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Credit Repair Companies

Are the Best Credit Repair Companies Really Worth the Money?

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The state of your credit report and score can affect your life in many ways. Those who have a good credit history and high credit score can look forward to a brighter financial future and many benefits. However, those who have a poor credit history and low credit score will often suffer in many ways when it comes to their financial futures.

With this in mind, anyone who has damaged credit and a low credit score needs to try and work on this in order to get back on track. While it is not an easy task, it is possible to improve your credit and clean up your report, and this can then have a huge positive impact on your life and finances. However, some people do not have the knowledge, time, or confidence to do this themselves, so they turn to credit repair companies for assistance. If this is something you are considering, you may be wondering whether the best credit repair companies are worth the money. We will discuss this in more detail in this article.

Why Are the Best Credit Repair Companies a Good Solution?

One thing you need to remember is that not all credit repair companies are equal. Some have more experience and a solid reputation as well as a great track record while others do not. This is why you need to ensure you find the best providers with an excellent reputation and proven track record before you make any decisions. If you find the right provider, it can be well worth the money because they can benefit you in many ways. This includes:

Making the Process Less Stressful

Dealing with a bad credit report and score can be very stressful, and this stress can be heightened by trying to sort out the issues yourself with no real knowledge of what you need to do. In fact, some people who decide to sort out their own credit report issues end up giving up because it is so stressful and often too time-consuming for them. Teams from the best credit repair providers will already have the expertise and knowledge they need to deal with these issues, and this means far less stress for you.

Better Chance of Desired Results

Naturally, when your credit score is low, you want to do all you can to get back on track. With the help of credit repair experts, you have a far better chance of achieving the desired results and improving your credit so that you can then look forward to a better financial future. Experienced firms will know exactly what they need to do in order to improve your credit and get you back on track. So, you can look forward to a far better chance of success when it comes to getting your credit back on course.

Quicker and More Efficient Process

When people are working on improving their credit, they often want instant results. Well, this is not the way in which the process works, and it can take some time to get back on track. However, using an expert do help you with your credit score can make it much quicker compared to trying to handle it all yourself with little or no experience or knowledge of what to do. Using a good, reputable company can make the whole process easier and more efficient, so you can start to reap the rewards with greater speed.

Saving You Time

Sorting out your credit report and score can be a time-consuming process, and if you have a hectic schedule and lots of commitments, you may struggle to find the time to get it all sorted out. By using a reputable provider, it can save you a huge amount of time because the experts will do all the legwork for you. So, you can look forward to improving your credit without having to get stressed because you have no time to deal with the issues and process yourself.

Check the Reputation and Experience Levels of Providers

In summary, it can be well worth investing in using a credit repair company as long as you find a reputable one. It is vital that you take the time to explore the experience levels of the provider as well as to learn more about their reputation and success rates. Look at their website, check online reviews from other people, and look at accreditation sites to get a better idea of the suitability of the provider before you make any commitment.

This article does not necessarily reflect the opinions of the editors or management of EconoTimes



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Credit Repair Companies

What is a Credit Repair Organization?

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A credit repair organization is a company that offers to repair your credit for a fee. These companies boost your credit score by cleaning up your credit reports by asking the bureaus to fix errors and remove erroneous charges. But, is a credit repair company essential for your credit’s health? Read on to find out.

Tips for Using a Credit Repair Organization

If you plan on using a company to help you clean up your credit reports, make sure to put some safety measures in place and find a reputable company such as Lexington Law.

Credit repair companies often get a bad reputation, but that doesn’t make all of them bad or unscrupulous. If you decide a credit repair company can help, there are a few things you should check out before you take the plunge:

  • Don’t sign a contract until you review it – You should always get a copy of the contract in writing before you sign. Review the fees the credit repair organization charges, look carefully at what they say they can do for you, and make sure you’re not locked into a long-term contract. If a company doesn’t let you have an agreement in writing or let you out of the agreement you’re not happy with, you should reconsider.
  • Research the company with the BBB – It’s a best practice to always look at Better Business Bureau reviews, and pay attention to consumer reviews as well. If the company has too many complaints, you should proceed with caution. Also, beware of organizations that don’t have any negative reviews. When researching, a good tip is to look at all of the middle-of-the-road comments first. You can also ask the company for information about satisfied customers.
  • Make sure the company is bonded – A bonded company has posted money to protect its customers from fraud, or in the event they go out of business. Some states require credit repair organizations to be bonded. Using a bonded company is no guarantee, but it gives you an added layer of protection should something happen.

Protecting You Through Law

Because of the reputation of these organizations, and the tendency of some services to use fraudulent methods including scamming consumers, the government put the Credit Repair Organizations Act (CROA) in place. The CROA is designed to protect consumers from dishonest companies. This law helps consumers be aware of their rights when using a credit repair company.

