she worked in the real estate and property industry, helping clients build credit to get approval for new rental properties. She also used the same knowledge to help her clients when she became a personal trainer.
While promoting physical wellness, she realized how important personal connection and communication are with clients. That’s where she got the inspiration to start her company Credit Repair Gal™ in 2019, dedicating her life to helping clients build good credits so they can live their best lives.
According to Angela Marie Kovacs, smart money habits are one of the most important things to help people build good credit and increase wealth. However, this habit is a lifelong effort that requires commitment and personal sacrifice. She also believes that to build a strong financial lifestyle, people must commit to daily money management habits.
She believes smart money habits include always having a budget for any expenses. Budgets help people plan and stick to it, thereby avoiding unnecessary or lavish spending that may negatively impact their credit score. She also believes people must find ways to avoid or eliminate debts. Having too much debt can hurt credit scores and make it impossible or difficult to take advantage of many growth opportunities.
Major purchases are inevitable for most people. Angela Marie Kovacs advises that people should take the responsibility to pre-fund these purchases to avoid going into debt when ready to buy. Setting up an emergency fund will also help solve serious financial challenges. Most people will be financially okay unless they face an unexpected emergency problem, especially relating to health. Pulling cash from an emergency fund at such a period will help reduce the negative impact that may damage their credit score.
Savings automation, using banking alerts, and acquiring financial and money knowledge can also increase opportunities. There are also huge opportunities in investing when done properly. Angela encourages her clients to seek advice on smart investment opportunities that will yield results.
Getting a good credit score is possible but people must be ready to put in the work. Most of these habits mentioned above may not be easy to adhere to but they are necessary for success in this journey of financial freedom. Practice makes perfect. Angela Marie Kovacs states people must practice these smart money habits every day until they get used to them.
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