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11 questions about Rush Propst and USA Academy



Ultimate Student Athlete Academy – a new private school in Coosada designed to create a national-level athletic program – plans to begin enrolling students this week and play its inaugural football season this fall.

The school announced Rush Propst, a highly successful but controversial veteran high school coach, as its head football coach at a news conference in Prattville today.

USA Academy founder Dusty DeVaughn also outlined plans for the school. As a private school, it will not receive any state funding.

Here’s a look at 10 key questions and answers provided by DeVaughn and Propst at today’s news conference, which lasted about two hours:

1) What is the school’s academic set-up?

Students can enroll in a combination of online classes or conventional classroom instruction, but most of the academic work is expected to be handled online.

Virtual schools have become increasingly popular in recent years, and USA Academy currently has no buildings at its Coosada campus. DeVaughn said temporary office space will be set up later this month, with construction on permanent structures beginning soon.

DeVaughn said the online curriculum is the same used by public virtual schools and emphasized it’s NCAA approved. He also said the school plans to seek accreditation.

Classes begin later this month.

2) Will the school be for athletes only?

No. While attracting athletes, especially football players for the 2020 season, is the priority, DeVaughn said the school will also accept non-athletes.

He did not say how many students or athletes the school hopes to attract or if there’s a cap, but he said more than 300 potential football players from numerous states have contacted the school. Propst said he hopes to have 65-to-75 varsity players on the roster this fall.

3) How much will the school charge in tuition?

The highest price is $13,750 per year, but the school’s website currently lists “early bird” tuition specials as low as $5,000 for non-athletes and $7,500 for athletes.

DeVaughn referred to IMG Academy (Fla.)’s tuition cost of more than $75,000 annually and said the new school wants to keep tuition low.

4) What facilities will be built?

USA Academy plans to build a new stadium, a fieldhouse complete with locker rooms and coaching offices, and a 100-yard indoor practice facility. Dormitories are also in the plans.

The school’s first fall will feature football and cheer, but the school’s website indicates baseball, softball, soccer and golf will be played in spring 2021. Basketball and volleyball are slated to be added in fall 2021.

5) How much will the facilities cost?

DeVaughn initially sidestepped a question about how much the new facilities will cost, but later said the price tag is $13-to-$14 million.

Although he did not specify, that appears to be the cost of the football-centric facilities. He did say that total does not include dormitories.

DeVaughn also said the school is exploring “tuition credit” for local student families who host an out-of-state student and added “tiny houses” could be built on site.

6) How is the school financing such a big capital investment?

DeVaughn declined to identify investors, but said the school is actively fundraising and added it will soon announce corporate sponsorships. He said the full list of the school’s board of directors will be announced soon.

7) Who will USA Academy play?

The school wants to play a national schedule, and DeVaughn said they’ve had discussions about playing St. Frances Academy (Md.), a school that’s sent several players to Alabama recently, and St. John’s (D.C.).

“We won’t say no to anyone who wants to play,” DeVaughn said.

The big question is whether AHSAA member schools will be able to play the new school. DeVaughn said three Class 7A schools have inquired about playing the Propst-coached team in 2020.

AHSAA schools are required to play other schools that are members of one of the 51 state federations that make up the Federation of State High School Associations. Therefore, it appears AHSAA schools will be barred from playing USA Academy.

Even without playing local schools, DeVaughn voiced confidence at making a national schedule for the 2020 season.

“Everybody wants a shot at Rush Propst,” DeVaughn said.

Propst and DeVaughn indicated a full 2020 schedule will be released in coming weeks, but DeVaughn said there’s already a game against “the No. 1 team in Canada” confirmed.

8) Will in-state students be eligible to receive Accountability scholarships?

The Alabama Accountability Act, originally passed in 2013 by the state Legislature, allows taxpayers to donate to scholarship granting organizations, known as SGOs. The SGOs distribute scholarships to low-income students in kindergarten through 12th grade to use in participating schools.

