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10 Inspiring Entrepreneurs Share Advice for Businesses Experiencing Problems Due to the COVID-19 Pandemic



BALTIMORE, MD / ACCESSWIRE / June 5, 2020 / The COVID-19 pandemic and recent unrest going on across the world has caused a lot of businesses to call it quits. Apart from this, the unemployment rate in countries such as the United States has skyrocketed and more people have been left out on the streets than at any time in recorded history.

Now more than ever, entrepreneurs are yearning for advice to help give their businesses the jolt of life required to keep things sturdy. This is why we’ve curated a list of entrepreneurs who we know are making a difference in their various industries this period.

This article spotlights these individuals, their achievements so far, and their personal thoughts on running a thriving business. Let’s have a look.

Entrepreneurship isn’t easy, but Brian Choi sure makes it look like it is. At the age of 14, he launched his first business where he bought old iPhones, fixed it, then sold it for a profit. Over the years, he has launched a lot of businesses. But currently, Brian Choi specializes in Credit repair, credit funding, as well as having a mentorship program for people who are serious about learning in-depth on Credit.

The mentorship program teaches his clients how to leverage their credit to build passive incomes as well as investing in new streams of income. He currently has over 100 students in his program. And His mission is to help 10,000 people fix their credit as well as leverage their credit to invest into new income streams.

One of Brian Choi’s biggest accomplishments was making 6 figures right before he was 24. He has failed on countless occasions. But that never stopped him from aiming for more.

Currently, Brian’s mission is to help the next 10,000 people fix their credit and he’ll stop at nothing until he has achieved that mission.

“My advice for young entrepreneurs such as myself during this pandemic would be to seriously utilize this time of “stay at home” and invest in knowledge. Get that first book you’ve always wanted to buy and read it. Nothing in life is a mistake.

It’s a lesson. Always think of mistakes as lessons because if you weep on the past, you’ll never have time for the present which makes your future uncertain.”

Tyler the Hypnotist is a personal development hypnotist who’s changed the lives of over a thousand local and international clients. Throughout his life, Tyler experienced pain and regret. He was too shy to ask for the things he wanted and was too afraid to leave the comforting allure of conformity. It wasn’t until he attended a hypnosis event that he realized that the entire world was in pain.

At the event, he saw successful individuals, who were undoubtedly more confident than he was, break down in tears. At that moment, he allowed himself to feel the world’s pain. The pain was coming from all the individuals who wore masks of happiness while they were being torn apart from the inside. That pain allowed him to make a decision and answer his calling.

Ever since that day, he has healed over 1400 people of whatever painful experiences they’ve had and trained over 900 hypnotists online by revealing the secrets of hypnosis to them; he can teach anybody this art.

Special advice On COVID-19 For businesses;

“Covid-19 separated real business people from the ones who got lucky. Just like any other time, there are companies that are thriving and companies that are dying. set the intention to thrive and execute along that thought process. What problems are especially prevalent now that you can offer a solution to and get paid?”

-Taylor Ping

Instagram: q_tay

Taylor Ping is a 23-year-old serial entrepreneur from Silicon Valley, California now based in Arizona. She’s the founder of Ann Access Agency, a media development company specializing in viral marketing. Her newest company Deadgal offers luxury press-on nail sets that enable women to apply custom made nails at home within minutes.

While studying for her Business Law degree in college, Taylor was working an internship with an in-house lawyer for a company believing this path was how life for most young people starting out looked like.

She quickly realized she had so much more to offer, and her vision and drive led her to drop out of college, and grow her first company, Ann Access Agency, which cultivated a rolodex of thousands of influencers with over 18 million+ reach and worked with top content creators and brands such as Ignite, Paradise Challenge, MadeMan, Vapen, and Blacktape.

It is ground for new business models to adapt and all of Taylor’s time is being put into her new company Deadgal that enables women to achieve impeccable nails from home within minutes without having to go to a salon.

