Juneteenth, also known as Freedom Day, is an annual holiday to celebrate equal rights and freedom of slaves in the United States. On June 19, 1865, federal troops freed the remaining slaves in Texas, enforcing the Emancipation Proclamation, a full 2½ years after its signing.
Celebrations and events will be held in southeast Michigan, and include supporting and shopping at Black-owned businesses, award ceremonies, music, films, food and live entertainment to acknowledge what’s considered the longest-running African American holiday.
Here is a list of upcoming events to acknowledge and celebrate the holiday. Email firstname.lastname@example.org to add your event to the Free Press list.
June 4-30: Juneteenth Film Festival: The film festival will run during the month of June with different films showing each week that honors Black actors and actresses, writers, directors and filmmakers as well as showcasing films that present compelling moral stories and educate on racism and black history. Tickets are $5 with all net ticket proceeds going to the UNCF. Emagine Royal Oak, 200 N. Main, Royal Oak. Week of 6/4/21: Harriet (R), Ma Rainey’s Black Bottom (R), Moonlight (R); week of 6/11/21: Judas and the Black Messiah (R), One Night in Miami (R), If Beale Street Could Talk (R); week of 6/18/21: Spiderman: Into the Spider-Verse (PG), Get Out (R), Ray (PG-13); week of 6/25/2:1 MLK/FBI (PG), Whose Streets? (R), Just Mercy (PG-13).
June 17-19: Juneteenth Jubilee Freedom Weekend: The Charles H. Wright Museum of African American History will celebrate online, with some in-person elements. The celebration kicks off June 17 with “Juneteenth: Lift Every Voice,” a film documenting the anthem “Lift Every Voice and Sing,” through the eyes of historic museums and anthropologists from across the U.S. It’s on the museum website at thewright.org.
7-10 p.m. June 18: Movie Night in the D Juneteenth Jubilee: Watch the film “Concrete Cowboys,” starring Idris Elba and Caleb McLaughlin at Campus Martius Park. Presented by Chase Bank’s Advancing Black Pathways initiative in collaboration with the Charles H. Wright Museum and Detroit Downtown Partnership. Free.
8 a.m.-8 p.m. June 19: Juneteenth Family Reunion: There will be food, Black vendors, live music, entertainment, free giveaways and more. Catalpa Oaks County Park in Southfield. Free.
8 a.m.-dusk June 19: 45th Annual Walled Lake Beach Party/Market Day/unveiling of the renovated Underground Railroad House/Fireworks. Events will include an art fair with more than 50 local artists, live entertainment, food, former Detroit Red Wings Darren McCarty and Joe Kocur and former Detroit Lion Calvin Johnson signing autographs, tours through the restored Underground Railroad House and a fireworks display at dusk at East Lake Drive and Mercer Beach.
9 a.m.-2 p.m. June 19: Juneteenth Mobility Stroll & Roll: The Dearborn route will begin at Michigan and Schaefer and end at Dearborn City Hall Park. Several stops are planned along the route. The event will include activities geared toward all ages, including a Kids Zone and a Mobility Zone. The program begins with dignitary speakers, music and a stretching session from 9-10 a.m. on the steps of City Hall Artspace and the Stroll & Roll starts at 10 a.m. Vendors and voting stations will be along the route. Free, but people are asked to register here.
10 a.m.-1 p.m. June 19: Juneteenth Celebration – Give Back Edition: The event will offer steps and resources to move the community forward. The following will be on a first come, first serve bases: HIV testing, hygiene kits, self-care kits, food boxes, diapers, formula and more. Resources will include credit repair, mental health, life insurance and more. 16065 Hamilton, Highland Park. Contact Hello@TheKristyLove.com or Tmhnonprofit@gmail.com with questions.
12-6 p.m. June 19: Juneteenth Jubilee Stroll on the Historic Avenue of Fashion: There will be more than 40 Black-owned businesses providing discounts, giveaways, entertainment, raffles, a live podcast, a wellness hub with free resources and more. The celebration kicks off at 11 a.m. with a street dedication to Marvin Gaye and then transitions to Livernois Avenue for more festivities. Check-in at Best Artist Management, 19954 Livernois, Detroit to pick up a map of participating businesses, swag bags and event materials. General stroll tickets are free with registration; VIP stroll ticket are $15 in advance.
12-5 p.m. June 19: Juneteenth Celebration Madison Heights 2021: There will be live entertainment, food trucks, vendor booths, Juneteenth flag raising, educational exhibits, children’s activities and more. Civic Center Park, 360 W 13 Mile, Madison Heights. Free.
12-8 p.m. June 19:Juneteenth In Detroit Family Day: This 11th annual event will have food, music, games, challenges, keynote speakers, Fathers Day tug of war, Mr./Ms. Juneteenth and more. Maheras Gentry Park, 12550 Avondale, Detroit. Free.
2-11 p.m. June 19: Juneteenth Freedom Day Celebration: Enjoy performances from The Game Changers Band, children’s activities, food, vendors and more. Pilgrim Village, 2550 Puritan, Detroit. Free.
3-7 p. June 19: Buy Black Juneteenth Pop Up Shop: Support local Black businesses in the Washtenaw County area. Ypsilanti Freighthouse, 100 Market Place, Ypsilanti. Free.
3-7 p.m. June 19: Juneteenth Celebration: This 2nd annual event will have games, Black-owned food trucks, vendors, speakers and more. Coleman TJ Community Center, 35351 Beverly, Romulus. Free.
4-8 p.m. June 19: Unity in the Community: a Juneteenth Celebration: A celebration of cultural diversity that will feature performers and entertainers, a panel of community leaders, food trucks and more. Municipal Park, behind Lathrup Village City Hall, 27400 Southfield, Lathrup Village.