DeVaughn said in-state USA Academy students will be able to access Accountability scholarships. In addition, he said he’s already spoken to two scholarship granting organizations and received positive feedback and confirmed the school also plans to create its own scholarship granting organization.

Scholarship students using tax credit scholarships must take standardized tests in English language arts and math, and they must take the ACT college entrance exam before graduating.

9) What’s USA Academy’s recruiting pitch?

Propst pointed to his record of sending players to college, saying Colquitt County (Ga.) had 139 college signees in his 12 seasons at the south Georgia school.

Joining in the football team, he said, is intended to raise the player’s recruiting profile and give him the best football training available on the high school level.

“We want to show this model will work,” Propst said.

10) Who is Dusty DeVaughn?

The USA Academy founder described himself as a “country fat boy from Slapout, Alabama.” He also ran for state representative in 2018 and lost in the Republican primary to Mike Holmes, garnering 46.6 percent of the vote.

DeVaughn also said he has owned and operated a credit repair company for the last 10 years. He said his family has deep roots in Elmore County’s farming community, and the new school is being built on a 115-acre parcel his family owns in rural Elmore County.

11) What about a reality show?

The creation of the football program will also be turned into a reality show similar to MTV’s “2-A-Days” that put Propst on the national stage.

DeVaughn said the school’s website will provide exclusive behind-the-scenes access, with hopes a streaming service such as Hulu or Netflix will also distribute it.

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Millennials Credit Scores Had A Major Boost



New York, May 11, 2021 (GLOBE NEWSWIRE) — The unpredictability of the 2020 economy had very few positives to report on. However, one ray of light across the board was that the average FICO score for U.S consumers hit a record 710 last year, with millennials leading the way, boasting an 11-point increase.

Credit scores are important for millennials. Aged between 25-34, they are the generation who grew up during a changing financial climate, where more emphasis was placed on having a good FICO score in order to be approved for the likes of mortgages, auto loans and credit cards.

Yet not all US millennials had such a good year when it came to credit. Many are still struggling to gain the financial backing they need for both their personal and business life, and as a result aren’t benefiting from lower interest rates, higher credit limits, or access to better offers. 

If you’re a millennial looking for credit repair, the team at Credit Planned is helping your generation get back on track:

1. Who are Credit Planned?

Credit Planned is a platform that educates users on financial literacy to help them improve their credit and better plan their financial lives. A pioneer in credit repair, personal and business credit building, and funding solutions, they offer free online advice and how-to guides, alongside free over-the-phone consultations, to help people repair, improve, and maintain great credit.

With over 1,500 happy clients, each month they secure over $50,000 in funding and boost over 100 credit scores.

2. How can Credit Planned help millennials improve credit scores and access financial funding?

Above all else, Credit Planned can provide clear, actionable consultation on a case-by-case basis. As they experts when it comes to the financial industry, you will be given help and advice that will truly make the difference.

If your credit score has become a barrier to entry and approval for the likes of mortgages and loans, there are basic things you can do to quickly improve your score. While some are achievable from your side, some will need expert knowledge of the financial industry, both of which Credit Planned can help with.

Securing funding from banks can be made more achievable with an improved credit score. However, where real gains can be made is through leveraging the relationships Credit Planned have with these banks to secure 0% interest funding (anywhere from 50-150k) for 1-3 years.

  • Corporate Credit Blueprint

Many business owners aren’t aware of the power of business credit, and some don’t even know how to affects your personal score directly. Credit Planned can help optimize your business credit, no matter the size of your business, and open the doors to help your business grow.

3. Put past decisions and improper financial education behind you

Credit Planned are helping millennials who didn’t receive a financial education build the knowledge to prosper once more. From debunking credit mythics to posting great tips via their Facebook page, their online resources are an invaluable addition for anybody who is looking to improve their credit score and secure funding.