Special advice On COVID-19 For businesses;

“It’s a unique time in the business world right now so learning to adapt will provide any business and entrepreneur with the opportunity to become recession-proof.”

-Reece Larkin

Instagram: reece_larkin

Reece Larkin is a 24-year-old serial entrepreneur with multiple businesses across the social media marketing industry. In 2016, he founded Blackcorn, a global digital marketing firm that specializes in social media and PR.

Reece is always on the lookout for the next big thing in the digital world and he has built himself a team of experts who know how to best leverage their collective extensive experience to create thought-provoking, go-to marketing strategies that command success. Reece explains that Blackcorn is a digital pioneer, a firm constantly evolving in this ever-changing digital landscape. This ensures that it becomes an invaluable asset to help all its clients establish fool-proof campaigns so they can realize their business goals.

So far, Reece has achieved a lot in his career. He has become one of the top sellers on Fiverr in just 2 years. He has also clocked up clients internationally resulting in a staggering 14,000 clients and a turnover of $1,000,000. Reece is also proud to have created such an innovative firm as Blackcorn.

Reece is currently working with a network of upcoming hip hop artists and helping grow their online social media presence. He’s doing this by harnessing the power of social media giants TikTok and Instagram.

Special advice On COVID-19 For businesses;

“Remember that this too will pass and we will become stronger because of this. Businesses build strong reputations in the hard times, never the easy times.”

-Castell J.R. Barnes

Instagram: cjrbarnes

Castell J.R. Barnes is an entrepreneur of Afro-Cuban & Jamaican descent. His love for culture, people, writing, branding, speaking, and StratOps has served as his guide throughout his time as the Co-Founder of GRTR Management.

GRTR Management is a creative consultancy that focuses on securing branding and speaking partnerships. GRTR Management has left its mark on continents such as North America, The Caribbean, and Europe. They’ve also worked with global business titans such as LinkedIn, Twitter, Disney, and The Brooklyn Nets.

Castell’s achievements so far have toppled his imagination. He shares that his greatest achievements would be the time he launched his first book and landed his first paying client. So far he has gone on to set numerous records such as speaking at over 50 engagements, scaled two massive companies, and working on over 40 projects that all equate to over 50MM+ on budget spend.

Right now, Castell and his team are in the process of releasing their first podcast episode, starting an educational and business investment fund, and securing their first big financial branding partner. The GRTR Management team is also working on the release of Castell’s Co-Founder’s new children’s book series.

Special advice during COVID-19 for businesses:

“As we all push through COVID-19, I would first urge businesses to prioritize the holistic health of their employees. After organizations are able to get a solid hold on their teams’ well-being, I would advise that they cut down on any extra operational fat by zoning in on their top income-driven products or services. This is a great time to not only connect emotionally with consumers but creatively re-introduce or upgrade what your company is known for.

As a bonus, I would recommend that companies convert their offerings to live online (at least 50%) and get up to speed with data science, machine learning, and artificial intelligence. Technology as we know it is not only here to stay, but it will increasingly determine how we engage with clients and run profitable businesses in the years to come.”

-Jess Glazer

Instagram: Jess.glazer

After 8 years of working as an elementary school physical education teacher, Jess Glazer left her comfortable job to pursue her side hustle of personal training and online health coaching.

In just two years, Jess turned her once “cute side hustle” into a million dollar coaching business and has helped hundreds of clients create millions in revenue for themselves. She specializes in course creation, social media strategy, organic marketing, lead generation, sales, and online business buildout. Jess also created two signature courses that help entrepreneurs start and scale their business into multiple six figures. The courses come fully stocked with a team of coaches including an in house accountant, lawyer, tech wizard, and mindset coach.