Under the CROA, a credit repair organization can’t legally:

  • Alter your identity, or advise you to do so – this includes applying for/using an employer identification number (EIN) to get a clean slate on your credit history.
  • Tell you to lie about your credit history, or lie on your behalf – this goes for both current and future creditors.
  • Lie about the services they can provide.
  • Ask you to pay for any service before it’s completed.

When you enter into business with a credit repair company, the CROA states that they must provide you with a contract and provide a three-day cancellation window. Only after this window passes can the company start the process.

Credit repair services are also not allowed to insist you sign any form which would waive your legal rights. If any organization disobeys these rules, you have the right to protect yourself by taking the company to court. This right extends for five years, either from the date the wrong occurred or the date you find out about it.

Save Money by Doing These Tasks Yourself

What is a Credit Repair Organization?It doesn’t take a credit repair organization to repair your credit. If you’re considering doing some of the same things they can, all it’s going to cost you is time.

For example, you can monitor your credit reports for free, check for problems, and write to the credit bureaus to fix these errors, or let them know if some of the items on your credit reports aren’t yours. You can also create a better credit profile by paying all your bills on time each month, and by not carrying high credit card balances.

One downfall to the process of doing this yourself is that you have to regularly follow-up with the credit bureaus to ensure your reports get fixed, and that can be very time consuming. Also, you may not have the expertise that a trained credit counselor has, which could be a disadvantage.

Are You Ready to Take the Plunge?

If your credit needs repairing, you should know that it’s something you can do yourself. In addition to fixing negative marks that show up on your credit reports, you can also improve your credit history by getting a car loan. This is an excellent way to make a positive impact on your credit.

Not only does an auto loan add a new line of installment credit to diversify your credit profile, making all your payments on time also helps to build a positive payment history. Payment history is the largest factor that contributes to your credit score.

If you fear you’re not eligible for a car loan because you’re looking into credit repair, think again. There are special finance dealerships across the country that have lenders ready to work with people who suffer from bad credit, no credit, and even bankruptcy. At Auto Credit Express, we can help point you in the right direction by matching you with a local dealer. Get the process started today by filling out our easy auto loan request form now.

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Credit Repair Companies

Latin Lawyer – Three firms in Mexican credit repair acquisition

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Garrigues (Mexico) has helped US finance companies Vulcan Capital and Freedom Financial Network purchase a minority stake in Mexican credit repair company Grupo Resuelve tu Deuda from Crédito Real.

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Credit Repair Companies

Free credit repair consultation for people in credit distress – Press Release

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Free credit repair consultation for people in credit distress

At a time when the number of people with negative credit listing has increased, Intel Credit Consultants is coming to the aid of the credit distressed individuals and business through offering free credit repair consultation.

With the rate of credit default reaching new levels, a credit repair company is offering individuals and business a free consultation. While announcing this credit repair assistance, the lead consultant at Intel Credit Consultants said this is meant to help individuals and businesses make informed credit decisions. “We are aware of the situation  occasioned by the pandemic and we would like people as well as businesses to come out strong , remove their negative information and improve their chances of getting credit to finance their activities,” said the company representative while urging those in need of credit repair services to register for free consultation.

Intel Credit Consultants relies in a pool of experienced credit repair professionals to help its clients. The team is reputed for its experience and high skills as well as dedication to provide assistance quickly and effectively. The company representative says that the team goes out of the way to ensure customer satisfaction and delivering the desired results.  He observes that the free consultation is a step towards providing a path that will streamline a customer credit path and open avenues where they can live comfortably without being bogged down by issues of negative listing.

“The importance of credit repair cannot be overemphasized, it can open many doors for you especially if you are considering buying a house, a new car, furnish your house, taking a loan among other financial decision. We are providing assistance that will help improve your credit score,” said the lead consultant while adding that they are a reputable firm, a choice of many people looking to repair their credit fast and at affordable rates.

While explaining how they operate, the company spokesperson said the first step is becoming a member through signing up. The new member is supposed to choose a plan where they analyze the available options. The credit repair company has a variety of programs that a member can choose from. Once a customer provides all the necessary information and documents, the company representative says they can now sit and see the progress. “On average our clients see an 85 point increase in their credit score in a period of one month,” said the representative while adding that they have received numerous testimonials from customers who are happy with their services. “We are happy to hear positive feedback from our customers, we are pleased to learn that we made a difference in their lives, providing an avenue where they can improve their financial standing. This is who we are, a credit repair company that makes a difference in people’s lives,” said the representative while reacting on the positive testimonial from the customers.

Intel Credit Consultants promises to continue offering credit repair assistance, encouraging those who are looking for services to take advantage of their free consultation through booking an appointment through their website: https://intelcreditconsultants.com/

About Intel Credit Consultants

Intel Credit Consultants is a US based black owned credit Repair Company. The company that puts its clients needs first making sure they are educated and well informed on every credit decision.

Media Contact
Company Name: Intel Credit Consultants
Contact Person: Media Relations
Email: Send Email
Phone: 866.990.7175
Country: United States
Website: https://intelcreditconsultants.com/



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