Book a free consultation and get your credit score on track

A good credit score indicates that you know how to manage your budget and make good financial decisions. Woven into most key systems in our society, it’s something that needs to be addressed should it be halting your progress in any walk of life.

Book a free consultation via the website, or by calling (877) 650-5116


More information:

Credit Planned are a pioneer in credit repair, personal and business credit building, and funding solutions. Don’t be afraid to scale your business or become financially independent. Read our advice, speak to us via a free consultation, and start building your credit today. Learn more via the website:

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How Much Do Credit Repair Services Cost? – News Anyway



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On average, one in five Americans has an unfair credit score. Mistakes on reports from bureaus are quite common. They range from misspellings to events that never happened. A false bankruptcy may tarnish your records for up to a decade! Experts may have such errors erased, so your FICO total will rise immediately. These services are not free, but what is the best value for money?

Credit repair is a highly competitive industry. As a result, the best credit agencies on Credit Fixed     have to offer reasonable pricing. Customers are always charged depending on the length of the billing cycle (e.g., 30-45 days). In addition, there could be an upfront fee.

Cost vs. Duration

Repair is a lengthy process. Although professionals speed it up, you still need several months (between 2 and 6) to clean your records. The most complex cases linger for a year. Trusted companies allow you to stop using their services at any time. Still, the longer — the more expensive.

Today, monthly rates from the most popular providers range between $79 and $129.95. If the upfront fee applies, it may be equal to the monthly payment or different. For example, with Sky Blue Credit, you pay $79 upon enrollment and $79 monthly.

Compare Service Levels

As you can see from this Sky Blue Credit vs Lexington Law review, not every company divides its services between packages. The first provider offers a universal solution that is also modestly priced. The competitor has three tiers, from basic to advanced.

This second scheme is the most common in the industry. Consumers choose cheaper or more expensive bundles depending on their needs. The tiers often include different numbers of disputes. For example, you may be able to disprove five items per bureau per billing cycle.

In addition to analysis and disputes, premium clients may get identity theft insurance, score tracking tools, and personal budgeting solutions. The biggest firms provide their proprietary apps — for instance, the Lexington Law app is highly rated in both Google Play and App Store. On the other hand, almost every company will let you track the status of your case through their web portal.

What You Are Paying For

While add-ons vary, the core services are the same. Any company will collect your reports from three major bureaus — TransUnion, Equifax, and Experian. The staff will scrutinize the records in search of debatable inaccuracies. Next, they will collect evidence and send dispute letters to bureaus on your behalf. Eventually, the errors should be eliminated, which pushes the total up immediately.

This describes the mission of any repair firm. It will help you fix your status more quickly. After all, experts can identify the most damaging mistakes and collect sufficient evidence from the get-go. In the process, they may also send different types of correspondence to lenders and collectors. This includes:

  • debt validation letters asking the lender to prove that you owe the specified amount;
  • goodwill letters asking them to stop reporting particular items;
  • cease and desist letters to collectors, do they stop bothering you.

Repair companies may eliminate different types of mistakes. However, only some of them can delete hard inquiries. Ideally, such items are created when you apply for a loan and the lender checks your credit history. Too many hard inquiries over a short period are damaging to the total.

Money-Back Guarantee

No company can guarantee specific results. The professionals will not promise to increase the total by a certain number of points. However, you may get your money back if the firm is inefficient. Check the conditions of its money-back guarantee (if it exists).

Most commonly, clients are paid back if no entries are deleted within the first 60 or 90 days. Removal of a single item voids this guarantee. In exceptional cases, the policy is unconditional. At the moment, it is only provided by Sky Blue Credit Repair. You may stop using the services for any reason within the first 90 days and get a refund.

Choose Wisely

As there are so many companies, choosing the right provider is not easy. Consider the BBB ratings and genuine feedback from consumers on sites like TrustPilot. Check if the firm delivers on its promises. It must provide excellent support, while the absence of a money-back guarantee is a legitimate deal breaker.