She explains that her mission is to cause a ripple effect and inspire change for generations to come; making a massive impact and leaving a lasting legacy beyond her singular actions. This Noble cause has gotten her featured on major outlets such as Forbes, The Today Show, Good Day New York, and The New York Post

Currently, Jess and her team are working on creating an online certification program where coaches can come and not only learn how to start/run an online business, but actually become certified in their signature proven method of coaching/teaching. The long term vision for this is to build out a fully functioning online university with a variety of departments and instructors; a one-stop-shop for your business blueprint in a box.

Special advice On COVID-19 For businesses;

“I would advise businesses to lean into what their clients are really wanting and needing right now and to be open to pivoting and understanding that there is opportunity everywhere. What worked before may not work right now and this is the time to get creative and take risks. Think of new ways to create your old income (and more).

Remember, your income is a direct reflection of your impact; so ask yourself how you can make a bigger impact. This is also a great time to step into affiliate marketing to create more income and gain more exposure. Lastly, don’t lower your prices, but rather revise and restructure your offers & deliverables.”

-Abdelkader Bachr

Instagram: abdoobachr

Abdelkader Bachr, Also known as Abdoobachr, is a 24-year-old entrepreneur and marketing specialist. Apart from this Abdoobachr is also the brains behind numerous marketing agencies that help small businesses and firms achieve their digital campaign goals.

Abdoobachr is a sought after professional and has proven that by earning well over $100,000 a month. He’s done this by leveraging the power of digital marketing.

Achieving this level of success wasn’t easy. Abdoobachr has had his fair share of difficulties. Back when he was a newbie in digital marketing Abdoobachr found it hard to stand out in his industry. At first, he didn’t have a specific niche. He also struggled with lack of experience and self-doubt.

However, Abdoobachr managed to overcome this by working on improving his skills and plotting out his target niche market. Over time, he became one of the most sought after experts in his industry.

Currently, Abdoobachr is striving to reach seven figures monthly and forge partnerships with larger firms.

Special advice On COVID-19 For businesses;

Don’t ever give up, no matter how tough it gets. Realize the importance of networking to build business relationships and get those all-important referrals.

-Kenneth Ervin

Instagram: @maykenhistory

Kenneth Ervin is the Founder of Champion Digital Solutions (CDS), a full-service digital marketing agency that is passionate about encouraging and assisting clients with their brand in order to fulfill their ultimate visions and create a plan of action.

Champions Digital Solutions has a saying, “Champions do daily, what underachievers do occasionally.” Which is why at CDS, the focus is on driving business-oriented results and bringing those results into the spotlight with their many services. The services include website development, graphic designing, and all-around tactical marketing and brand management.

Kenneth Ervin has had the opportunity to work with various brands and entrepreneurs from all over the world. He believes in networking and building genuine relationships that span above race, country, and religion.

Currently, Kenneth and his team are planning on releasing a Covid-19 relief plan to their clients that will focus on helping their businesses thrive during this pandemic. Also, during these horrific times, Kenneth and his team will continue to be a voice in support of the African Americans that have been killed by a system that was designed to protect and serve them.

Special advice On COVID-19 For businesses;

“My advice to businesses during this pandemic and social injustice is to keep believing in what you have built! Continue to love what you are doing, work hard, and network with people. The results that you want will come together piece by piece without you even noticing and once it comes, put some more work in!”

-Cameron Moore

Instagram: flaunt_body

Cameron Moore is an inspiring entrepreneur who has an educational and professional background in finance and management. Apart from this, Cameron holds a Masters of Arts in interior design.

Cameron is also the founder of Flaunt Body, a firm that offers versatile, unisex and effortless skincare & personal grooming products. What sets Flaunt Body apart is its focus on niche skin concerns.

They create products that respond to skin concerns with alternative products, provide inclusive solutions and offer travel-friendly solutions for active and fast-paced lifestyles. So far, the firm has achieved a lot of amazing feats; in 2019, Flaunt Body’s introductory product won Indie Beauty Expo’s Best In Show Award, within its first three months of launching.

Flaunt Body is currently working on it’s second product launch, as well as developing best practices to become more environmentally sustainable. From the way they source ingredients to shipping methods and packaging.

