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Better Business Bureau offers tips for sticking to New Year’s goals

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E-T staff report
 |  Stephenville Empire-Tribune

After much anticipation, 2021 is here. While many used their time at home in 2020 to try new hobbies and bake plenty of sourdough bread, the new year provides a time to reflect on what you hope to achieve in the coming year, according to a news release from the Better Business Bureau.

Exercising more, focusing on health and improving finances are among the most common resolutions each year and will likely be the top goals again in the coming year.

Use these tips from BBB serving the Heart of Texas to accomplish your 2021 resolutions:

Exercise more

One of the best ways to keep up with your resolution to exercise more is choosing the right gym for your needs. Use these tips from your Better Business Bureau to find your perfect gym:

• Determine goals and priorities. Ask yourself these questions as you begin your search: Can this gym help me with my specific fitness goals? Would I rather work out at a smaller, local gym or one with multiple convenient locations? Would a variety of equipment and classes keep me motivated?

• Take a tour. Touring the facility can give you a better idea of the equipment, trainers and classes available. Use this opportunity to learn additional information about the gym, such as busy times or how often showers and equipment are cleaned. Some gyms even offer virtual tours.

• Understand the cost. Many gyms use the beginning of the year to promote introductory offers or free trial periods. Be sure to ask when these promotions end and what the regular cost will be moving forward.

Get healthy

In addition to exercising more, many people want to improve their health by quitting smoking or losing weight. Weight loss supplements and smoking cessation aids often promise quick and easy results, which can be tempting to consumers looking to help accomplish their goals. Before using any health-related products, remember these tips:

• Check with health professionals. The best thing to do when considering a supplement or other health product is to consult your doctor. They may be able to provide recommendations or guide you away from potentially harmful products. You can also use FDA resources to learn which products were recalled for using dangerous ingredients.

• Don’t believe claims of “miracle” results. Companies advertising weight-loss products often promise extreme results to make quick sales. The CDC suggests one to two pounds lost per week is a healthy and attainable goal, so avoid products that advertise a large amount of weight loss within a short time frame.

• Be cautious with free trial offers. Many health product retailers offer monthly subscriptions and free trial periods for first-time customers. If you are interested in a free trial, read the fine print. You may be automatically enrolled in a subscription and charged a monthly fee once the trial ends.

Improve finances

The new year is a great time to assess your finances and implement needed changes or improvements. Although improving your finances is often confusing and can be frustrating, there are professionals and services dedicated to helping you. Keep these tips in mind when searching for financial assistance:

• Assess your finances. Review your finances to see which areas need improvement. Request a copy of your credit report through one of the three credit reporting agencies: TransUnion, Equifax or Experian. You can also use BBB.org to find reliable financial advisors to help you build your credit and manage your money.

• Know the difference. Different financial services, such as credit counseling and credit repair, are available to consumers. The first step to improving your finances is to understand which of these services you need. For example, credit counseling offers a comprehensive solution that focuses on various resources to help you solve your financial issues. Credit repair companies, however, offer to remove inaccurate information from your credit file for a fee. Remember, you have the right to remove incorrect information yourself for free.

• Consult trustworthy sources. When deciding on a company to assist you financially, find their business profile on BBB.org to view their rating, customer reviews and complaint history. The Texas Attorney General’s office is also a reliable source for learning your debt collection and relief rights.

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How to Find a Credit Repair Company in New York

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Your credit score isn’t something you tend to give too much thought to – that is, until you need to borrow money, rent an apartment, or sign a car lease wherein it may require a credit check.

Suddenly, the fact that you may have missed a bill here and there, fallen behind on payments, and not worried too much about your credit score, will come back to haunt you.

For many people, bad credit can be scary, especially if you’ve never experienced it before. Having bad credit can negatively affect you in all kinds of ways, not just right now, but also in the future. The good news is that this doesn’t have to be a permanent situation, as there are ways you can go about fixing your credit. One of the most effective methods is to work with a credit repair company that understands exactly what steps you will need to take, and how to improve your rating as smoothly and quickly as possible.

So, if you’re looking for a credit repair company in New York and aren’t even sure what you should be looking for, let this act as your guidebook. Here we’ll outline all the most important steps in finding the perfect credit repair company in New York.

Look for a Company with Experience

The first thing to look out for is a company that has credit repair experience. Fixing your credit is a serious matter and not something you want to make mistakes with. This means you need a company that has a proven track record of helping clients, and one that can show real results.

Does the Company Offer a Guarantee?

Besides experience, it’s also wise to ask if the company offers a guarantee on their services. Ideally, it should be a money back guarantee should they not be able to follow through no their promise or guarantee. In other words, they are unable to fix your credit score.

Does the Company Offer a Free Consultation or Evaluation?

It’s also important to look for a company that approaches each case or client on an individual basis. What works for one person may not be the best solution for you. Ask the company in advance if they offer any type of free consultation or evaluation. This gives you a chance to get an idea of the approach they would take, and you can then make a decision if it matches with your needs and wants.