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How Long Will It Take to Fix My Credit Score? – News Anyway



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Your FICO or VantageScore status depends on the contents of your credit reports. Unfortunately, data stored by TransUnion, Equifax, or Experian may be inaccurate. Correction of mistakes will make your score rise. However, this is not an overnight process.

The duration depends on the number of false entries, the bureaus involved, and the quality of the evidence submitted. Experts from top-rated credit repair companies at will give a tentative evaluation. If you open disputes by yourself, resolution may take longer. It may require a couple of months or half a year. Here are the basics of credit repair in the US in 2021

Why You Need a Higher Total

Many consumers suppose their credit score only affects borrowing. The lower the total — the more difficult and expensive it is to take out a loan. In reality, the consequences are more varied. Aside from banks, your credit history is accessed by landlords, insurers, and even employers. You may fail to land your dream job because your score is far from perfect.

Causes of Deterioration

This may happen fairly or unfairly. In any case, deterioration stems from negative information on your credit reports. Items like missed payments or evictions pull the score down. Some consumers have to remove bankruptcies and judgments that never happened. Even your personal details may be flawed, although correcting the wrong spelling does not affect the total.

Both systems (FICO and VantageScore) look at similar factors for the calculation. The three most influential elements for the first method are:

  • history of payments (35% of the score)
  • how much you owe in total (30%)
  • length of credit history (15%)

Your credit mix (use of different types of credit) and new accounts affect 10% each. As you can see, late or missed payments, bankruptcies, and defaults are extremely damaging. Another crucial aspect is your ‘credit utilization ratio’, which applies to revolving credit — i.e., credit cards.

The lower your balance in comparison with the total amount of credit — the better. For example, if the limit is $5,000, and you have used $2,500, the ratio is too high (50%). Experts recommend keeping it below 30% or 11%, depending on who you ask.

The Fixing Process

So, what should you do if your reports contain wrong amounts or false entries? First, you are not alone. On average, every 5th consumer in the US has mistakes on their official records. Fortunately, everyone can have errors deleted to raise the total. There are two ways to go about it. You could try doing everything by yourself or hire repair experts. Either way, here is what the process involves.

1.   Collection of Data

Every US citizen may get a free annual copy of their report from each of the three major bureaus. Due to the pandemic, the service is now accessible every week. Go to to collect data from TransUnion, Equifax, and Experian at once.

Downloading it online is the fastest way, but you may also call the organization or send them a request by mail. If you hire a fixing company, they will collect this information for you. You may also get a free introductory consultation.

2.   Identification of False Derogatories

Next, you (or the expert) will need to establish inaccuracies. Note that credit reporting agencies do not share data with one another. Any or all of your reports may be flawed, which complicates the process.

As you can see from the score breakdown above, different categories of items affect the total differently. Credit repair professionals will prioritize the mistakes to fix the score faster.

  1. Collection of Evidence

When the report is inaccurate, it is your job to prove this. A repair firm will gather evidence on your behalf. This includes bank statements and other documents showing that the damaging entries are false. Professionals also send debt validation letters to your lenders. These ask them to prove that you owe the amount specified in the reports. As you can imagine, the duration of this stage varies. The more mistakes you want to be removed — the more evidence must be gathered.

4.   Formal Disputes

Armed with the evidence, you may now send formal dispute letters to the reporting agency (or agencies) involved. The bureau will investigate the claim and reply to you within 30 days. It may accept or reject the changes. Alternatively, additional proof may be required.

The Bottom Line

As you can see, fixing the score in under 30 days is next to impossible. You need to collect the reports, analyze them and gather evidence to support your claims. It is crucial to provide conclusive proof, so there is no back and forth between you and the bureaus.

The simplest cases may be resolved and just over a month. The most complex repair may last a full year. Generally, delegating this job to professionals will accelerate the result. The key is to choose a reliable firm that delivers on its promises. Check websites like BBB and TrustPilot for customer feedback, and make sure the company has a money-back guarantee for your peace of mind.

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