Special advice On COVID-19 For businesses;

“Now is not the time for business as usual. Owners have to navigate to the best of their abilities to be resilient, resourceful, adaptive and put people at the forefront. What has worked for us is asking our community what they want to see and hear from us.

This invaluable feedback created dialogue for what people want and need right now. It allowed us to adjust to the needs of our community and opened the gate for some great collaborations and relationship building.”

-Justin Sides Jr.

Instagram: Justinsidesjr

Justin Sides Jr. is a nineteen-year-old entrepreneur who grew up in a small town situated in Northern California. Justin was raised in an entrepreneurial environment by his parents until they passed when he was thirteen.

As a child brought up with the entrepreneurial spirit, Justin picked up some side hustles in high school. He started with repairing iPhones for extra cash and then moved on to eCommerce with the earnings he’d gotten. Justin quickly scaled his eCommerce business to $40,000 within its first few months.

At some point, Justin realized that he had exceptional ads management skills. So he decided to help other individuals run their social media ads and achieve the same results that he got with his eCommerce store.

Justin went on to create BLU marketing agency, a firm that assists its clients in their digital marketing campaigns and digital footprint growth. Today, BLU marketing agency is one of the most sought after firms in its industry.

Special advice On COVID-19 For businesses;

“Right now, the only thing you should be is relentless. Relentless action will keep you from stagnation. You should also embrace the failures you experience now and learn from them. Lastly, be radically open-minded as this will let you absorb new ideas that will help take your business to the next level.”

Company: DigitalEliteMedia
Contact Person: Samuel Sope
Location: Baltimore, MD
Email Address:

SOURCE: Naijablogguy

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Are Sallie Mae Student Loans Federal or Private?



When you hear the name Sallie Mae, you probably think of student loans. There’s a good reason for that; Sallie Mae has a long history, during which time it has provided both federal and private student loans.

However, as of 2014, all of Sallie Mae’s student loans are private, and its federal loans have been sold to another servicer. Here’s what to know if you have a Sallie Mae loan or are considering taking one out.

What is Sallie Mae?

Sallie Mae is a company that currently offers private student loans. But it has taken a few forms over the years.

In 1972, Congress first created the Student Loan Marketing Association (SLMA) as a private, for-profit corporation. Congress gave SLMA, commonly called “Sallie Mae,” the status of a government-sponsored enterprise (GSE) to support the company in its mission to provide stability and liquidity to the student loan market as a warehouse for student loans.

However, in 2004, the structure and purpose of the company began to change. SLMA dissolved in late December of that year, and the SLM Corporation, or “Sallie Mae,” was formed in its place as a fully private-sector company without GSE status.

In 2014, the company underwent another big adjustment when Sallie Mae split to form Navient and Sallie Mae. Navient is a federal student loan servicer that manages existing student loan accounts. Meanwhile, Sallie Mae continues to offer private student loans and other financial products to consumers. If you took out a student loan with Sallie Mae prior to 2014, there’s a chance that it was a federal student loan under the now-defunct Federal Family Education Loan Program (FFELP).

At present, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its customers, many of whom are college students.

What is the difference between private and federal student loans?

When you’re seeking financing to pay for college, you’ll have a big choice to make: federal versus private student loans. Both types of loans offer some benefits and drawbacks.

Federal student loans are educational loans that come from the U.S. government. Under the William D. Ford Federal Direct Loan Program, there are four types of federal student loans available to qualified borrowers.

With federal student loans, you typically do not need a co-signer or even a credit check. The loans also come with numerous benefits, such as the ability to adjust your repayment plan based on your income. You may also be able to pause payments with a forbearance or deferment and perhaps even qualify for some level of student loan forgiveness.

On the negative side, most federal student loans feature borrowing limits, so you might need to find supplemental funding or scholarships if your educational costs exceed federal loan maximums.

