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22 Year Old Sam Gordon IV Launches Creditflyers.com to Help Build Credit Scores to Get Consumers Approved for Their First Homes

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A New Startup Creditflyers.com is paving a way for students to retirees to build their credit fast and effectively. Sam Gordon President of Creditflyers.com says, “Credit is the tool to building financial freedom and wealth almost every big purchase is made with money and credit.” Creditflyers.com has been offering access to lenders and gives their clients the best credit scores possible to get approval for first-time home buyers.

Orlando, FL July 11, 2021 –(PR.com)– Credit expert Sam Gordon is one of America’s youngest credit experts. He is the owner of Creditflyers.com. Creditflyers.com is based in Orlando, Florida, and was first launched in 2019. They provide free consultations and work on a wide range of credit issues that have helped over a hundred clients bounce back from poor credit to excellent credit scores.

Sam recognizes that several people struggle with bad credit because they did not learn how to manage their credit; many people often keep it a secret or give this information of for free. However, he is aware of the intricacies of credit and is dedicated to helping people start life independently and gain financial freedom to acquire assets and start businesses.

Creditflyers.com provides various membership options, including free credit analysis services, access to mortgage lenders, business credit and personal credit building, and personal credit dispute letter services. Consumers can also book an appointment to speak with a Credit Analyst about improving their credit score.

At just twenty-two (22) years old, Sam was inspired to start this business because he wanted to learn how to purchase assets and income-producing investments, and he learned about credit. He acquired three credit cards and received a score of 720 after the first month of his credit journey and has been teaching people how to build credit and earn income ever since.

Sam attends Valencia College in Orlando, Florida, for Health Administration and helps business owners and consumers build credit for more capital to invest in their business or big purchases. Sam also helps first-time home buyers get approved for loans.

As the founder of Creditflyers, it is Sam’s mission to share his extensive knowledge of credit management. He is passionate about individuals being in a better financial position by taking charge of how they handle their credit.

Because of this passion, Sam has shared tips for consumers regarding improving their credit scores. He believes that credit cards can help to improve your credit score. They are a tool to use for credit, and if consumers have a credit card, he urges them to use a self-credit builder in the interim.

Sam also believes that it is essential to always pay bills on time regarding utilities, business loans, or mortgages. This is crucial because you need an excellent payment history; the best chance to be approved for any big purchase or credit card is to have a credit record that proves you would be a safe credit risk. Additionally, Sam urges consumers to ensure their income matches the mortgage they are trying to get approved for because lenders look at their debt-to-income ratio.

His final piece of advice was to keep the utilization of credit cards under ten percent (10%) of every credit card and add tradelines to your credit to strengthen your credit score.

For those interested in these services and want to improve their credit scores immensely to meet their financial goals, Creditflyers.com is available to help them. They are also available on Instagram, where they post updates and offer professional and sound financial advice.

Contact Information:
Cs & Digital Marketing Inc.
Sam Gordon
321-300-4074
Contact via Email
Creditflyers.com

Read the full story here: https://www.pr.com/press-release/840357

Press Release Distributed by PR.com

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How to Build Credit Without a Credit Card – MoneyWise.com

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How to Build Credit Without a Credit Card  MoneyWise.com

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Can You Buy Crypto With a Credit Card? – MoneyWise.com

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Can You Buy Crypto With a Credit Card?  MoneyWise.com

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Ask Gareth Shaw: ‘I’m scared I’ll get rejected for credit card because of mistakes I made in the past’

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‘Credit-builder’ cards can be used to demonstrate that you are a responsible borrower

Answer: Well done to you for getting back on your financial feet. Climbing your way out of debt is a marathon – it takes sacrifices and planning, so you’ve taken some really important steps in your financial journey.

The good news is that the negative information – the records of missed payments, defaults and even county court judgments – won’t stay on your credit report forever. Details of your late payments can be viewed for six years after they were settled. Searches and rejections of credit typically disappear after 12 months. So this dark cloud won’t hang over you forever.

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Before we talk about applying for credit again, there are steps you can take to improve your credit health. Firstly, you should review your credit reports and make sure there are no errors that could be holding your score back. You can get your credit report for free from each of the three credit reference agencies – TransUnion, Equifax and Experian – and can ask them to investigate errors. Lenders and credit reference agencies have 28 days to respond to disputes.

Registering to vote by getting on the electoral roll can boost your credit score, while you may even be able to add the record of your monthly rent payments to your credit score by asking your landlord to report rental payments to firms like The Rental Exchange, CreditLadder or Canopy.

Experian has launched a new tool that allows you to share information about your banking habits and subscriptions – information which is not traditionally factored into your credit score – in order to increase your score. That means paying your council tax or even paying for Netflix and Amazon Prime could give your score a boost.

If you still want a credit card, your choice is likely to be limited to a particular set of cards designed for people with poor or ‘thin’ credit histories. These are known as ‘credit-builder’ cards, or sometimes ‘bad credit’ cards.

These cards have higher interest rates compared to the most competitive products in the market, to reflect the risk that a lender is taking in by providing credit to someone with a history of repayment problems. You can expect to find an APR of around 29 per cent. They also have lower limits, so when you apply, don’t be surprised to find that the lender will initially only give you £250 to £500.

However, these cards can be used to demonstrate that you are a responsible borrower, can repay on time and stay within your credit limit.

Here’s the golden rule – avoid borrowing money on these credit cards. Purchases tend to be interest-free for 55 days, after which you’ll be charged a considerable amount of interest. So limit the use of these cards, and when you do use them, try to pay them off in full. If you don’t pay on time, you will lose any promotional offer, be hit with a fee and your provider will report your missed payment to the credit reference agencies, reversing any good work you might have done. Set up a direct debit to ensure that your minimum payments are met in advance of the credit card payment date.

When you apply, use an eligibility checker first. This will ask for some basic information and carry out a ‘soft search’ on your credit file, returning a list of cards and the probability of your application being successful. That would be a helpful guide to find a card that is likely to accept you.

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