How Long Will it Take to Fix Your Credit?

Any reputable credit repair company should be able to look at your current credit rating, your personal situation, and then give you a rough estimate on how long the process should take. Will it be weeks, months, a year? It’s important to get a realistic idea of what you can expect going forward. Some companies will even offer real-time status updates, which can give you peace of mind knowing that they are working to remedy your credit rating.

Ask What is Needed Of You

While the credit repair company will be doing all the hard work, you will still have a role to play. Make sure to ask what will be expected and needed of you in order for the process to move along smoothly.

What Is the Customer Support Like?

Because you aren’t an expert yourself when it comes to credit repair, there is no doubt you’ll have questions here and there. It’s important to research what the level of customer support is should you have concerns, issues, or questions that you need assistance with.

Inquire Into Various Plans

Here’s a tip you may not think of right away, but it may be helpful. Sometimes it’s not a matter of a credit rating for a single person, rather you need assistance as part of a couple. You can find a robust Couples Plan at Pyramid, a reputable credit repair company. The Couples Plan is actually Pyramid’s most popular plan and boasts a personalized service for two people and specific finance tools for couples, among other features and benefits. It’s a great way to take action as a couple and get some really positive results.

What Will the Company Need from You?

In order to do their job, the credit repair company will need documentation from you, so make sure you are given a list of all the essential items you need to gather. Without all the necessary documents they may not be able to successfully repair your credit score. This is why it’s so important to be keeping careful records at home.

When you do gather all the material for the company, they should also never ask you to lie. Even if it’s not a bold-faced lie, a misleading statement shouldn’t be used either.

Do You Have to Sign a Contract?

While some companies may try to rope you into a contract, there is no reason you have to go with them. Instead, look for a company that doesn’t have contracts or commitments so that you can feel free to leave if you’re not happy.

Asking for Full Payment Up-Front

Another red flag can be a company that asks for full payment up-front. As experts state, these are companies you want to steer far away from.

Read Online Reviews from Other Clients

Finally, you want to take a look at online reviews about any company you are considering using. Although online reviews need to be taken with a grain of salt, they can offer some helpful insight and help to ensure you make an informed decision.

Besides online reviews, you can speak to family and friends who may have worked with a credit repair company in the past and get their insight on the experience they had – both good and bad.

Finding the Company That Will Help You

While it may seem like a lot of things to be mindful of as you look to hire a credit repair company, the fact is that you want your credit score to be repaired quickly and properly, so choosing the right company is key.



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Mick Foley debuts new hairstyle inspired by Patrick Mahomes

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WWE Hall Of Famer Mick Foley appears to be keeping busy with commercials for national brands.

Foley debuted a new hairstyle on Twitter while promoting State Farm insurance. As seen below, it looks like he has shaved the sides of his head to match Mahomes’ hairstyle.

Foley said he was looking for State Farm’s “Patrick price” but his son, Dewey, informed him that everyone gets the same great rate at State Farm. Check out Mick’s response in the clip below.

On a related note, Mick also recently did an ad for Lexington Law Group credit repair company so perhaps there is a future for him as a spokesman.



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Credit Repair Services Market Report

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Enterprise

Geographical scenario:

In this section of the report, market analysts have provided valuable insight into the geographic segmentation of the Credit Repair Services market. They further estimated the current and future market valuations based on the demand and supply dynamics and the pricing structure of the key regional segments. In addition, the growth prospects for each regional segment were discussed in detail in the report.

The Credit Repair Services Market is divided into the following regions:

North America (USA, Canada)
Latin America (Chile, Brazil, Argentina, rest of Latin America)
Europe (UK, Italy, Germany, France, rest of the EU)
Asia Pacific (India, Japan, China, South Korea, Australia, rest of APAC)
Middle East and Africa (Saudi Arabia, United Arab Emirates, South Africa, rest of MEA)

View market snapshot before purchasing @ https://reportsglobe.com/product/global-credit-repair-services-market-size-study/

Request customization of the report @ https://reportsglobe.com/need-customization/?rid=27756

In continuation with this information, the sale worth is for varied sorts, applications, and regions also are enclosed. The marketplace for major regions is given. In addition, sort wise and application wise consumption figures also are given.

Thanks for reading this article; you can also get individual chapter wise section or region wise report versions like North America, Europe, or Asia Pacific.

How Reports Globe is different than other Market Research Providers:

The inception of Reports Globe has been backed by providing clients with a holistic view of market conditions and future possibilities/opportunities to reap maximum profits out of their businesses and assist in decision making. Our team of in-house analysts and consultants works tirelessly to understand your needs and suggest the best possible solutions to fulfill your research requirements.

Our team at Reports Globe follows a rigorous process of data validation, which allows us to publish reports from publishers with minimum or no deviations. Reports Globe collects, segregates, and publishes more than 500 reports annually that cater to products and services across numerous domains.

Contact us:

Mr. Mark Willams

Account Manager

US: +1-970-672-0390

Email: [email protected]

Web: reportsglobe.com

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