4-10 p.m. June 19: Juneteenth Festival ’21: Celebrate Black art, culture, and more in mid-Michigan at REO Town Lansing, S. Washington (between Elm and South streets).
When you hear the name Sallie Mae, you probably think of student loans. There’s a good reason for that; Sallie Mae has a long history, during which time it has provided both federal and private student loans.
However, as of 2014, all of Sallie Mae’s student loans are private, and its federal loans have been sold to another servicer. Here’s what to know if you have a Sallie Mae loan or are considering taking one out.
What is Sallie Mae?
Sallie Mae is a company that currently offers private student loans. But it has taken a few forms over the years.
In 1972, Congress first created the Student Loan Marketing Association (SLMA) as a private, for-profit corporation. Congress gave SLMA, commonly called “Sallie Mae,” the status of a government-sponsored enterprise (GSE) to support the company in its mission to provide stability and liquidity to the student loan market as a warehouse for student loans.
However, in 2004, the structure and purpose of the company began to change. SLMA dissolved in late December of that year, and the SLM Corporation, or “Sallie Mae,” was formed in its place as a fully private-sector company without GSE status.
In 2014, the company underwent another big adjustment when Sallie Mae split to form Navient and Sallie Mae. Navient is a federal student loan servicer that manages existing student loan accounts. Meanwhile, Sallie Mae continues to offer private student loans and other financial products to consumers. If you took out a student loan with Sallie Mae prior to 2014, there’s a chance that it was a federal student loan under the now-defunct Federal Family Education Loan Program (FFELP).
At present, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its customers, many of whom are college students.
What is the difference between private and federal student loans?
With federal student loans, you typically do not need a co-signer or even a credit check. The loans also come with numerous benefits, such as the ability to adjust your repayment plan based on your income. You may also be able to pause payments with a forbearance or deferment and perhaps even qualify for some level of student loan forgiveness.
On the negative side, most federal student loans feature borrowing limits, so you might need to find supplemental funding or scholarships if your educational costs exceed federal loan maximums.
Private student loans are educational loans you can access from private lenders, such as banks, credit unions and online lenders. On the plus side, private student loans often feature higher loan amounts than you can access through federal funding. And if you or your co-signer has excellent credit, you may be able to secure a competitive interest rate as well.
As for drawbacks, private student loans don’t offer the valuable benefits that federal student borrowers can enjoy. You may also face higher interest rates or have a harder time qualifying for financing if you have bad credit.
Are Sallie Mae loans better than federal student loans?
In general, federal loans are the best first choice for student borrowers. Federal student loans offer numerous benefits that private loans do not. You’ll generally want to complete the Free Application for Federal Student Aid (FAFSA) and review federal funding options before applying for any type of private student loan — Sallie Mae loans included.
However, private student loans, like those offered by Sallie Mae, do have their place. In some cases, federal student aid, grants, scholarships, work-study programs and savings might not be enough to cover educational expenses. In these situations, private student loans may provide you with another way to pay for college.
If you do need to take out private student loans, Sallie Mae is a lender worth considering. It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all of your certified school expenses.
With that said, it’s always best to compare a few lenders before committing. All lenders evaluate income and credit score differently, so it’s possible that another lender could give you lower interest rates or more favorable terms.
The bottom line
Sallie Mae may be a good choice if you’re in the market for private student loans and other financial products. Just be sure to do your research upfront, as you should before you take out any form of financing. Comparing multiple offers always gives you the best chance of saving money.
Wealth manager, Harry Abrahamsen, has five simple ways to stay on top of the big financial picture.
PORTLAND, Maine — Keeping track of our financial stability is something we can all do, whether we have IRAs or 401ks or just a checking account. Harry J. Abrahamsen is the Founder of Abrahamsen Financial Group. He works with clients to create and grow their own wealth. Abrahamsen shares five financial tips, starting with knowing what you have.
1. Analyze Your Finances Quarterly or Biannually
You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to actually get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all of the various wealth-eroding factors that can take you completely off course.
With interest rates very low, now might be a good time to consider refinancing student loans or mortgages, or consolidating credit card debt. However, do so only if you need to or if you can create a positive cash flow. To ensure that you are saving the most by doing so, you must look at current payments, excluding taxes and insurance costs. This way you can do an apples-to-apples comparison.
The most important things to look for when reviewing your credit report is accuracy. Make sure the reporting agencies are reporting things actuary. If it doesn’t appear to be reporting correct and accurate information, you should consult with a reputable credit repair company to help you fix the incorrect information.
4. Savings and Retirement Accounts
The most important thing to consider when reviewing your savings and retirement accounts is to make sure the strategies match your short-term and long-term investment objectives. All too often people end up making decisions one at a time, at different times in their lives, with different people, under different circumstances. Having a sound strategy in place will allow you to view your finances with a macro-economic lens vs a micro-economic view. Stay the course and adjust accordingly from a risk and tax standpoint.
A great tip for lowering utility bills or car insurance premiums: Simply ask! There may be things you are not aware of that could save you hundreds of dollars every month. You just need to call all of the companies that you do business with to find out about cost-cutting strategies.
Sana pwedeng mabura ang bad credit history as quickly and easily as paying off your utility bills, ‘no? Unfortunately, it takes time. And bago mo pa maayos ang bad credit mo, more often than not, kailangan mo na namang mag-avail ng panibagong loan.
Good thing you can still get a loan even with bad credit, kahit na medyo limited ang options. How do you get a loan if you have bad credit? Alamin sa short guide na ito.