Private student loans are educational loans you can access from private lenders, such as banks, credit unions and online lenders. On the plus side, private student loans often feature higher loan amounts than you can access through federal funding. And if you or your co-signer has excellent credit, you may be able to secure a competitive interest rate as well.

As for drawbacks, private student loans don’t offer the valuable benefits that federal student borrowers can enjoy. You may also face higher interest rates or have a harder time qualifying for financing if you have bad credit.

Are Sallie Mae loans better than federal student loans?

In general, federal loans are the best first choice for student borrowers. Federal student loans offer numerous benefits that private loans do not. You’ll generally want to complete the Free Application for Federal Student Aid (FAFSA) and review federal funding options before applying for any type of private student loan — Sallie Mae loans included.

However, private student loans, like those offered by Sallie Mae, do have their place. In some cases, federal student aid, grants, scholarships, work-study programs and savings might not be enough to cover educational expenses. In these situations, private student loans may provide you with another way to pay for college.

If you do need to take out private student loans, Sallie Mae is a lender worth considering. It offers loans for a variety of needs, including undergrad, MBA school, medical school, dental school and law school. Its loans also feature 100 percent coverage, so you can find funding for all of your certified school expenses.

With that said, it’s always best to compare a few lenders before committing. All lenders evaluate income and credit score differently, so it’s possible that another lender could give you lower interest rates or more favorable terms.

The bottom line

Sallie Mae may be a good choice if you’re in the market for private student loans and other financial products. Just be sure to do your research upfront, as you should before you take out any form of financing. Comparing multiple offers always gives you the best chance of saving money.

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Tips to do some fall cleaning on your finances



Wealth manager, Harry Abrahamsen, has five simple ways to stay on top of the big financial picture.

PORTLAND, Maine — Keeping track of our financial stability is something we can all do, whether we have IRAs or 401ks or just a checking account. Harry J. Abrahamsen is the Founder of Abrahamsen Financial Group. He works with clients to create and grow their own wealth. Abrahamsen shares five financial tips, starting with knowing what you have. 

1. Analyze Your Finances Quarterly or Biannually

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to actually get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all of the various wealth-eroding factors that can take you completely off course.

With interest rates very low, now might be a good time to consider refinancing student loans or mortgages, or consolidating credit card debt. However, do so only if you need to or if you can create a positive cash flow. To ensure that you are saving the most by doing so, you must look at current payments, excluding taxes and insurance costs. This way you can do an apples-to-apples comparison.

The most important things to look for when reviewing your credit report is accuracy. Make sure the reporting agencies are reporting things actuary. If it doesn’t appear to be reporting correct and accurate information, you should consult with a reputable credit repair company to help you fix the incorrect information.

4. Savings and Retirement Accounts

The most important thing to consider when reviewing your savings and retirement accounts is to make sure the strategies match your short-term and long-term investment objectives. All too often people end up making decisions one at a time, at different times in their lives, with different people, under different circumstances. Having a sound strategy in place will allow you to view your finances with a macro-economic lens vs a micro-economic view. Stay the course and adjust accordingly from a risk and tax standpoint.

RELATED: Financial lessons learned through the pandemic

A great tip for lowering utility bills or car insurance premiums: Simply ask! There may be things you are not aware of that could save you hundreds of dollars every month. You just need to call all of the companies that you do business with to find out about cost-cutting strategies. 

RELATED: Overcome your fear of finances

To learn more about Abrahamsen Financial, click here

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How to Get a Loan Even with Bad Credit



Sana pwedeng mabura ang bad credit history as quickly and easily as paying off your utility bills, ‘no? Unfortunately, it takes time. And bago mo pa maayos ang bad credit mo, more often than not, kailangan mo na namang mag-avail ng panibagong loan. 

Good thing you can still get a loan even with bad credit, kahit na medyo limited ang options. How do you get a loan if you have bad credit? Alamin sa short guide na ito. 

For more finance tips, visit Moneymax.



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